I think the bigger issue is the most insurance companies will not come to the party if you have a crash and are in breach of license conditions. Take out a nice shiny BWM on ya >250cc bike while you don't have your full and you could seriously hurt for many years, and I don't just mean your body from the crash impact. $400 would look like peanuts if this happened.
Cheers R
"The ultimate result of shielding men from the effects of folly is to fill the world with fools." - Herbert Spencer, English Philosopher (1820-1903)
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