So back to the start then, how can you prove it's the financial system preventing those people's access to the resources? and not human douchebaggery or resource scarcity? It's not a fact unless you can prove it.
I've heard nothing that even comes close to what we have, I'd like to offer something better, but in absence of that I think what we have is the best. This is the point you keep struggling with, the
so called 99% have no useful alternative to offer, and will not be taken seriously (even by opposition) until you do.
Currently the free market (despite it no being a perfect free market) is a huge driving force allowing all consumers to have their say in what gets produced, what companies get access to the resources. By shifting that power into a committee you are taking it away from the rest of the people, it doesn't mater who has to ask, it matters who has to decide.
It just seems like you want a dictatorship, but where the dictator is a committee of as many people as you can find who agree with your way of doing things.

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