Yet another reason why ACC sucks

**Steam** · 29th November 2007, 21:40

Another reason ACC sucks

I was in Australia for three weeks on what was to be a year-long working and biking holiday
Then I broke a bone falling off the bike (after just three weeks out of the country) and had to come home.
ACC says "Sorry, since you intended to be out of the country for more than 6 months you aren't covered. For anything."
No physio, no help with anything. Bastards!

It's not too bad for me, as I will only be off work for another four weeks or so, but still! Imagine if someone had a serious accident meaning they'd be off work for a year, it would break them financially.
Something needs to change at ACC, big-time.
What the fuck is wrong with that place?

**The Pastor** · 29th November 2007, 21:44

Travel insurance?

**Dargor** · 29th November 2007, 21:47

Shouldnt it be more like.. "sorry you were out of the country when the accident happened.."

**Steam** · 29th November 2007, 21:50

Originally Posted by renegade master

Travel insurance?

I didn't budget for that, I just expected to be covered by ACC if I came back, seeing as I am a fucking taxpayer and have lived here since my ancestors came over on goddamn sailing ships from England.

Lesson: Don't Expect anything. Or rather - Expect to be let down by ACC.

**Steam** · 29th November 2007, 21:52

Originally Posted by Dargor

Shouldnt it be more like.. "sorry you were out of the country when the accident happened.."

Nah, they don't mind that, if you were on holiday in bumfuck Africa then ACC would still cover you, just not if your holiday was supposed to be more than six months. Even if it was JUST ONE WEEK that you were out of the country when the accident happened.

**The Pastor** · 29th November 2007, 21:55

how do they know your holiday was going to be for more than 6 months?

**Headbanger** · 29th November 2007, 21:55

The main goal of ACC is to NOT pay you any money.

The secondary goal of ACC is to stop paying you money if they have started to do so.

The third goal of ACC is to market themselves in such a way as to improve their image, at the cost of thousands upon thousands of our dollars.

**Cibby** · 29th November 2007, 21:58

seriously dude, why would you expect to be covered by ACC???

Travel Insurance to Aussie is CHEAP, if you had died, needed emergency medical care that you couldnt afford, had all yoru stuff stolen, repatriation costs alone to get your body home are in the thousands. Your travel insurance would have also covered your trip back to aussie so you could have continued on with your trip when you were healed.

I've had some good and some bad experiences with ACC but I think that it is really shit if you to be giving them shit becuase you didnt plan ahead and protect yourself.

To much in this world people are blaming others for their mistakes/religions/responsibilities and expecting others to look out for them.

ALSO Aussie have an agreement with NZ where you could have had medical treatment over there. Yes you are a tax payer but you were not going to be for 12 months....

Sorry, i'm In england at the mo and every fuckwit is trying to make claims on my clients policies for them hurting themselves, its totally widing me up at the moment, i'm sorry to hear that you broke your leg, i hope it heals quick

Cibby

**NighthawkNZ:Me** · 29th November 2007, 22:02

Originally Posted by Headbanger

The main goal of ACC is to NOT pay you any money.

The secondary goal of ACC is to stop paying you money if they have started to do so.

The third goal of ACC is to market themselves in such a way as to improve their image, at the cost of thousands upon thousands of our dollars.

Don't be such a mor....

Oh wait your right... bling awarded

**Steam** · 29th November 2007, 22:05

Originally Posted by renegade master

how do they know your holiday was going to be for more than 6 months?

It was on my departure card, the one you fill out when going through customs at the airport.

**Steam** · 29th November 2007, 22:12

Originally Posted by Cibby

s
...but I think that it is really shit if you to be giving them shit becuase you didnt plan ahead and protect yourself.

Guess I just expected the 50%+++ taxes we all pay the government to help return one of their own citizens to health.
For Fucks Sakes I was out of the country THREE WEEKS and can't get treatment here. I take full responsibility for everything else, but expect... no, DEMAND that as a kiwi I can access the NZ public health system.
Who can I vote for who'll change that.
Labour? Nope.
National? Nah.
Err... a tiny loser party? Ermmm...

In the end it's no biggie, I just spend my holiday savings on getting treated and work a few months to save up again, but still. It's annoyinig.

**Mikkel** · 29th November 2007, 22:51

Hmmm this seems weird to me. Even if you intended to stay abroad for more than 6 months - if you return before 6 months you should still be covered...
Seems a bit rotten to me I must agree!
That being said I'd never go anywhere without a travel insurance myself...

**Robert Taylor** · 30th November 2007, 07:41

Originally Posted by Steam

Another reason ACC sucks

I was in Australia for three weeks on what was to be a year-long working and biking holiday
Then I broke a bone falling off the bike (after just three weeks out of the country) and had to come home.
ACC says "Sorry, since you intended to be out of the country for more than 6 months you aren't covered. For anything."
No physio, no help with anything. Bastards!

It's not too bad for me, as I will only be off work for another four weeks or so, but still! Imagine if someone had a serious accident meaning they'd be off work for a year, it would break them financially.
Something needs to change at ACC, big-time.
What the fuck is wrong with that place?

Private insurance would somewhat ease the burden on average heavily overtaxed Kiwis. The money has to come from somewhere and the world does not owe one a living. Personal responsibility. There needs to be a seachange in this country.

**davereid** · 30th November 2007, 07:52

Originally Posted by Robert Taylor

Private insurance would somewhat ease the burden on average heavily overtaxed Kiwis. The money has to come from somewhere and the world does not owe one a living. Personal responsibility. There needs to be a seachange in this country.

The problem is, that having already lost 50% of my income in tax, I'm not exactly overwhelmed with the prospect of purchasing the very same services my tax was supposed to provide.

The cure is simple....

TAX FORM

Please select the services you require at the percentage tax listed :
( ) Shonky Health System 10%
( )Shonky Education System 5%
( )DPB entitlement 5%
( )Dole entitlement

Thank you.
You have selected no options and are not entitled to use the services listed.
You have a tax bill of : $ 0.00

**Finn** · 30th November 2007, 07:53

Originally Posted by Steam

I didn't budget for that, I just expected to be covered by ACC if I came back, seeing as I am a fucking taxpayer and have lived here since my ancestors came over on goddamn sailing ships from England.

Lesson: Don't Expect anything. Or rather - Expect to be let down by ACC.

Hey, aren't you that lefty that keeps going on about how good things are in NZ under Labour?