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Thread: ACC is not invincible

  1. #1
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    ACC is not invincible

    It only took 12 months, and yesterday I won my case with ACC. It was that old chestnut, "pre-existing degenerative condition" excuse. I know of people who have fought for years with Lawyers and are still waiting, or have taken three years to get a result using an expensive lawyer.

    If anyone has a genuine case and isn't sure what to do and can't afford a lawyer, I have now an extensive knowledge of ACC legislation and proceedures and would be happy to help if I can.

    Happy day yesterday!
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

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    Good job - you wore the buggers down eh?

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    congrats man! theyre bloody hard work that mob..ive had trouble with them double billing me on acc levies (i pay the bill...then get another bill from a debt collecting agency)....they did that to me two years in a row and wouldnt accept it as a wrong ("im sorry sir, you dont understand, we'll talk to your accountant") after perservering i got the extras dropped, but have heard others say theyd had the same trick pulled on them....how many just accepted and paid up?
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    more importantly, do you still get cheap drugs?

  6. #6
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    Yup! The key is knowing what you are entitled to and checking the legislation carefully. Ask lots of questions and don't stop at a "No" if you think you are right. My case was clear in that you can't deny a back full of scaffolding, and a surgeon who directly disagrees with the assessing Doctor.

    You need patience, as even if your case manager is on your side, they have a lot of legislative processes to go through. I was able to analyze a 10 page report from the medical officer and use terms and legislative references along with medical definitions and present my affidavits in their own terms. I analyzed MRI, and CT reports as well as the doctor's, radiologists and surgeon's reports to highlight the support for my contention.

    Even so, I could still be fighting if my case manager wasn't both very experienced in ACC legislation and procedures, but also activity in my court. I owe her a big box of chocolates and a bunch of flowers! She used technicalities in the legislation to interpret it in my favour, and had the mana to pull strings and get things done far quicker than otherwise possible.
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

  7. #7
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    Quote Originally Posted by Akzle View Post
    more importantly, do you still get cheap drugs?
    Cheap? I get them free! As much as I want. ..
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

  8. #8
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    Congrats Ed.

    My old mum slipped over and hurt her knee and needed an operation to sort it out.

    ACC denied her claim saying it was a 'degenerative condition' even though her Dr stated it wasn't and she'd never had any knee problems before. Bastards!

    Good on you for standing up to them and winning!

  9. #9
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    Quote Originally Posted by Paul in NZ View Post
    Good job - you wore the buggers down eh?
    It's taken its toll on me, too. I feel like a wrung out dish rag. Lawyers can be dispassionate, but when it is you, it's very personal.
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

  10. #10
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    Quote Originally Posted by BuzzardNZ View Post
    Congrats Ed.

    My old mum slipped over and hurt her knee and needed an operation to sort it out.

    ACC denied her claim saying it was a 'degenerative condition' even though her Dr stated it wasn't and she'd never had any knee problems before. Bastards!

    Good on you for standing up to them and winning!
    She, or someone else, could have pursued it. Having Cushing's, could have worked against me were it not for my surgeon, too, as it causes an Osteoporosis and can lead to fractures even without a car accident.

    Now, it works against my physiotherapy making progress slow and uncertain.
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

  11. #11
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    I had a knackered knee for about 5 years, ACC did not want to know about it after their ''medical expert'' said it was bursitis (or fluid on the knee) even though this ''medical expert'' had not even seen the knee.
    An orthopaedic surgeon examined the knee and said it would need surgery, I elected to live with it and carried on working kneeling on one knee only (flooring is my trade) about a month ago, and by accident, I put the nursed knee on the ground and it didn't hurt, so now I can use two knee pads! wait long enough and the body will heal itself.

  12. #12
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    Quote Originally Posted by Maha View Post
    I had a knacker knee for about 5 years, ACC did not want to know about it after their ''medical expert'' said it was bursitis (or fluid on the knee) even though this ''medical expert'' had not even seen the knee.
    An orthopaedic surgeon examined the knee and said it would need surgery, I elected to live with it and carried on working kneeling on one knee only (flooring is my trade) about a month ago, and by accident, I put the nursed knee on the ground and it didn't hurt, so now I can use two knee pads! wait long enough and the body will heal itself.
    Most injuries heal up, and with my surgery, it is healed and stable The issues are due to the immobility of most of my spine and Cushing's Syndrome.

    I have just got back from a physical asessment to establish a base line of where I am at. I am shattered! The exercises were simple and would be of no consequence to most people.

    If you take a 100% figure as being fully fit for a man of my age, height and weight, I was assessed at 1%. Not a misprint, one percent! It was pathetic how weak and wobbly I am. Still, he reckons I can improve with physio, not sure how much or how long it will take, but he's recommending me for a treatment program.
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

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    Hate to say it Ed, but ACC still stand and not only that they made another $5B profit while you were fighting them.

    I don't even think you won the battle. They just made it look like your did.

    (My old man has elected to go private with his stuff now.....and is looking at at $120K bill at the end......ACC are scum, money grabbing scum)
    Reactor Online. Sensors Online. Weapons Online. All Systems Nominal.

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    Quote Originally Posted by Edbear View Post
    Even so, I could still be fighting if my case manager wasn't both very experienced in ACC legislation and procedures, but also activity in my court. I owe her a big box of chocolates and a bunch of flowers! She used technicalities in the legislation to interpret it in my favour, and had the mana to pull strings and get things done far quicker than otherwise possible.
    Don't say too much or she'll be out of a job

  15. #15
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    Quote Originally Posted by avgas View Post
    Hate to say it Ed, but ACC still stand and not only that they made another $5B profit while you were fighting them.

    I don't even think you won the battle. They just made it look like your did.

    (My old man has elected to go private with his stuff now.....and is looking at at $120K bill at the end......ACC are scum, money grabbing scum)
    Well, whatever you call it, they are paying me a fairly sizable sum which I'm not about to turn down.

    I haven't finished with them yet, though, there's this other matter of permanent impairment which I don't agree was assesed at nearly enough...
    You don't get to be an old dog without learning a few tricks.
    Shorai Powersports batteries are very trick!

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