Question - honda riders club + the insurance reduction

[Zim_Invader]

hey, was talking to ross about the honda, and insurance. how does it work? how do u join the club and get all those benefits with insurance? do u need to be insured by a certain company to get it? what are all the perks and catches again? and where do i sign?

[mowgli]

Honda Riders Club provides roadside assistance and access to the HondaSure insuance product. They've negotiated it through Golightly Insurance, Canterbury which is underwritten by Vero Insurance. Bike, riding gear and bike accessories are all covered under the one policy (no need for separate claim under contents policy). I'm pretty sure the cost of HRC organised riding courses can be offset against the next year's premium and that you are automatically covered on the track for HRC courses. Unfortunately I've made a claim with them and can vouch that they are entirely professional and handled my situation without fuss and better than I could have hoped for. They get my thumbs up.

To enquire further contact Robyn Stace at HRC (robyn at hrcnz dot co dot nz).

[Phurrball]

^^^

What he said. But remember Hondasure isn't the only way to go, but they seem to be ultra competitive (*if you have a Honda and join HRC)

You'll need details of anything an insurance company might be interested in to apply (duty of disclosure: so the ins co can assess your risk level and set the premium appropriately)-

Speeding tickets, licence suspensions, other driving convictions, info about any prior claims etc. (Not saying you've got any )

Maaay cost more for L platers, under 25's etc.

In our case Hondasure blew away any other insurance products, even adding the $70 (for two of us) HRC annual membership.

$5K gear extension, roadside assist all included.

$250 basic excess (they may add more to this if you're under 25, which I'm not )

Also get quotes from John Baker (Jetboy on this site I believe) and Kiwibike (http://www.kiwibike.co.nz) who are both brokers and also do good deals (There may be others too...)

Good luck ZI.

[klyong82]

+1 Kiwibike.....I pay $580 a year for my Fireblade bloody good price and includes roadside cover and track days...

[BANZAI]

I posted insurance stuff in your other thread.

STATE $10/month $700 excess.

Just make sure you don't crush your bike!!!

[ehab2weelr]

thats not cool for non honda riders ....is there anything like that for suzus??

[lemining]

thats not cool for non honda riders ....is there anything like that for suzus??

or yamahas....

i'm insured with state or swann (i think it is same company tho) and it wasnt that expensive. i think i paid around 250 p/a for third party (fire + theft). However there is little tinny text that if my bike gets stolen from any place other than my garage i gotta pay $2k excess

[klyong82]

or yamahas....

i'm insured with state or swann (i think it is same company tho) and it wasnt that expensive. i think i paid around 250 p/a for third party (fire + theft). However there is little tinny text that if my bike gets stolen from any place other than my garage i gotta pay $2k excess

Holy crap $2k excess? mine is only 250 excess and I am like 18 and the half...years old....if you are 21 then I think you can get full insurance with kiwibike for about 500p/a and I think excess is 500

[Blackbird]

I'm with HRC and the biggest benefit as far as I'm concerned is the peace of mind from their free breakdown service. When I was in the south island last year, I suffered an electrical problem near Twizel. Rang the HRC service and my heart sank when I got someone who sounded like he was from a Mumbai Call Centre and had never heard of Twizel. My heart sank and I had visions of becoming part of a "Deliverance" movie. However, 20 minutes later, I could hardly believe it when an auto electrician showed up. Incredible bit of service.

[lemining]

Holy crap $2k excess? mine is only 250 excess and I am like 18 and the half...years old....if you are 21 then I think you can get full insurance with kiwibike for about 500p/a and I think excess is 500

Mine is around 500 bracket, but then i had some spare time to read my full policy (read urs) i got my insurance thro kiwibike and it says that if my bike gets stolen lets say off the street not from my garage where i said it would be parked overnight i gotta pay $2k excess.

Excesses
Full Comprehensive
$500.00
Third Party Fire and Theft
$500.00
Off Road Cover
$500.00
Additional Excesses
Unspecified Rider
$1000.00
Not garaged at residential address
$2000.00

[klyong82]

I am with Swann and no where in any of my polices say $2k excess... hmm..... clearly states $250 excess for every claim. Is this with State Insurance??

[lemining]

it is thro kiwibike.co.nz. They are insurance brokers but im not sure who is the insurance through. I just wanted something to make sure my wallet wont suffer when i hit that brand new mercedes or porsche.

[klyong82]

it is thro kiwibike.co.nz. They are insurance brokers but im not sure who is the insurance through. I just wanted something to make sure my wallet wont suffer when i hit that brand new mercedes or porsche.

They are with Star or Swann.....I have read Star's policy and there is a clause about if claiming theft a minumum $2000 excess applies...

[lemining]

I wonder if i can get refund and get insurance with swan. How much do you pay p/a for third party?

[klyong82]

I wonder if i can get refund and get insurance with swan. How much do you pay p/a for third party?

Call Dave at Kiwibike and see if Swann will cover you instead of Star...there is an 0800 number