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Thread: Star Insurance: track day insurance warning

  1. #46
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    Quote Originally Posted by Beemer View Post
    Most of us value our lives (and our bikes) too much for that and there are plenty of well organised motorcycle-only track days to choose from.
    I value myself and my bike and I still dropped it at Taupo causing a few thou of cosmetic damage.

    When you say plenty which are you referring to? Last I looked there's only two companies doing organised track days at Puke and one of those was not in operation when they posted that.

    I think Star have a fair point. If you want to be covered it should be because overall you learn to control your bike in a relatively safe, controlled environment. That's not Puke from what I hear.

    Their concern is that the trackdays being run at Puke are not a controlled environment that could be called "training" - e.g. insufficient marshals, no checking of bikes, passing on the inside, people openly timing laps, etc.

    I have no problems having Star cover me for MotoTT days at Taupo if I email Dave at Kiwibike beforehand. Also believe Honda days are ok too. I think the AMCC rider training days at Puke are covered too.

    Go talk to AMI or State about trackday cover. They'll laugh you off the phone. We're lucky Star and Swann haven't pulled the plug after the number of new bikes they've been giving out in the last year or two due to trackdays.

  2. #47
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    Quote Originally Posted by discotex View Post
    ...When you say plenty which are you referring to? Last I looked there's only two companies doing organised track days at Puke and one of those was not in operation when they posted that.
    I was talking about well-run track days when I said well organised. As in the ones run by our club (CDMTCI) and those run by the Vic Club at Manfeild - and many others run by similar clubs at other tracks. I was not referring to Pukekohe as I have no personal experience of any track days run there.
    Yes, I am pedantic about spelling and grammar so get used to it!

  3. #48
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    Quote Originally Posted by Beemer View Post
    I was talking about well-run track days when I said well organised. As in the ones run by our club (CDMTCI) and those run by the Vic Club at Manfeild - and many others run by similar clubs at other tracks. I was not referring to Pukekohe as I have no personal experience of any track days run there.
    In that case I'm sure Star will cover them as long as they're we'll run like the AMCC days.

  4. #49
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    I was speaking with Dave at Kiwibike today and there's been some changes for the better around the cover they broker from Star.

    Apparently Star will now cover most of the trackdays at Taupo and Puke that are run by the main players. I was checking the Honda day (which was fine) but he did say Kiwi and Redline are now also on the list with MotoTT.

    Your excess on the track is 15% of the insured value or pay a $50 for a fixed $1000 excess (this might only be via Kiwibike not sure).

    As always you must get written confirmation of cover and any terms before each trackday. For those who insure with Kiwibike it's just a matter of emailing Dave (daveh@kiwibike.co.nz) and he'll email you back a confirmation along with the current rules etc.

    Good news if you ask me. As usual Star (and especially Dave and Donna at Kiwibike) are listening to their customers and trying to make it work for everyone

  5. #50
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    I am insured with Swann.

    Went through Dave at kiwibike.

    Last track day I went to, all I had to do was notify Dave as to who the organiser was and at what track.

    It was all gravy from there on in.

    I can recommend Swann first hand

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  6. #51
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    Quote Originally Posted by Star Insurance View Post
    If your motorcycle is insured with Star Insurance and you wish to do a Training Track Day you need to notify Star Insurance or your Insurance Broker to have your insurance policy extended for each Training Track Day.

    If no notification is received you will not be covered for the Training Track Day.

    Regards,

    Philip Newall
    General Manager
    Star Insurance - 0800 96 8000
    Thanks, this post is an excellent reminder.

    I have just sent an email today via my broker Kiwibike Insurance underwritten by your company. AMCC advanced rider training day on the 16th Jan.

    Cam.

  7. #52
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    Kiwibike Insurance will give you a rebate of $25

    When you attend a Pro Rider training day.

    John Baker Insurance will also rebate you $50 as a one off for attending the same.

    Its great to see the brokers recognising the value in upskilling our road riding techniques and reducing our risk on the roads, which hopefully will lead to reduced accidents and claims.

    For more information about the training days click here

  8. #53
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    I was speaking with Dave from Kiwibike today.

    Apparently you bike must have a valid WOF and Rego to be covered by their insurance on trackdays. If either is allowed to lapse, the bike is not covered. This was not quite clear on their communications (they made no mention of Rego) so I have asked them to make sure that customers are aware.

  9. #54
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    Quote Originally Posted by Mort View Post
    I was speaking with Dave from Kiwibike today.

    Apparently you bike must have a valid WOF and Rego to be covered by their insurance on trackdays. If either is allowed to lapse, the bike is not covered. This was not clear on their communications (they made no mention of Rego) so I have asked them to make sure that customers are aware.
    Whaaaaat????...a lapsed REGO should not effect insurance cover at all!! (you only to to prove the bike is in a warrantable condition!)

    Im with kiwibike for insurance , between the above, and the fact that Im paying a shit load for cover for my old girl & gear, and its a "non-agreed replacement value" (In other words, they will screw me if anything happens..."its old!..not worth piss all "at market value", sorry! ...but thanks for all the money!"


    Im gonna ring Dave today, cancel my policey, and get some decent fucking cover that isn't quite so dodgy!

    When Life thows me a curve
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  10. #55
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    Im with Star insurance and was advised by them that the rego is a '3rd party' issue and has no bearing on an insurance claim at all, as long as the bike has a wof and is roadworthy. Check it out for yourself though.

  11. #56
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    Quote Originally Posted by Mort View Post
    I was speaking with Dave from Kiwibike today.

    Apparently you bike must have a valid WOF and Rego to be covered by their insurance on trackdays. If either is allowed to lapse, the bike is not covered. This was not clear on their communications (they made no mention of Rego) so I have asked them to make sure that customers are aware.
    Quote Originally Posted by willytheekid View Post
    Whaaaaat????...a lapsed REGO should not effect insurance cover at all!! (you only to to prove the bike is in a warrantable condition!)

    Im with kiwibike for insurance , between the above, and the fact that Im paying a shit load for cover for my old girl & gear, and its a "non-agreed replacement value" (In other words, they will screw me if anything happens..."its old!..not worth piss all "at market value", sorry! ...but thanks for all the money!"


    Im gonna ring Dave today, cancel my policey, and get some decent fucking cover that isn't quite so dodgy!
    RIGHT!, just got off the phone to Dave as I strongly felt that statement of Morts, if true, was flat out BS!

    and the FACTS are...

    If you have a !!ROADBIKE!! insured with kiwibike they WILL cover you for track days, even if your rego has lapsed!..thats it, problem solved by a phone call.
    .
    Dave also had a look at my poilcey and assured me that my cover is good for the amount stated, as Im not being a tosser and asking for rediculas amounts of money for my old girl & gear.

    I would like to state that Dave @ Kiwibike was just amazing to deal with, straight up with the facts and details, and was naturally a tad pissed that the facts had been scewed and posted on here!...hence I assured him that I would post this clarification of there cover for everyone.

    If you have ANY concerns with Kiwibike and there cover...RING THEM!!

    Im naturally a tad...wary, of insurance compays due to state taking me to the cleaners many years ago, so I called Dave to advise that if the above was actually true!, and my cover would end up in an argument over payout value...goodbuy!...right there an then!...he has taken the time to assure me of both of my concerns, and I am truly impressed by his honest and informative responces....absolute top marks to Dave and Kiwibike

    ...Im sticking with this insurance company

    Thanks Dave, enjoy phillip Island mate

    When Life thows me a curve
    ...I lean into it!

  12. #57
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    I do have a roadbike. My rego and wof lapsed and I heard (from Dave today) this meant the bike did not meet the track day cover criteria. That is all. Perhaps your terms are different.

    Since this thread (started by Star) was relevant to trackday cover I thought others should know (as it was not mentioned above) just in case they (like me) find they might not be covered in the event of an incident.

    i spoke to Dave too and agree with your words... he is doing a fine job. But I think your words towards me are offensive and inflammatory and wrong. My bike is roadbike. Period.

  13. #58
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    Quote Originally Posted by Mort View Post
    1.I do have a roadbike. My rego and wof lapsed and I heard (from Dave today) this meant the bike did not meet the track day cover criteria. That is all. Perhaps your terms are different.

    2.i spoke to Dave too and agree with your words... he is doing a fine job. But I think your words towards me are offensive and inflammatory and wrong. My bike is roadbike. Period.


    1.Yes, sorry, maybe our terms are differrent (Didn't think of THAT did I...oops)

    2. I never mean to purposely offend people on here Mort, I have re-edited my hasty post, and PM'd you an appology

    Sorry fellow KBer ...hugs?



    ...its been a rough week!...and besides....Im am prone to being a dick sometimes, just ask anyone on here (Shut up drew! peterpan syndrome IS a real thing)

    When Life thows me a curve
    ...I lean into it!

  14. #59
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    All good Willy... no worries.

  15. #60
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    Quote Originally Posted by Mort View Post
    I do have a roadbike. My rego and wof lapsed and I heard (from Dave today) this meant the bike did not meet the track day cover criteria. That is all. Perhaps your terms are different.

    Soooo your bike hasn't got a WOF.... your rego is irrelevant. Get a WOF and you will meet track day insurance requirements.

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