Life insurance while motor racing?

[steveyb]

Clivoris e hoa, I think you better get a better insurance company.
Ka kite.

[TonyB]

Interesting. I made the same enquiries on existing policies before I started racing. Essentially as they were pre-existing policies I was covered based upon info at the time I took out the policies. Changes in circumstances did not alter the policy terms despite the change in risk. I have this in writing. May pay to re-check.

Thats true, but if you decide to raise your cover it seems that most companies won't cover you for the extra amount. Or not at all in some cases as they see it as a re-negotiation

[scott411]

after looking into it with my business partner neither of us could get cover for motorsport of any form, even trail rides were a grey area acroding to our broker,

I have combined insurance as well, they are a good company that pays quickly, you can choose their level of cover and they are always trying to up sell you to different levels of cover, i am pretty sure they do some type of death cover,

[Clivoris]

Thats true, but if you decide to raise your cover it seems that most companies won't cover you for the extra amount. Or not at all in some cases as they see it as a re-negotiation

That was exactly my situation. I raised my cover and this meant that the whole policy was reviewed. As Dr Steve has suggested I think I will do some looking around though.