Buying land and building on it.... some questions...

[Krusti]

Just as a guide...

Septic tank, dranage feild,drainlayer. $3000 tank(can be cheaper, depends on council) $5000 Drainlayer.

Plumber, $2500

Gas fitter, $1500

Power, 200 m from road. Quoted $10000. Saved over $4000 digging trench myself!

Sparky, free but still waiting for him to finish. Can't hurry mates!

When purchasing property make sure power is at boundary and is included in purchase price. cost us $6000 to get power across road!

These are just some of our actual costs and may be of some help.

[Dooly]

Going rural or lifestyle is an excellent choice, but it all depends on your persona I guess.
We love it but as said by others, it can be a lot of hard work.
We have 20 acres, and I have 4 rows of vines plus about 15 fruit trees. Enough to keep me more than occupied in spare time, not to mention the mowing, and untold weed eating.

You need to pay good money for decent mowers, trimmers, weed eaters etc as you'll soon wear out cheap stuff.
You usually need to have stock to keep the grass down and that can be costly if you need vets, electric fencing etc.

Plus the usual problems that can arise with water issues or breakages of fencing and other things.
Its very character building and forces you to think outside your comfort zone if you need to sort a problem and towns miles away.

Aside from that, I would'nt have it any other way.
The awesome views from our house of the ranges, city lights, the tranquility!
Can't beat country life.

Oh, I have a decent ride on lawn mower for sale if anyone's interested. Husqvarna 4yrs old, low hrs.

[placidfemme]

Thanks everyone for the advise and tips

Spoke to Sam last night and we had a great ole discussion and revised our options and how much we're prepared to take on and sacrifice to achieve this...

We're still dead keen to try to follow this plan through one way or another, but you guys have given us so much to think about its rather baffling at times... even harder for me to try to explain some of the things to Sam without confusing her...

I spent a lot of time yesterday on the phone to the mortgage broker and the bank just to try to get an advance figure of around about how much we can look at borrowing and blah... and last night we discussed our options for living space (gottage, A1 type home, portable second hand house thingy).

The buying of bare land and then the associated costs of power, septic tanks, water, builders, house, electricians, fencing, land maintanence equipment, rates, insurance etc even working it at the cheapest I can, including bits and bobs done for free by family and mates still comes in at above our budget...

We also discussed the whole being able to service the debt once approved and how we'll manage that with me working in Auck's and commuting to whereever we buy and yadda yadda... still so much to think of and plan for...

Right now I'm hoping we'll strike it lucky and have a pre-approved loan and then sit on it until we find the right place....

[35tickets]

thats what I want! but with more bush around...

Try looking for land on the old Russel road/Helena Bay road, its about 20-30 minutes north of whangarei with many bush sections for sale.

I've noted a few people mention the effluent disposal on the thread. Septic tanks are still ok provided you have the room for the land disposal area. Your question relating to driper line is to do with aerated wastewater treatment systems and is to do with an irrigation line disposing of treated wastewater.

I'm a consulting engineer in whangarei and have done a bit of work out in the area. Because of the bush many of my clients go with an aerated system to put the dripper line in. Capital cost isn't cheap (starting around $9000)

Another option if you're keen is composting toilets; they are labour intensive though and generally people say if they want them designed for.

Happy to help more if you like just PM me

All the best

[terri]

We are in a similar boat to you with the gottages, i would like to contact you to find out where you are with it all.
We are buying hse in north shore 100% finance also including 40k debt in loan and know our repayments, and know a great contact that can facilitate mortgages at banking rates 100% finance. (national bank) we also are self employed for less then 2 years wich is real bad in the banks eyes and we were denied till this mate jacked it up for us.
He does it full time.

he will talk you through it all and its all legit above board with lawyers. they consolidate al debt into you loan at normal bank interest rates.

we need to put in a gottage for my olds to the premises and are wondering the price and hard yards with that.

just signed up to this site to talk to you so hapefully you can ,ake contact with me. kindest Regards Terri