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Thread: USA Trip

  1. #1
    Join Date
    15th January 2018 - 08:47
    Bike
    K75 Ultima. K75RT,
    Location
    Blenheim, NZ
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    2

    USA Trip

    I'm heading to the US in June for 3 months to ride. First trip to the States. I have purchased a bike privately in Connecticut. Can anyone who has done this in the past recommend an Insurance Company and also the process to get the bike transferred into my name. Anything else to be wary of in this process.

  2. #2
    Join Date
    19th March 2005 - 18:55
    Bike
    Wots I gots.
    Location
    BongoCongistan.
    Posts
    812
    Good luck and I hope you enjoy it hugely.

    It's very difficult to get US insurance for a US-purchased motorcycle without a US license. And unless you have snuck across-the-border from Mexico into California, the land of fruits and nuts, and can present yourself as a immigrant refugee, it would be very difficult to get a US license without US residency.

    I found a solution while back because my motorcycle stored in LA is insanely unlikely to ever be able to be VINn'd in NZ (V8, nitrous, nitromethane, Gatling exhausts etcetera) which was to have a company that specialises in such things, set up a limited liability company for me in a northern state, license/register the motorcycle to the company not to me personally (i.e. the LLC actually owns the motorcycle), and buy insurance that will cover me with a foreign license and an international driver's license for short periods, through an insurance company affiliated to the company that sets up the limited liability company... if you see what I mean.

    Perfectly legal, valid insurance.

    Problem: not cheap, but hugely cheaper than risking driving while not insured (something I would never want to do in any country).

    PM me if you want the link to that service.

    Good luck with finding a cheaper and faster solution, I'll be tremendously impressed if you do because I could not find one and I researched it thoroughly for months about four years ago...

  3. #3
    Join Date
    9th November 2017 - 02:38
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    '14 Z1000SX, '10 Duc F1098S, '03 Z1000
    Location
    Ipswich, MA, USA
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    23
    Tufftimes, as RDJ said, this may not be easy to do. One thing to be very aware of is that the process of buying, registering and insuring a vehicle varies by state, so the requirements in Connecticut are going to be different from those in other states. Buying the vehicle from a private party and getting a title issued in your name is probably the easiest part. The seller would just give you a bill of sale and sign over the title. Registering and insuring the bike are going to be more problematic. I think the problem that you will run into somewhere in the process is that you will need to establish a residency, that is a physical address, in some US state to register and insure the vehicle. Where I live in Massachusetts, the key would be to get a state issued ID card. You would need the state ID card (or some other accepted form of ID) to register the vehicle, but in order to get an ID you would need to furnish residency documents (see this, for example: https://www.mass.gov/files/documents...t%20030518.pdf). The insurance company would also need a phsyical address, sometimes called "location of garaging". Although I am sure it happens all the time, using someone else's address would technically be considered fraud.

    A couple of other things to be aware of: most states have a "sales tax", 6.35% in Connecticut. You will generally have to pay this tax in the state where you register the vehicle, not necessarily in the state where you buy it. New Hampshire, Oregon, Delaware, Montana and Alaska have no vehicles sales tax, but may have larger registration fees. The insurance requirements also vary by state and are rather mininimal in some states. New Hampshire and Virginia do not require insurance, but have other requirements.

    Good luck.

  4. #4
    Join Date
    19th March 2005 - 18:55
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    Wots I gots.
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    BongoCongistan.
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    812
    Quote Originally Posted by axil View Post
    The insurance company would also need a phsyical address, sometimes called "location of garaging".

    A couple of other things to be aware of: most states have a "sales tax", 6.35% in Connecticut. You will generally have to pay this tax in the state where you register the vehicle, not necessarily in the state where you buy it.

    Good luck.
    100% correct and v useful info axil (clearly you're no relation of the axzle...).

    When I bought another of my US bikes in Texas (used) and then registered it in Florida during Daytona Bike Week, FL charged me over US$1000 sales tax (7%). Unavoidable; had to pay. At the time I had no Texas address only a Florida one. Without FL registration I could not insure the bike. Without insurance - apart from the risk I'd run in a crash, the Forces Of Lorrenorder require us to carry proof of insurance at all times and if we can't produce it on demand, shit happens. Expensively bad shit.

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