Huh? ACC currently fail abysmally at providing support to get people back to work quickly.
How about you taking away my personal freedom to spend my hard earned cash on MY CRASH and MY STUPIDITY not yours? (figuratively speaking as you were obviously doing the right thing)
Exactly. The argument that it all balances out in the end is weak. Certain parts of the population get a free ride from ACC and others use it very little.
People should expect free medical cover (regardless of their stupidity) but should take out their own income protection insurance.
How about chopping off your arm while juggling chainsaws?
If I smoke for 20 years I expect to pay higher life insurance premiums. If I ride with no gear like a dick I expect to pay more but ACC won't charge me if I play rugby but will (through rego) if I ride a motorcycle. Doesn't sound like 'no fault' to me.
Conversely if I take care of my body I expect lower life insurance premiums and to pay less ACC.. Not an option though is it? Where is the incentive to lower my own (and others) risk of injury?
Don't even get me started on the poor people unfortunate to miss out on 80% of their income because they get cancer instead of falling off a ladder because they didn't bother to have someone hold it..........
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