Very simple, oft overlooked solution to all of this navel gazing and worrying.
Go buy a cheap track-day bike and ride the snot off it, not really worrying about damaging it.
There are plenty of ex-racebikes for sale in NZ that would make great track-day bikes for under $5k.
Any damage is likely to be less than the excess on a road-bike insurance and you get to choose which group and which track-days, and they may in all likelihood be way better than your road bike.
Where do I send the bill for the advice?
"Life is what happens to you while you're busy making other plans." John Ono Lennon.
"If you have never stared off into the distance then your life is a shame." Counting Crows
"The girls were in tight dresses, just like sweets in cellophane" Joe Jackson
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