ACC - Here we go again

[onearmedbandit]

two beers in a pub? where as you'd walk a long way to find prices anywhere near that; as for ciggies, dont think so

Yeah I said $15 wouldn't buy you two beers or a pack of cigarettes. Glad I gave up smoking years ago.

[roogazza]

Just rego'd the car and bike on line.

Car 12 mths ........ $107 for 12 mths.

Bike 3 mths ........ $141 for 3 mths. ( $538 the bike for 12 mths !!! ).


ps can't wait to get out on bike , it's been 8wks since new right knee. Next week I'll be out there, cigars and all.

pps Funny , I had a guy come round to look at my roller door. He said he had 3 bikes Beemers etc ... So we got chatting. Fuck he said looking at my bike. I see you get to the edge of your tyres, I can't do that !!!!! hahahaha
Oh, no charge for the roller door either . Nice bloke !

[Berries]

Just bought a pint in Queenstown ........ $16.

[pritch]

Perhaps I've mentioned it before but it's a bugger getting old, you tend to repeat yourself. A few years back I was at a conference in Wellington, beer in the hotel was $11.00 a "pint" of Panhead.

Next weekend I was in the Sergeants' Mess at Burnham. Not knowing how much the beer was I ordered a Stella and handed over a twenty. There seemed to be a lot of change so I asked how much it had cost. "$1.70 it's happy hour."

Discombobulating difference.

[pete376403]

Perhaps I've mentioned it before but it's a bugger getting old, you tend to repeat yourself. A few years back I was at a conference in Wellington, beer in the hotel was $11.00 a "pint" of Panhead.

Next weekend I was in the Sergeants' Mess at Burnham. Not knowing how much the beer was I ordered a Stella and handed over a twenty. There seemed to be a lot of change so I asked how much it had cost. "$1.70 it's happy hour."

Discombobulating difference.

Pint at Panhead bar at Brewtown now $13. Paying over $50 for a round of four beers is a new experience for me

[R650R]

The Cashback scheme is effectively a discount system.

When it was proposed, it arose from the consultation where people said that safer riders should get cheaper vehicle licensing.

Thing is, it's not easy to prove who is a safer rider. People with no ACC injury history might be lucky, or live in a dark room they never leave. They might only have ever ridden one bike 5 km when they were young, 37 years ago.

ACC knows that people who do Ride Forever courses are statistically between 27% and 50% safer than the equivalent rider who hasn't done a course. So they set up cashback, where you get money back each year dependant on attendance at Ride Forever courses.

It was an incentive to attract experienced riders to attend. The Bronze and Silver courses don't qualify, as those riders get the advantage of a faster licence progression, that's their incentive.

When proposed, the idea was that someone who does Ride Forever courses pay less for the vehicle licencing. But it's a multi million dollar endeavour to integrate the POS system at NZTA agents with the various Ride Forever contractor attendance records.


So, Cashback bascailly gives you some of your money back, for attending a Gold course. It's a discount, it just doesn't look like one.

We all know airbags are a good safety device. However in this vid a helicopter EMS says he’s never been to a serious crash where a rider was wearing an airbag.
Inline with your comments though he goes on to say he doesn’t know if it’s because the vest prevents injury or if the type of people smart enough to buy a airbag just crash less often to start with. Very interesting….

[Berries]

We all know airbags are a good safety device. However in this vid a helicopter EMS says heÂ’s never been to a serious crash where a rider was wearing an airbag.
Inline with your comments though he goes on to say he doesnÂ’t know if itÂ’s because the vest prevents injury or if the type of people smart enough to buy a airbag just crash less often to start with. Very interestingÂ….

I would suggest part of the reason will be the relatively low number of airbags out there - I don't know anybody who has one. But the other reasons involve assumptions, stereotypes and generalisations which I am always happy to make.

Dickheads on dirtbikes won't have them.
Those on the bones of their arse who ride because they have to won't have them.
Under 25's very unlikely to have one.
Those who are riding drunk or on meth won't have one on.
Very few Harley riders will have one. That is a big assumption based on my own unconscious subconscious conscious bias. Maybe I am wrong but I am thinking that an airbag does not fit that particular image.

And they don't come in 10XL.



So that covers about 90 percent of your crash stats. Then you get your older bike rider who has a bit more cash to splash and wants to add to their ATGATT wardrobe. I am thinking BMW riders and older blokes on sports bikes. Experience will generally keep them away from the rescue chopper but if they count for ten percent of the crash stats and ten percent of those riders wear airbags then what, one in a hundred crashes will involve someone with an airbag? Bet it is more like 1:500. Plus, you have to hope they reduce injuries in an off like the helicopter man says otherwise the whole thing is a con. Like the levy.

[R650R]

I would suggest part of the reason will be the relatively low number of airbags out there - I don't know anybody who has one. But the other reasons involve assumptions, stereotypes and generalisations which I am always happy to make.

Dickheads on dirtbikes won't have them.
Those on the bones of their arse who ride because they have to won't have them.
Under 25's very unlikely to have one.
Those who are riding drunk or on meth won't have one on.
Very few Harley riders will have one. That is a big assumption based on my own unconscious subconscious conscious bias. Maybe I am wrong but I am thinking that an airbag does not fit that particular image.

And they don't come in 10XL.



So that covers about 90 percent of your crash stats. Then you get your older bike rider who has a bit more cash to splash and wants to add to their ATGATT wardrobe. I am thinking BMW riders and older blokes on sports bikes. Experience will generally keep them away from the rescue chopper but if they count for ten percent of the crash stats and ten percent of those riders wear airbags then what, one in a hundred crashes will involve someone with an airbag? Bet it is more like 1:500. Plus, you have to hope they reduce injuries in an off like the helicopter man says otherwise the whole thing is a con. Like the levy.

We do have a seperate thread on this but I’ll reply here. Agree with your comments but some added thoughts.

At first I thought too perhaps they are a bit over the top but once you realise how they work and what they protect they are 100% worthwhile especially if your in the risk group mentioned in your final sentences.

From what I’ve read and watched the good ones provide protection to the chest cavity, where those kinda vital organs like your heart and lungs are. Helicopter dude says that is your number one vulnerable area that’s usually poorly protected. He often sees serious injury’s there from striking front screen/bars on bike or roadside furniture.
Next most important is most of them stabilise the neck providing vital spinal cord protection. The good ones provide protection against hyper extension which occurs when your head rocks violently backwards.Apparently this action majorly stresses spinal cord and in us older buggers that matters as your top vertebrae are less stronger. Couple that with age related disc deterioration and your paralysed before you know it in a crash that a younger body would have got up and walked away from.

Anyhow I’ve been browsing awhile and next time I do a gear upgrade it’s going to be part of gear upgrade. $1500 over say a five year lifespan, that’s $300 a year for insurance on not being paralysed or dead. The only thing stopping me from going out and buying now is my current gear does not have enough space underneath for it to fit and work properly, too many pies.

[SaferRides]

I recently had a bone density scan (precautionary, all OK), and it's a bit scary to see how it decreases with age after 70. I'll definitely look at getting an airbag next time, although my current jacket is still going strong after about 10 years!

Sent from my SM-S906E using Tapatalk

[jellywrestler]

We do have a seperate thread on this but I’ll reply here. Agree with your comments but some added thoughts.

At first I thought too perhaps they are a bit over the top but once you realise how they work and what they protect they are 100% worthwhile especially if your in the risk group mentioned in your final sentences.

From what I’ve read and watched the good ones provide protection to the chest cavity, where those kinda vital organs like your heart and lungs are. Helicopter dude says that is your number one vulnerable area that’s usually poorly protected. He often sees serious injury’s there from striking front screen/bars on bike or roadside furniture.
Next most important is most of them stabilise the neck providing vital spinal cord protection. The good ones provide protection against hyper extension which occurs when your head rocks violently backwards.Apparently this action majorly stresses spinal cord and in us older buggers that matters as your top vertebrae are less stronger. Couple that with age related disc deterioration and your paralysed before you know it in a crash that a younger body would have got up and walked away from.

Anyhow I’ve been browsing awhile and next time I do a gear upgrade it’s going to be part of gear upgrade. $1500 over say a five year lifespan, that’s $300 a year for insurance on not being paralysed or dead. The only thing stopping me from going out and buying now is my current gear does not have enough space underneath for it to fit and work properly, too many pies.

so why not get an external option?

[R650R]

so why not get an external option?

My preferred model of choice was an internal style. External could be a stop gap choice. Also some manufacturers of riding gear are now incorporating them into leather and textile gear so another option there too.

One drawback to external is the abrasion damage in a slide.

[jellywrestler]

One drawback to external is the abrasion damage in a slide.

yeah, much cheaper to have you get abraded as that can grow back...

[nerrrd]

Maybe ACC will bring in an airbag discount eventually, if the results are so good.

Not sure I'm all that keen on surviving in the event of a major accident, though.

[rastuscat]

Maybe ACC will bring in an airbag discount eventually, if the results are so good..

They don't differentiate between people with excellent PPE and those with none, so it's hard to see them taking account of whether you had an airbag vest on.

[Berries]

Get an external cage fitted and perhaps two extra wheels and there is quite a discount. The wearing of a helmet even becomes optional.