Star Insurance - Track Days

[kiwifruit]

Umm one post from a new member and you believe that?!


Would personally want it emailed/ in writing rather than an uncofirmed post in a public forum

i have it writing

cheers

[sAsLEX]

speed tests? Sounds a little vague. Even an open day could be considered as testing the speed (top speed) of your bike on the track.

To test speed you generally use external measuring equipment, such as the wiarapapa flying 1/4 etc , else put some tape over your speedo if you bin it

[jetboy]

Umm one post from a new member and you believe that?!


Would personally want it emailed/ in writing rather than an uncofirmed post in a public forum

If you are insured with Star Insurance just read your policy wording.

[scott2ride]

I'm an insurance Broker and use Star plus several other Bike insurers.

I can vouch for STAR 100%. They pay out promptly and with minimum fuss. Several recent claims have seen the owners into brand new bikes in a very short space of time, with one into his new bike within the week. Thats not always the norm, but shows how efficient they are when the claim forms and all info required is supplied promptly by the person making the claim.

If you need a competitive quote, contact me via a PM, email scott@force10.co.nz or 021740222

I also attend many of these track days so can chat there too.

Cheers

Scott

[Cajun]

i have a question.

How about running bike with track day fairing, bikes are not being used for racing or prepartion in racing, have just picked up 2nd hand race fairing cheap?

Would they still be covered?

[jetboy]

Check with your insurer as they all have different opinions on the matter.

[scott2ride]

i have a question.

How about running bike with track day fairing, bikes are not being used for racing or prepartion in racing, have just picked up 2nd hand race fairing cheap?

Would they still be covered?

The Fairing you have on your bike should have no bearing on your policy. Just as long as it is not a race bike and is your normal road bike then you should be ok. Obviously check your policy wording, however I would doubt VERY much the policy would exclude you or decline you based on you having an after market fairing. Just as long as you were not racing or undergoing competitive testing etc. So you should be covered as long as you were at an instructional day, were having tuition or instruction or were generally doing rider training.


Each company is different and tar or Classic Cover should be ok, but I really do recommend you check your wordings and be very cautious with Protector or Swan insurance..

[jetboy]

The Fairing you have on your bike should have no bearing on your policy. Just as long as it is not a race bike and is your normal road bike then you should be ok. Obviously check your policy wording, however I would doubt VERY much the policy would exclude you or decline you based on you having an after market fairing. Just as long as you were not racing or undergoing competitive testing etc. So you should be covered as long as you were at an instructional day, were having tuition or instruction or were generally doing rider training.


Each company is different and tar or Classic Cover should be ok, but I really do recommend you check your wordings and be very cautious with Protector or Swan insurance..

Even though the policy may not exclude or decline you if you fit aftermarket parts, tell your insurer you have them fitted, because if you don't and you need to make a claim they can decline you for non-disclosure.

Insurer's dont use this information to "judge", they just need to assess the risk and apply terms as appropriate. This goes for convictions aswell.

[scott2ride]

No need to notify your insurance company if you have general aftermarket parts such as a fairing or even an exhaust system. I have seen many claims over the vears and no-one was ever declined due to things like that.

However if you have significant performance mods such as a turbo on your bike, then I do suggest you notify them about that.

The bike companys almost expect a sports bike to have aftermarket cans or stearing Dampers or rearsets etc, so they are not an issue. But nitrus or a turbo is pretty significant with respect to liklyhood of impending accidents and general risk.

[YellowDuke]

I had been talking to Baker Insurance offering Star Insurance regarding track days. I got a verbal yes but when I asked them to put it in writing they came back (in writing) and said that they dont cover track days anymore. This was 6 weeks ago.

[Star Insurance]

Trackdays are still covered under our policy and if you want that in writing call me on Monday on 0800 96 8000 or send a pm

Philip

[FROSTY:Me]

there ya go folks--from the horses mouth

[Croft]

there ya go folks--from the horses mouth

Whoza Frosty.... you up early or what???!!!

Heard about the early bird n all but browsing KB at 5am on a SUNDAY!!! ha!!

[DEATH_INC.]

I wonder if any of you guys are brave enough to give me insurance????

[Shaun]

I wonder if any of you guys are brave enough to give me insurance????

hahaha Doubt it mate, you have started a RUMOUR that you are a bad risk, and you would be VERY surprised how many of the Insurance people are on here all the time reading all the RUMOURS and acting purelly on RUMOUR

I used to think that facts matter