They will be busy at renewal time!Originally Posted by bluninja
Wearing Hi-Viz Black.
They will be busy at renewal time!
TOP QUOTE: The problem with socialism is that sooner or later you run out of other peoples money.
Tight buns
Well if they are you can always look here
Legalise anarchy
Yee haaaa
The price that site provided came in pretty damn close to the one the insurance co came up with to replace what I have now.
The views expressed above may not match yours - But that's the reason my Dad went to war - wasn't it?
Life's journey is not to arrive at the grave safely in a well preserved body, .... but rather to skid in sideways, totally worn out,... shouting "man, what a ride"!!!
It's OK...I've got a spare!
I read somewhere that NZ is a prime target for scams because we're so damn polite.
Now, in saying that, I have a prime Nigerian investment that I might be willing to sell at the right price.
PM me if you're interested.
...she took the KT, and left me the Buell to ride....(Blues Brothers)
"channellling the Pleideans"
and THAT is the figure you need to insure for..... assuming you can purchase a cover.
I thought elections were decided by angry posts on social media. - F5 Dave
"channellling the Pleideans"
or a valuer.
Here is some free legal advice for y'all sons of bitches.
Insurance lor is a bastard son of contract lor. Many of the same principles apply. Price, parties, performance, yadda yadda.
What you are saying to your insurer every year is: "Here is a list of risks which I face, I should like to purchase an insurance policy which will indemnify me from that risk" Insurance co says "Certainly sir, here are our terms: Your premium is $X, and your deductible (excess) is $Y". They are betting you will give them money for nothing, and you are betting that shit will go down, in which case you say "same again, thanks".
But in all cases it is up to the INSURED TO ESTABLISH THE LOSS. It is on the insured to QUANITIFY THE INDEMNITY REQUIRED. Easy to buy fifty g's worth of cover, almost pointless if you have five HUNDRED g's of loss. A lot of insurance co's after the christchurch EQ's found themselves on the losing end of those bets in a fairly big way: Think of AMI, or that one that went tits up.
The big issue in chch is that insured parties are relying on the insurance companies, and their loss adjusters, to quantify the loss. Then, quelle surprise!, their estimates of loss do not match. Cue lots of angst, lawyers involved and all that shit.
So, as an insured party, what can you do? Like the man said, you are responsible for identifying and quantifying what you potentially have to lose, and then seeking indemnity for that possible loss.
You're welcome.
Last edited by HenryDorsetCase; 25th April 2013 at 19:31. Reason: drunk AS FUCK
I thought elections were decided by angry posts on social media. - F5 Dave
Just faidin away!
Bwana, your PM post box seems to be full. ...
They call me Mr Fahrenheit
All those keen investors....Bwana, your PM post box seems to be full. ...
Keep on chooglin'
Forum whore
They're trying it on over here as well.....from the missus
I've just been hit on telephonically by a Bank insurance person who didn't sound old enough to shave, calling me Marion and trying to sell me funeral insurance.
This isn't the first time ... I must fall within their demograph of "customers who are morbidly afraid of dropping dead and leaving debt behind them" or something ...
he said that now's the time to think of my loved ones...
I told him that I'd thought about them all my life and if the buggers are too stingy to bury me when I pop off then they can just prop me in a corner and carry on .... although I do think the smell would probably get a bit too much after a while.
He went very quiet.
The last one I told I'd been a gambler all my life but that I wasn't interested in betting on even a sure thing if i had to be dead to collect.
He went quiet too.
Honestly, no resilience these pre-pubescent 12 year olds these days ... when I was 12 I would have followed up on the smell comment with a sales pitch for deodorant .....
no contest, the current crop of 12 year olds .... *sigh*
- He felt that his whole life was some kind of dream and he sometimes wondered whose it was and whether they were enjoying it.
It's OK...I've got a spare!
No problem.Bwana, your PM post box seems to be full. ...
Just post your bank account details and passwords here and I'll get to work making you rich.
...she took the KT, and left me the Buell to ride....(Blues Brothers)
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