Hawke's Bay weekend rides

[Dooly]

I'm with them and they told me 'Yes'

Thats good, I will ring them and get them to confirm it for me.
If they don't, I have 3 bikes with them which may have to go to Star........

[MSTRS:Me]

Right - that's me booked too.

[Gixxer 4 ever]

In 2006 I asked Classic Insurance to write to me and state their position relating to Insurance at a trackday. The reply as follows,

It is a TRACKDAY, Not a training day, when there is an opportunity to go out and ride your bike around a track- even though non-competitively- and when there is no supervision or instruction. These days ARE NOT COVERED.

The best thing is to check the policy wording which reads,

We will not pay for……Losses when your vehicle is being ….

Driven (ridden) on a track whether sealed or not and whether in the presence of other vehicles or not unless as part of an organised non competitive training program and accompanied at all times by a suitably qualified instructor. This means that while there doesn’t necessarily have to be an instructor riding pillion there must be some form of supervision and safety marshals in place around the track to ensure the safety standards are kept up. On a “trackday” everyone just goes all out and slower riders can often weave around in front of faster bikes and accidents are not uncommon.

Quote from Ann Beale
Classic Cover Insurance.

ann@classiccover.co.nz

Classic have never contacted me to say anything has changed but I suggest you call your broker and ask them where you stand. I will do so this week just out of interest because I had heard that State have changed their cover to exclude Trackdays. Mind you we are not going to a Trackday by definition above. We are going to an organised training day as we have formal supervisors and marshals with training riders on the track.
Now this is only my interpretation of what I have read and in no way is it to suggest your cover is the same as mine nor am I suggesting you are or are not covered. I am only relaying information I received from my insurer, Classic Cover, in 2006 when I requested clarification on this matter..

Cut this from the Mottott page of Q A
Q. Am I covered by my bike insurance whilst riding on the track?

A. Check with your insurance provider prior to every trackday.

[robertydog]

This is the email i sent off and recieved earlier in the year.


Hi Rob,



Yes that’s fine have noted in your records. Enjoy the day.



Regards

Donna Hewer

Kiwibike








--------------------------------------------------------------------------------

From: Rob [mailto:]
Sent: Thursday, 24 April 2008 2:25 p.m.
To: donna@kiwibike.co.nz
Subject: re Trackday 25th April



Hi Donna,



I would like to attend a track day held by www.kiwitrackdays.co.nz held on the 25th April at Taupo. Therefore I would like confirmation that I have insurance coverage while attending this training day.



Regards

[Gixxer 4 ever]

Well i went to the track/training day with Brian Bernard at Manfield yesterday. Was a long but really great day. I learnt heaps and picked up some great tips. All modesty aside, by the end of the day i would have been one of the quicker people around the track even when riding in the faster group. Managed to catch up to some of the riders on circuit bikes and was seeing 220k down the front straight and close to it down the back straight, what a blast!

Cheers
Dale

I got that impression watching you ride last weekend Dale. Like I said mate you ride well

[Stickchick]

Just been to see Noel about the poor state of the EL. Front headlight now fixed, no knocking sound happened while he rode it but as Mstrs told me the chain is in dire need of replacing and I have snapped my speedo cable too. Geez visiting you lot is an expensive trip

Now to look for some prices for parts.

[stormy1]

Sounds like you had a blast Dale...Congrats!!!! Looking forward to riding with you again, even if this time you will be in the distance ahead of me instead of being my Tail end charlie

Happy to be your tail end charlie anytime :-)

I tink you be in the slow group with me

Yep see you in group 4

I got that impression watching you ride last weekend Dale. Like I said mate you ride well

Thanks for the kind words. Feeling a bit embarrased about blowing my own horn now Lol, probably come off on the first corner (that would teach me )

[MSTRS:Me]

...probably come off on the first corner (that would teach me )

Actually, Turn 2 is the one to watch. Apparently.

[MSTRS:Me]

Classic Cover doesn't...
Thanks so much for checking with us before you signed up to the Taupo TT day – we are familiar with the event. While there are staff officials there, it unfortunately falls into the Track Day category, rather than the Training Day, as riders are able to use the track to simply go ‘all out’ without worries about speeding fines & police – as noted on the organisers’ web site. We used to be more lenient and include TT days in our cover but had so many claims resulting from these events that we had to restrict cover to ‘true’ Rider Training Day events only. Sorry if this has now put the ‘kaibosh’ on your plans; you can, of course, still take part in the event but it will have to be at your own risk.

Ann Beale
Classic Cover Insurance

[Dooly]

Well thats a bastard!

All my bike insurances are due in the month of the TD with Classic.
May have to contact Star and see what they can do.

[Gixxer 4 ever]

This is the email i sent off and recieved earlier in the year.


Hi Rob,



Yes that’s fine have noted in your records. Enjoy the day.



Regards

The response I got from Classic is the same as John posted. You might need to check as it looks like the TT days have a bad reputation for damaging bikes. Hence no cover from Classic.

[Stickchick]

As far as I'm aware star do cover trackdays if you are an existing customer. New Customers will not have that option and anyone renewing their policy will have it deleted off it as well.

[BigG]

Well thats a bastard!

All my bike insurances are due in the month of the TD with Classic.
May have to contact Star and see what they can do.

Give Dave a email at Kiwi Bike Insurance, dave@kiwibike.co.nz he comes to Race events and track days he's a good bloke and will get you the best cover, I found them very good when I had my off.

[Dooly]

Will do George.

[robertydog]

Hi Rob

Cover can be arranged as per email form the insurer below

All the Best

Regards

Dave


--------------------------------------------------------------------------------

From: Philip Newall [mailtohilip.newall@sual.co.nz]
Sent: Tuesday, 4 November 2008 8:43 a.m.
To: 'dave@kiwibike.co.nz'
Subject: RE: track day



Dave,



Found it and we have processed with two spaces between surname and first name ie Burgess R not Burgess R. Excess is **** so please let me know when he has confirmed that he will be attending and I will note file



Regards



Philip Newall
General Manager - Star Insurance
Ph. 09 250 6000 \ 0800 96 8000
Fax. 09 250 6001
PO Box 97954, South Auckland Mail Centre

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destroy all copies of the message. Thank you.
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