Depends on if you are buying, hiring or borrowing:
if you are hiring a bike, the companies insurance will cover you - however you will need to keep the documentation (which is your proof of insurance) with you at all times
if you are borrowing a bike (and provided you have a valid licence for the bike being borrowed) you can get added to the owners insurance (usually for a fee) as a named driver
if you are buying, not citizenship shouldn't be a problem so long as you are living in the UK, however it might proove tricky if you plan to go over there on holiday, buy a bike, ride it, then sell it at the end. as the insurance company won't have a permenant address etc.
Physics; Thou art a cruel, heartless Bitch-of-a-Mistress
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