Sorry for being morbid

[ajturbo]

You will understand when you have dependents Dan. There's not much point in life insurance when you're young and unattached.

that is why i do not have any !.. and when i go, luke will go back to his old lady... problem solved!.. money stays in MY pocket...

[Nasty]

I may be young and a little stupid, but I cant understand the need for me to have insurance. It's not like im going to get any money when im dead???

Its not about when you are dead Dan. I wish I had got insurance when I was younger as I can't get it now due to health problems .. but its those problems that would be helped by having insurance.

[Storm]

I'm with Nasty. My wife has endmetriosis ( problem in the guts ) and therefore cant get insured for the most likely thing to give her grief. And shes 23. Insure before theres a problem, and you be sweet. Dont, and just when you need it will be exactly too late to get it

[u4ea]

I'm with Nasty. My wife has endmetriosis ( problem in the guts ) and therefore cant get insured for the most likely thing to give her grief. And shes 23. Insure before theres a problem, and you be sweet. Dont, and just when you need it will be exactly too late to get it

yep clotting stopped me being insurable at 25 ..... life can be a bitch!!!!

[ynot slow]

i spent 9months off work with cancer,going from say $560 wk to invalids/sickness was tough,winz helped,at time i was in rent to buy my home so no mortgage protction,with house prices rising i took out mortgage,came to get insurance no go,in new home and still no protection from bank,i've got accident cover until i'm classed as clear next year so will see if i can get full cover illness etc,i have had med insurance since 1991,silly thing when diagnosed i was in hospital within 17 days for surgery(urgent as).after my divorce our life policies lapsed(ex never forwarded documents),so was left without cover till next year,but may have to pay more.my oldest daughter has been diagnosed with my rogue gene so needs screening yearly,not sure what that will have re effect of insurance for her(17yr old).my advice is if your young and can afford it try for insurance which gives you trauma cover or similar,so if your badly injured or suffer illness it kicks in.also if so try and get income protection,govt pays crap.i never thought i'd need income protection but wish i'd taken it years ago,but thought thats ok if in business.