Statistic say:
First - Helmet
Then - Start with your feet and dress yourself up from there.
I would have a hard time riding without gloves, but stats say that your worst injuries aside form your head, are lower leg injuries. Just thinking back to friends of mine, their worst injuries were due to wearing boots that lacked proper support, or not wearing boots at all. One had his footpeg dig into his tibia and go upwards along the tibia .... requiring a number of surgeries the other one highsided and wacked is heel on the ground (wearing cheap boots) and broke his heel.
As mentioned above, if you can't afford proper bike gear, even knee pads and elbow pads can help.
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