Liability at trackdays?

[cowboyz]

seems the 'issue' is not clear even to those who are insured for trackdays.

In my opinion, if someone hit me on a trackday in the fast or race group then I would be in a 'oh fuck it' mood and accept that shit happens at those speeds. If someone hit me in the med or slow group I would be livid and expect them to pay for my bike.
Unreasonable? It would seem you would think so.

[bugjuice]

I just want to put; 200+
in the box where they ask 'what speed were you doing at the time?'

[McJim]

I just want to put; 200+
in the box where they ask 'what speed were you doing at the time?'

I donwanna bin at 200+ kph........

[MVnut]

seems the 'issue' is not clear even to those who are insured for trackdays.

In my opinion, if someone hit me on a trackday in the fast or race group then I would be in a 'oh fuck it' mood and accept that shit happens at those speeds. If someone hit me in the med or slow group I would be livid and expect them to pay for my bike.
Unreasonable? It would seem you would think so.

Yes, it's unreasonable to ask,.........or expect. It's a racetrack ffs

[cowboyz]

no. its a trackday. a trackday where ROAD bikes are invited to ride safely around a track. In some cases with tuition. I am not talking about race days or racebikes.

ok.just be facetious, What about if you are at the waiarapa sprints (for instance - no dig at the guys who run it) which is held on the road and you bin. You expect the insurance to pay out cause you are on the road?

[homer]

its all very simple

if you agree that on the public road that all vehicles are to be insured at least to a third party insurance

then on the trac it would be the same wouldnt it

if its there fault they pay
if its yours you pay

or just go with if you crash you claim on yours
after all would you at least have insurance ,even if just for your bike

[rwh]

As I understand it, if I take part in a track day I'd generally have to sign a waiver stating that I won't try and claim off anyone else, and I'd assume every other participant had signed the same waiver.

2 scenarios worry me slightly:

1: Someone slips through the cracks and doesn't sign a waiver, and I accidentally take them out. Are they likely to be able to come after me? Can I then go after the organiser for failing to get the waiver? Or does my waiver prevent that too?

2: Someone has signed the waiver, and has insurance, and I accidentally take them out. Can the insurance co, after paying out their client, then come after me (since the insurance co didn't sign the waiver)?

Richard

[Sully60]

Do you ever read the indemnity forms you sign when you pay your money and enter??

Most have a clause the pretty much states the organisers and any other participants cannot be held liable.

[MVnut]

I'm not talking about having your own insurance pay out, if you can get that great. I'm saying it is 100% unreasonable to expect another rider to pay for your repairs on a racetrack. The ONLY reason you could is if someone purposely crashed you, but I doubt that will ever happen (hope not anyway) For the purpose of this discussion, a 'closed road' is a track.

[cowboyz]

As I understand it, if I take part in a track day I'd generally have to sign a waiver stating that I won't try and claim off anyone else, and I'd assume every other participant had signed the same waiver.

2 scenarios worry me slightly:

1: Someone slips through the cracks and doesn't sign a waiver, and I accidentally take them out. Are they likely to be able to come after me? Can I then go after the organiser for failing to get the waiver? Or does my waiver prevent that too?

2: Someone has signed the waiver, and has insurance, and I accidentally take them out. Can the insurance co, after paying out their client, then come after me (since the insurance co didn't sign the waiver)?

Richard

Do you ever read the indemnity forms you sign when you pay your money and enter??

Most have a clause the pretty much states the organisers and any other participants cannot be held liable.

Well that settles that then. And yes, I must get around to reading one of those forms you sign at sign up. - Oh yeah, give me shit, like I bet everyone reads them......
Honestly, I have never read one. Just assumed it was standard stuff about the TDO. I guess that has saved me going off on someone if the worst does happen.

[Mort]

The purpose of track insurance (as I understand it - and I have never bothered with it myself) is to insure the riders bike ONLY... After that it's every one for themselves with no liability either way.

[quackquack]

It would be interesting to read one of the disclaimers because if you do sign away your right to claim of other people thats cool but if not because of the lack of Road Rules how would you deem someone at fault.

[kiwifruit]

Do you ever read the indemnity forms you sign when you pay your money and enter??

Most have a clause the pretty much states the organisers and any other participants cannot be held liable.

Correct .

[HenryDorsetCase]

given that you are stood in the queue for a good half hour before sign in, how could anyone NOT have read the form?

[cowboyz]

Well for 2 reasons really.

1. I cant read.

2. I am far too busy talking to other people distracting them from reading the diclaimer as well.

Surely I am not the only person who has never read one. I admit that I probably should have read one by now but I never get around to it.