Love ducati's
Sounds like bullshit and I'd quite happily tell the insurance company to take a running fuck and laugh as they threaten me with court action. It's a race track...the insurance companies won't have a leg to stand on. Are they gonna claim "reckless" driving because you're doing over 100 or braked too hard? Who's gonna be the judge and jury on this one.
Originally Posted by Kickha
Originally Posted by Akzle
I will ask my broker friend about this. Its an interesting situation as more and more people take out track day coverage, sooner or later they will look for some way to recoup costs.
It could be similar to say a negligent camper being billed for the cost of fighting a bushfire etc, so maybe if someone majorly negligent there could be a case, will ask my friend anyway...
Heard back from my broker friend, they will pursue costs anywhere there is a legal avenue. Couldn't get any specifics more than that but something to consider is when you sign the disclaimer you agree to abide by the rules of the day eg no passing on inside etc which kinda construes a contract.
So if someone highsides in front of you causing you to crash , pure bad luck, no ones going to get chased for that.
But if some muppet passes on inside and forces someone to crash then they could possible be chased up.
Really it sounds like a complete non event for 99% of people who go to track days but if you are a complete muppet ignoring marshalls/rules etc you could expect problems from insured parties.
"sorry...my brakes failed"
"sorry...I was avoiding another rider"
"sorry mate...I didn't see you"
"sorry....I misjudged my braking marker and safest option was to go up inside rather than crash into back of other rider"
"sorry...I got confused about the whole countersteering thing they instructed me to do"
"sorry....I couldn't comprehend how slow that guy I crashed into was going....it's the medium group FFS and he was going way slower than everyone else."
"sorry...I think there was a bit of oil on the track"
"sorry...I've given the trackday officials a false name so good fuckin luck chasing me for it"
I expect fuck all problems from insured parties at a track day. Boss of piss is the maximum they can expect from me.
If you can't afford to bin it / can't pay the insurance excess / can't take time off work for injuries...don't take it to the fuckin track...end of.
Originally Posted by Kickha
Originally Posted by Akzle
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