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Thread: House buying

  1. #226
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    Quote Originally Posted by EJK View Post
    So uh yeah, as of today I've gone unconditional.
    Congrats, man.

    Now make sure you've got "remove gutters and paint facias" on your calendar for August 2027, or ellipsis will be around to give you shit, you lazy bastard.
    Go soothingly on the grease mud, as there lurks the skid demon

  2. #227
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    Quote Originally Posted by HenryDorsetCase View Post
    really interesting point - a lot of the people I work with would not have the first clue about anything remotely approaching DIY. I'm the Erv Kanemoto of DIY - standing on a big heap of broken shit.
    On the other, other hand: I visited a place the other day with what had obviously been quite lovely matai flooring, which someone had utterly destroyed with a floor sander. Fucking divots and roller marks everywhere, and to add insult to injury he'd used a high gloss urethane finish. I couldn't live with that level of butchery, and I don't think there's a great deal you could do to fix it outside of carpeting it.
    Go soothingly on the grease mud, as there lurks the skid demon

  3. #228
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    Quote Originally Posted by Ocean1 View Post
    On the other, other hand: I visited a place the other day with what had obviously been quite lovely matai flooring, which someone had utterly destroyed with a floor sander. Fucking divots and roller marks everywhere, and to add insult to injury he'd used a high gloss urethane finish. I couldn't live with that level of butchery, and I don't think there's a great deal you could do to fix it outside of carpeting it.
    ...have you been in my kitchen?...when?...

  4. #229
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    Quote Originally Posted by Ocean1 View Post
    Congrats, man.

    Now make sure you've got "remove gutters and paint facias" on your calendar for August 2027, or ellipsis will be around to give you shit, you lazy bastard.
    Haha thanks. There are people who has knowledge and skills to do all the maintenance on their bikes, and rest who pays the shop to do it. I'm more of the latter. Oh yeah, I used to own a BMW so that says enough.


    If you can make it on Kiwibiker you can make it anywhere.

  5. #230
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    Quote Originally Posted by EJK View Post
    Thanks! I know right... It's just the beginning
    Just you wait until you have to start doing things... I needed a plumber to sort out slightly shoddy drains/pipes and utterly shite hot water pressure (how the previous owners put up with it, I don't know). Next up is insulation (underfloor only, Lockwoods have solid walls and no ceiling cavity), and some severe (ground-level) tree work.
    Then I suppose I better get onto painting the outside, waterblasting the decks and steps, clearing out the gutters, and re-doing the bathroom/toilet/laundry.

  6. #231
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    Quote Originally Posted by HEsch View Post
    Just you wait until you have to start doing things... I needed a plumber to sort out slightly shoddy drains/pipes and utterly shite hot water pressure (how the previous owners put up with it, I don't know). Next up is insulation (underfloor only, Lockwoods have solid walls and no ceiling cavity), and some severe (ground-level) tree work.
    Then I suppose I better get onto painting the outside, waterblasting the decks and steps, clearing out the gutters, and re-doing the bathroom/toilet/laundry.
    Yeah all of that, but remember that all the work you do on your own place is just for you. You can get a lot of satisfaction out of that
    High miles, engine knock, rusty chrome, worn pegs...
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  7. #232
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    Quick question: Why do sellers hold onto listing property until election? How does election influence property sales?


    If you can make it on Kiwibiker you can make it anywhere.

  8. #233
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    Depending on whether the govt. changes (or not), and the proposed policies/changes they may bring in, the market conditions may change. EG a capital gains tax being brought in would make a large dent in a seller's potential profit. (not that this explains why they would hold on until after the election...). Or changes to lending restrictions on, say, first home buyers or investors, or changes to tax rates - may influence the amounts people can reasonably save and borrow.

  9. #234
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    Quote Originally Posted by EJK View Post
    Quick question: Why do sellers hold onto listing property until election? How does election influence property sales?
    The usual human reaction of fear they may make the wrong decision and lose.

    Depends if you're just selling, or selling and buying, change of government or coalition makeup can affect both ends of the transaction, potentially a problem if you're not doing both at exactly the same time. If you consider what's been discussed lately that may or may not happen, and could sting you if you're holding the baby at the wrong time;

    Loan/income ratio limits
    Further changes to LVR rules
    Asset taxes
    Property transaction taxes
    Overseas investment rules
    Property investment disincentives
    Capital gains taxes
    School zoning changes
    ..........
    Riding cheap crappy old bikes badly since 1987

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  10. #235
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    Quote Originally Posted by EJK View Post
    Haha thanks. There are people who has knowledge and skills to do all the maintenance on their bikes, and rest who pays the shop to do it. I'm more of the latter. Oh yeah, I used to own a BMW so that says enough.
    You're excused from maintaining a BMW, nowadays the technology is beyond most amateurs.

    You're not excused from painting your house. There's almost no skill required, certainly none you can't acquire from youchoob and the local hardware shop. It's just hard work. So unless you want to hand in Ye Olde Kiwi Manhood card break out the turps and get fucking painting.

    You lazy bastard.
    Go soothingly on the grease mud, as there lurks the skid demon

  11. #236
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    Quote Originally Posted by EJK View Post
    Quick question: Why do sellers hold onto listing property until election? How does election influence property sales?
    Basic fear.

    Uncertainty of the red peril getting in and taxing the crap out of everyone, which is their normal default setting.


    Quote Originally Posted by Ocean1 View Post
    ... break out the turps and get fucking painting.
    Fuck that shit. Enamacryl is your bestest friend ever!
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  12. #237
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    Quote Originally Posted by Ocean1 View Post
    On the other, other hand: I visited a place the other day with what had obviously been quite lovely matai flooring, which someone had utterly destroyed with a floor sander. Fucking divots and roller marks everywhere, and to add insult to injury he'd used a high gloss urethane finish. I couldn't live with that level of butchery, and I don't think there's a great deal you could do to fix it outside of carpeting it.
    Theres a real knack to using a floor sander, one I found out very quickly I didnt have. I did have a go, realised I was fucking my nice Rimu floor, and got someone in to do it properly. Then we decided to take out the fireplace and the wall so after I'd done that (that was fun, if dirty) and repaired the floor I got them back to do that entire end of the house. Satin finish yo!

    If its down to the tongue its probably fucked but they are 1/4 inch down so theres a bit of material to play with.
    I thought elections were decided by angry posts on social media. - F5 Dave

  13. #238
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    Quote Originally Posted by Swoop View Post
    Basic fear.

    Uncertainty of the red peril getting in and taxing the crap out of everyone, which is their normal default setting.



    Fuck that shit. Enamacryl is your bestest friend ever!
    Uh, except it was the Nazis that introduced this UTTER fucker that is a capital gains tax by stealth (its called "Residential Land Witholding Tax").

    Guess what? it doesnt fucking work. I am on the verge of an OIA request to find out the admin costs vs the revenue collected.
    I thought elections were decided by angry posts on social media. - F5 Dave

  14. #239
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    Quote Originally Posted by HenryDorsetCase View Post
    Theres a real knack to using a floor sander, one I found out very quickly I didnt have. I did have a go, realised I was fucking my nice Rimu floor, and got someone in to do it properly. Then we decided to take out the fireplace and the wall so after I'd done that (that was fun, if dirty) and repaired the floor I got them back to do that entire end of the house. Satin finish yo!

    If its down to the tongue its probably fucked but they are 1/4 inch down so theres a bit of material to play with.
    There is certainly a skill involved. I don't have it either. But I recognise the required tenets: at every decision point, (often mere seconds apart) there's an easy way to proceed and a difficult way. Take the difficult way.

    And I say this from the perspective of one with a tolerably esoteric but reasonably advanced set of skills, amateurs ALWAYS take ill advised shortcuts.
    Go soothingly on the grease mud, as there lurks the skid demon

  15. #240
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    Quote Originally Posted by HenryDorsetCase View Post
    Uh, except it was the Nazis that introduced this UTTER fucker that is a capital gains tax by stealth (its called "Residential Land Witholding Tax").

    Guess what? it doesnt fucking work. I am on the verge of an OIA request to find out the admin costs vs the revenue collected.
    Nice idea, but have you noticed how much damage the lack of such detail did to Labour's water tax proposal?

    When it comes to someone else's money, (as in not in my pocket) there seems to be a complete disconnect between how it was created, (and by whom) and whether they deserve to keep it.

    Basically, the left see only a disparity in outcomes and seek to balance that, and the right see only the process of creating wealth itself and seek to maintain the behavior that causes it.

    Ancillary query: which types of money flows or pools do the government have an ethical right to access, (tax) and for what purpose?
    Go soothingly on the grease mud, as there lurks the skid demon

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