Funeral insurance

[F5 Dave]

Seen the whale, but that guy was funny. And stooopid.

[Honest Andy]

Not to derail my own thread ... but my favourite explosion video. https://www.youtube.com/watch?v=V---YOh9Hzk

Garn, derail it. I think we've done this funeral thing to death anyway
Besides, that vid was hilarious

[Oakie]

Besides, that vid was hilarious

Yeah. I used it for a Health and Safety presentation once just to lighten the mood at the start.

[neels]

Interestingly, when we processed my deceased mother-in-law in February it turned out that the paper casket was not the cheapest option. The paper option was $1300 but a plain casket made out of MDF was only $600.

I was more thinking an old fridge box or something, don't need to kill any more trees to package something that's already dead.

Maybe slap on a few stickers to personalise it a bit then burn it all.....

[GazzaH]

How about a bag? https://www.mortuarysuppliesusa.com/...ions/body-bags

[oldiebutagoody]

Burials and cremations. Far simpler to organize than many think.

Funerals not so much, although I have organized four for family. Not many realize there is no legal requirement to use a Funeral Director in NZ. Cremation with your local Council (which is legally required to make provision for burial/or cremation if they have the facility) can be arranged directly by family sidestepping a Funeral Director......which is really where the huge markup happens.

Cremation often happens with a body in a 5mm MDF "liner" which comes out of the coffin used at a chapel. (Family is always informed)

There is legal documentation to be completed, but get onto it immediately and there will be no dramas. Cremation can happen in uncomplicated cases of death next day if family wish and required medical certificates and permissions are signed off. The cheapest quickest option is quite often taken by those with intelligence, and after the WINZ funeral grant of $2000 even an $ amount left over.

First port of call, phone you local council and discuss their procedures, record your wishes and what your executor needs to do to complete the required documents. Hand it to your Lawyer to be inserted in your Will if you don't have anyone you trust or can rely on to be around when you go.

"Funerals" are not for the dead, they are for the ones left behind to make them feel better/achieve closure/say goodbye. There is an industry parasitic in nature surrounding and taking advantage of the fuzzy headedness that occurs at the time if death of someone close. The best gift you can give them left behind is a prearranged "burial or cremation" but bugger the funeral.......leave them the cash instead.

(caution: these views may not reflect those of my employer)

[russd7]

Burials and cremations. Far simpler to organize than many think.

Funerals not so much, although I have organized four for family. Not many realize there is no legal requirement to use a Funeral Director in NZ. Cremation with your local Council (which is legally required to make provision for burial/or cremation if they have the facility) can be arranged directly by family sidestepping a Funeral Director......which is really where the huge markup happens.

Cremation often happens with a body in a 5mm MDF "liner" which comes out of the coffin used at a chapel. (Family is always informed)

There is legal documentation to be completed, but get onto it immediately and there will be no dramas. Cremation can happen in uncomplicated cases of death next day if family wish and required medical certificates and permissions are signed off. The cheapest quickest option is quite often taken by those with intelligence, and after the WINZ funeral grant of $2000 even an $ amount left over.

First port of call, phone you local council and discuss their procedures, record your wishes and what your executor needs to do to complete the required documents. Hand it to your Lawyer to be inserted in your Will if you don't have anyone you trust or can rely on to be around when you go.

"Funerals" are not for the dead, they are for the ones left behind to make them feel better/achieve closure/say goodbye. There is an industry parasitic in nature surrounding and taking advantage of the fuzzy headedness that occurs at the time if death of someone close. The best gift you can give them left behind is a prearranged "burial or cremation" but bugger the funeral.......leave them the cash instead.

(caution: these views may not reflect those of my employer)

seem to remember a few year ago that a couple of brothers got taken to growled for cremating dad on a bonfire on the farm, turns out the only thing they did wrong was not get the appropriate permit to do so, everything else they did was legal

here it is
http://www.stuff.co.nz/national/6689...home-cremation

[awayatc]

I suppose a permit is required to be put through the old Kent?

Getting bits to fit might be a bit messy.....

[pritch]

"I want a simple funeral when I die - with my name in fireworks in the sky."

I think that was the gist. I only ever heard the song once while waiting in Wanganui to be rescued, my two stroke having dropped a valve.

[granstar]

I suppose a permit is required to be put through the old Kent?

Getting bits to fit might be a bit messy.....

No one would know at mine, i'm a butcher and live next to a crem, (have to close windows at night as sets the fire alarms off). Dirty deeds done dirt cheap

[Oakie]

No one would know at mine, i'm a butcher and live next to a crem, (have to close windows at night as sets the fire alarms off). Dirty deeds done dirt cheap

You got a big mincer then???

Edit: that is NOT a euphamism! I really mean a mincing machine.

[russd7]

No one would know at mine, i'm a butcher and live next to a crem, (have to close windows at night as sets the fire alarms off). Dirty deeds done dirt cheap

and if all else fails there could also be a fire in ye ole well

[granstar]

and if all else fails there could also be a fire in 'Ye Ole Well'

So our street sign says, 'NICE AVENUE' ...of course would need attendance of a keen volunteer fireman to keep up the good spirits (mines Talisker) and copious amounts of liquids (second hand usually best practise unless its DB, you can use that straight) to dowse any errant flames and rattlesnakes.

[granstar]

You got a big mincer then???

Edit: that is NOT a euphamism! I really mean a mincing machine.

Hell yeah … https://i.pinimg.com/originals/35/14...33255ff7d5.jpg

[pete376403]

Got a quote from Momentum Life for funeral and accident cover today (they advertised on Facebook, I entered a few details and got a call back within minutes). Sounded good over the phone but I requested a written quote. it really is a rip - I'm 65, the quote was for $6K funeral, $18K accidental death or $12k serious injury. Weekly premium is $13.81. No premiums payable after age 85. The gotchas - I have to pay 20 years at $13.81 /week ($14362) to get a $6k funeral, the accident insurance ceases at age 70, there is no payout for the first 2 years other than what i've paid in - leaves a pretty narrow window of 3 years where they will pay the accident component.

I was pretty sure this as how it was going to play, but getting a quote was necessary to get real figures.

Bottom line, as others have said, put the same money into a savings account AND get a bit of interest as well. Of put it into Lotto tickets, you probably won't win it back, but you just might.