oh the hilarity if they've bought one for you
reg cost more due to acc levy, wof cost less due to being a 5 minute check without any tools
insurance = ~$42/month (total guess, so set $500 premium)
fuel, excluding big rides = ~$90/month (you'll get atleast 20km to the litre)
wof/6months=$
25= ~$ 6/month
rego/6months=$
130(?)= ~$ 22/month (it just went up, and i pay for 12 months)
maintenance, commute only= ~60/month (provided you do it yourself, that is still a high estimate. most newbies spend zero on maintenance for 6-12 months. big difference between what you *should* do in theory and what you actually do in practice, and what you can realistically get away with)
tyres, biannual, commute only = $350 (front and back) = ~$15/month
all maths done in head without care for accuracy
total cost/month = ~$235
start getting quotes for insurance, full comprehensive cover too! check it's agreed value etc etc, and what their policy is on others riding your bike etc etc
some good ways to keep costs down are to insure it with the same ppl who do youre house etc etc, and/or my trick of insuring under my dad's name with me as a named rider. (he's got his full licence, is over 25, and no bike claims for atleast 20 years - i'm the same, but under 25 and had to be insured for my restricted etc)
can't wait for my 25th birthday when the insurance companies send me a box of driving/riding skill. all of a sudden i'll be
much less likely to crash

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