What is CTP Insurance?
CTP Insurance indemnifies vehicle owners and drivers who are legally liable for personal injury to any other road user in the event of a motor vehicle accident. Your CTP Insurance will cover you for personal injury claims made against you by other road users such as drivers, passengers, pedestrians, cyclists, motorcyclists and pillion passengers.
It is a compulsory form of insurance and the CTP premium is included in your registration payment.
Does CTP Insurance cover damage to property or other vehicles?
No. CTP Insurance only covers personal injury to another party where a legal liability can be established.
It will not cover injuries to the driver where that driver is at-fault.
Your CTP policy does not give you any entitlement to claim damages for your own injuries. If, as a driver, you are injured and wish to make a claim, you must establish negligence against another owner/driver and claim against their CTP policy.

I like acc, when I crash I don't have to pay for much. Like when the wasp was in my helmet, Good luck suing a wasp.
Then I could get a Kb Tshirt, move to Timaru and become a full time crossdressing faggot
"And, look, the luscious and fecund fronds of the Silver Fern has given brilliant birth to a stupendous fruit! A red Hondaberry, desposited by a lesser known species of Plonker Gittus Maximus Idiotus."
And what about when somone pours deisl on the road?
Then I could get a Kb Tshirt, move to Timaru and become a full time crossdressing faggot
That's exactly why Meremere drag strip is there.In the late '60 the only drag strip was a dirt strip at Kopuku,east of the power station.....I remember going there as a teenager,cars went down the strip in a cloud of dust that got in your eyes.Bikes with dirt tyres used to put in some damn good times.But the hot rod boys wanted to race on a real drag strip - and through their volunteer efforts the Auckland and Waikato regions have had a drag strip for 35 years.The boy racers of that era got off their arse and fucking DID IT THEMSELVES!!!!
In and out of jobs, running free
Waging war with society
You may be right, however, a point of difference is that we are not overseas
A CTP insurance, if ever introduced in NZ, would probably not replace ACC, but would cover property damage, much like voluntary third party insurance does now!
You aren't Finnish, by any chance are you?
Diarrhoea is hereditary - it runs in your jeans
If my nose was running money, I'd blow it all on you...
So, is any of this new?
Youths - check
Hormones - check
Fast cars (for the era - or horses,wagons,chariots) - check
Reckless disregard for their own, or anyone else's safety. - check
Competitiveness - check
Stupidity - check
Outraged disapproval of their elders and society, society as we know it will vanish up its arse in a puff of smoke unless SOMEBODY does SOMETHING, they scared the children, horses, me, etc etc etc - check
Hmmmm....nothing's changed in 3000 years!
- He felt that his whole life was some kind of dream and he sometimes wondered whose it was and whether they were enjoying it.
This whole thing is just a massive over-reaction. Just like "global warming". Three deaths (all pedestrians) in as many weeks should not a "crisis" make.
"Standing on your mother's corpse you told me that you'd wait forever." [Bryan Adams: Summer of 69]
At the VERY least, stop these loansharks from being able to give them the $$'s to buy these pieces of crap!
You crash your POS jap crap? Shame, just pay it back at $1.75 per week... NOT!
New plan. "You want to borrow dosh to buy a jap crapper? No problems! Meet our repayment person. His name is Maurice and he will make you squeel like a pig for days if you even miss ONE payment. Capiche?"
Both have a monkey in charge?(sorry terbang! Couldn't resist...)
You mean he ISN'T on your ignore list?![]()
TOP QUOTE: The problem with socialism is that sooner or later you run out of other peoples money.
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