Ok I sell these things for a living so I have a lot more contact than other guys.
The legacy to look at is the 250t about 1997.
Most have done about the 80k mark and unless they have been done will need the rocker cover gaskets done -its about a $300 job
otherwise you'll have oil on ya exhaust manifold and will think the engines goosed.
They are reliable and not too thirsty to be honest.
take it for a good drive and put her on full lock both ways at low speed. Check for rear diff binding --if its really bad could be an issue if mot theres an additive that fixes it.
another possibility for ya to concider is the ford telstar 2.5
its a rear wheel drive 2.5 with a bigger load space than anything else ya mentioned. -Its got a cam chain too
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