City vs Monaro

[Shadows]

Good thing you're okay.
As far as insurance is concerned, and from what you have said, if you couldn't see where you were going, you should have stopped. Because you didn't stop you were at fault to a degree.
However... Monaro Man should have taken the care to be his own side of the road. That makes him at fault to a degree as well.
That's termed contributory negligence, which means Monaro Man's insurance company can't try to recover damages from you because their client contributed to the accident in some way (by being on your side of the road).
I have seen almost the same thing where one driver was doing 70kph+ in a 50kph zone, when an oncoming car veered into his lane to go around a parked car, which resulted in the two cars colliding head on. Both drivers were found to have contributed to the accident so the insured guy had his car paid for and the uninsured guy had to pay to fix his own. Sounds pretty much the same kind of scenario.
Good on you for getting those photos proving his position on the road.
Any way I wouldn't worry too much about paying out to fix the Monaro Man's car, I don't think that will happen (although they'll probably send you a letter to try and intimidate you anyway in the hope that you'll admit fault), and get yourself some sleep.

[NSR-Dan]

Good thing you're okay.
As far as insurance is concerned, and from what you have said, if you couldn't see where you were going, you should have stopped. Because you didn't stop you were at fault to a degree.
However... Monaro Man should have taken the care to be his own side of the road. That makes him at fault to a degree as well.
That's termed contributory negligence, which means Monaro Man's insurance company can't try to recover damages from you because their client contributed to the accident in some way (by being on your side of the road).
I have seen almost the same thing where one driver was doing 70kph+ in a 50kph zone, when an oncoming car veered into his lane to go around a parked car, which resulted in the two cars colliding head on. Both drivers were found to have contributed to the accident so the insured guy had his car paid for and the uninsured guy had to pay to fix his own. Sounds pretty much the same kind of scenario.
Good on you for getting those photos proving his position on the road.
Any way I wouldn't worry too much about paying out to fix the Monaro Man's car, I don't think that will happen (although they'll probably send you a letter to try and intimidate you anyway in the hope that you'll admit fault), and get yourself some sleep.

who do you work for shap meister. you repeated my answer LOL

[NSR-Dan]

Good thing you're okay.
As far as insurance is concerned, and from what you have said, if you couldn't see where you were going, you should have stopped. Because you didn't stop you were at fault to a degree.
However... Monaro Man should have taken the care to be his own side of the road. That makes him at fault to a degree as well.
That's termed contributory negligence, which means Monaro Man's insurance company can't try to recover damages from you because their client contributed to the accident in some way (by being on your side of the road).
I have seen almost the same thing where one driver was doing 70kph+ in a 50kph zone, when an oncoming car veered into his lane to go around a parked car, which resulted in the two cars colliding head on. Both drivers were found to have contributed to the accident so the insured guy had his car paid for and the uninsured guy had to pay to fix his own. Sounds pretty much the same kind of scenario.
Good on you for getting those photos proving his position on the road.
Any way I wouldn't worry too much about paying out to fix the Monaro Man's car, I don't think that will happen (although they'll probably send you a letter to try and intimidate you anyway in the hope that you'll admit fault), and get yourself some sleep.

who do you work for shadmeister. you repeated my answer LOL

im i not alone here??

[Lazy7]

were you going up hill or down hill?

if you were going up hill you have right of way on a section of road too tight for two cars to pass.

also - golden rule in insurance claims. DENY EVERYTHING

as soon as you say - yeap, that was me - you are fucked.

in fact my insurance contract is actual void if i at any time admit liability.

worse comes to worse it ends up in small claims court and you pay it off at $10 a week.

For the insurance company to get you to pay you need to admit liability and sign paperwork. if you have done this already your buggered. the only person who can force you to pay anything without you admitting liability is a judge.

[Shadows]

who do you work for shap meister. you repeated my answer LOL

Hehe - I did too. Sorry about that, I didn't see your post.
I'm not in insurance or anything, and no offence dude, but it pays to know your enemy!

[MSTRS:Me]

Jeez Froggy, you get yourself into some scrapes, don't you? Glad you are OK tho. A bit of advice - if you are hanging on to the tiger's tail, don't let go!!

[froggyfrenchman]

And the verdict is.....

AMI wanted to hang me, but decided to go with the contributary option. He has to pay his excess and im left at $0.

So i have to replace my folks $800 runaround, i can live with that. Cheers for all the advice and comments guys.








And yes this does mean i have fucked two hondas in two weeks, but they still shit all over suzuki

[MSTRS:Me]

And yes this does mean i have fucked two hondas in two weeks, but they still shit all over suzuki

. .

[sAsLEX]

im left at $0.

Alot better than the -70k! well done on getting the pics and holding your ground!

[froggyfrenchman]

Youre right salex, its heeeeeeaps better!

And as for you mstrs... Dont hondas out number suzukis 3-1 in your shed (if you had one)

back to my bridge to get some sleep.

[MSTRS:Me]

And as for you mstrs... Dont hondas out number suzukis 3-1 in your shed (if you had one)

back to my bridge to get some sleep.

Nah....2 hondas, 2 suzukis, 1 kawasaki, half a shed