Star Insurance - Track Days

[eviltwin]

Unfortunately I wrote my bike off at the Pukekohe track day last weekend.

I spent a lot of money on my bike...it was my baby, and to see it like that was very sad indeed. What was sadder was the thought that I'd be off the road for weeks on end.

I rang Star on Monday, they assessed the damage, wrote it off, found a new replacement bike and I'm now back on the road again inside a week.

Obviously i had no intention of binning my bike, but if i had to have an accident anywhere this was the safest place to do it, no oncoming traffic, ambo's on site etc.

For every trackday i invest in, i become a better rider, i walk away knowing have been given the learn by someone more experienced than me...and to have my insurance company support my quest to become a better rider, that's bloody awesome!

I'm so unbelievably impressed with your service Star, thank you!

[kiwifruit]

impressive!

[Devil]

Awesome to hear it! I am with Star too, through John Baker and do like to do the occasional trackday!

Glad that pretty ZX10 got sorted.

[moT]

so if you were not using the motorcycle for any racing, pacemaking, reliability trial, hill climbing or speed tests, motorcross, trail riding or off road recreational activity, or being ridden in preparation for one of these activities.
if you do crash what the hell do you say you were doing

[FROSTY:Me]

tom --you them the truth -the WHOLE truth
Ive been contacted by 3 insurance assessors over the last few years- the ONLY time there was an issue was when the guy concerned blatently bullshitted.

[jetboy]

tom --you them the truth -the WHOLE truth
Ive been contacted by 3 insurance assessors over the last few years- the ONLY time there was an issue was when the guy concerned blatently bullshitted.

yeah mate no use fibbing because if you get found out your claim will be declined, and if it is serious enough you may even have a fraud conviction against your name. it does happen.

Actually - this is one of the reasons why premiums go up sometimes. People claiming on their contents for a 52" plasma tv and cinema quality surround sound when all they had was a warehouse stereo and a black and white tv.

[R6_kid:Me]

so if you were not using the motorcycle for any racing, pacemaking, reliability trial, hill climbing or speed tests, motorcross, trail riding or off road recreational activity, or being ridden in preparation for one of these activities.
if you do crash what the hell do you say you were doing

i think it basically says that the bike isnt a dedicated 'race bike', i see trackday's a means to improve my riding, and to enjoy the challenge of riding fast without having a cop on my tail (or trying to be as it may be)... if you are treating it as a day to improve your skills and enjoy riding your bike then you are all good.

[Brett]

As Star wont insure me as I am under 25, I am forced to run with State...who to be fair have not been difficult for me yet. However I have yet to lodge a claim where I am at fault.

Has anyone here had dealing with State with regard to track days. I have checked my policy and it has the standard ' not being used for time trials, up-hill racing blah blah - no mention of rider training days or trackdays.

[FROSTY:Me]

Brett---talk to them--and refer them to post er-5 in the Kb trackday thread
on that basis they will be able to give you a definative answer.

[slinky]

As Star wont insure me as I am under 25, I am forced to run with State...who to be fair have not been difficult for me yet. However I have yet to lodge a claim where I am at fault.

Has anyone here had dealing with State with regard to track days. I have checked my policy and it has the standard ' not being used for time trials, up-hill racing blah blah - no mention of rider training days or trackdays.

oh! so star won't do under 25 at all?? how much is full cover with state for you??

[Wasp]

As Star wont insure me as I am under 25, I am forced to run with State...who to be fair have not been difficult for me yet. However I have yet to lodge a claim where I am at fault.

Has anyone here had dealing with State with regard to track days. I have checked my policy and it has the standard ' not being used for time trials, up-hill racing blah blah - no mention of rider training days or trackdays.

oh! so star won't do under 25 at all?? how much is full cover with state for you??

um..... I'm 18 and have my 02 636 insured with them.....decent price too....

[slinky]

um..... I'm 18 and have my 02 636 insured with them.....decent price too....

im sold! star it is

Brett was it because you don't have a full licence?? or do ya have one of those?

[Wasp]

im sold! star it is

Brett was it because you don't have a full licence?? or do ya have one of those?

They insured me on the 636 even when i didnt have my full - special deal cos im through dave@kiwibike though

[jetboy]

see me if you are under 25.....

[CHOPPA]

i cant say enough for this insurance company! i scored a cheap bike off them they had written off and my old man just had an accident on his zx14 and they have written that off no hassles at all!

my sis and mum have insurance with them as well, its good to support these guys so they can afford to keep payin for our crashed bikes