Hit by a car

[Ragingrob]

Rob...mate...i didn't pull facts out of my ass. I have rung and checked and double checked figures with nearly all motorcycle insurance companies in auckland. I have had more insurance woes than you, now if they said that to you, good for you. I was merely stating that people have to be carefulk how they state facts to an insurance company as they can turn around and screw you over.

I's good your getting a good deal, but you can't just rattle off your policy and expect new riders to get the same deal or ask for it.

I wasn't getting agro at you so don't get agro with me. It wasn't an opinion, I have quotes from when I first got my motorcycle insurance stating under 25 etc, maybe you got lucky.

"I would not just pull this shit outta my mouth, I like to know I'm speaking truths too. Not everyone else is wrong just because you've got an opinion on something. But thisn't even based on opinion, it's based on fact, and you're wrong." - Rob "the ginger turd"

The only thing that pissed me off was the fact that you nullified my comments.

EDIT : Bah, can't be bothered arguing with you, again. I dunno why you called me a "ginger turd" though? I am neither ginger, nor did I do anything to deserve being called a turd. I thought name calling finished when I left primary school, oh and I learnt what colour ginger was way back in kindy

[ital916]

The only thing that pissed me off was the fact that you nullified my comments.

EDIT : Bah, can't be bothered arguing with you, again. I dunno why you called me a "ginger turd" though? I am neither ginger, nor did I do anything to deserve being called a turd. I thought name calling finished when I left primary school, oh and I learnt what colour ginger was way back in kindy

Cos you were being a dick, by starting an argument again, I take it back then your just rob norris. I didn't mean to nullify your comment but take a chill. Name calling is neither petty nor bad, it is a past-time carried out by many. People grow up way too quickly.

Mature conversation is nice and all but some times you just need some degenerate name calling and stone throwing. Have fun on your viffer, don't root the spark plugs, they cost a pretty penny.

[Ragingrob]

Cos you were being a dick, by starting an argument again, I take it back then your just rob norris. I didn't mean to nullify your comment but take a chill. Name calling is neither petty nor bad, it is a past-time carried out by many. People grow up way too quickly.

Mature conversation is nice and all but some times you just need some degenerate name calling and stone throwing. Have fun on your viffer, don't root the spark plugs, they cost a pretty penny.

Lol and here you go continuing it...

Better than tv!

[PirateJafa]

Thats a nice way to fork out money for no cover. Insurance covers their ass by
by stating that if they find anything false then your cover will be terminated. If you have say you have a rest mc but only a learners...no payment, if you stated only your car details like in robs case..no cover etc. When I got insurance they asked a lot of questions, I was warned a billion times about falsities and all sorts of other crap. I rang state, under 25 is the age they do not under 21, your looking at 1500 dollar excess for a learner/restricted with 500 roughly premium. Not cheap. I have rung a lot of insurance companies believe me, I'm forking fuckloads out for comprehensive insurance.

What grinds my gears though is how 90% of motorcycle accidents will be rider at fault as a lot of the time no one else is involved i.e we hit oil and low side, slippery corner we low side, ice we low side, diesel ad you highside it, tire blowouts then crash etc. You can't judge a motorcycle with the same rules as you judge a car *cars don't fall over on as easily*. There should be different rules and stipulations where even if there wasn't another party, if evidence if given of an anomaly out of your control happened, then you are not at fault.

Cop out for the insurance company in my view. Especially with learners when they're like, that'll be 1500 bucks please....but your bike is worth only 3, and the remaining 1500 gets devalued cos they ring tim-bak-fucking-too to get a price so you end up with like 500 bucks in hand.

Sorry...rant over.

Hope you get better mate. Ring the police! Tell them. It will help you. If an accident ever occurs, ring the police..always.

Or you could always pay the same premium, for a policy with a lower excess, a higher bike value, and when you crash it with it being your own fault and write off the bike, the company pays up quickly and to the maximum value of the policy.

That was for a teenager with a 6L license they'd had for two days, a restricted car license which they didn't care about, and a sporty 250.

Bitchbitchbitch.

And then you start being a dickhead to Rob for no reason. That time of the month again?

Storm in a teacup.

Oh and you don't need to call the cops - I didn't, and insurance paid out promptly and happily. (Would still advise it though). I love you Star Insurance! And the great people at Kiwibike! Beer for you if I ever see you in real life!

Mature conversation is nice and all but some times you just need some degenerate name calling and stone throwing.

Or we could be mature and save the name calling and stone/pingpong ball throwing for around a curry-laden table?

Have fun on your viffer, don't root the spark plugs, they cost a pretty penny.

$7 last time I checked.

[Chad]

Haven't read all the way through this, but if you can't get bike insurance, at least get some health insurance that you can call on for your own health. Even with ACC, I just spend I dunno how many hundreds gettin my knee fixed up from a minor spill. Just slipped on paint, fell on knee cap and slid, at very low speeds. With a 200kg bike behind my knee... Doesn't take much...

Of course you can get free treatment on public health system. Just take a ticket and we'll call you when your number comes up...

[Donut]

have spoken to the drivers involved and things arnt going so well, the lady thinks i was doing over 100 and so do one of the witnesses........ was not going more then 40 i have another witness to back that up.... only problem with the other witness and the lady and her witness is that they think the bike hit the car WTF?!??!?!?! its clear that the bike has been hit side on.
So if i did hit the car i was clearly doing some bull shit james bond powerslide as i attempted to lay the bike down and limbo under the car....... yeah right

so off to court we go and things look grim..... 2 witness going against me and all i have is the damage to the bike to show what has happened Good luck to me

[Mr. Rock]

That's cheap mate. How would I go about getting insurance then? They say that they don't insure when the owner is a learner rider... how on earth am I meant to get insurance?

if you havnt got insurance yet and no one will insure you.. give NAC a ring. they are national auto club and will give you insurance on a leaner licence. i just got mine. It is 12 buks a week for full cover and road side assistance and they will pay out up to 2500 worth of riding apparel with no extra excess in the event for a crash.

[FJRider]

Going over 100 km's/hr (not saying you were) DOES NOT MAKE THEM BLAMELESS. The cops may charge you for speeding if they can PROVE you were. Bouncing off a car at 100 kms/hr makes you go a fair distance... and hurts.

[robo555]

have spoken to the drivers involved and things arnt going so well, the lady thinks i was doing over 100 and so do one of the witnesses........ was not going more then 40 i have another witness to back that up.... only problem with the other witness and the lady and her witness is that they think the bike hit the car WTF?!??!?!?! its clear that the bike has been hit side on.
So if i did hit the car i was clearly doing some bull shit james bond powerslide as i attempted to lay the bike down and limbo under the car....... yeah right

so off to court we go and things look grim..... 2 witness going against me and all i have is the damage to the bike to show what has happened Good luck to me

Witnesses can lie, evidence doesn't. Did you end up filing a police report?

Make sure you get all your facts straight to prove you case when you go to court. Like you and others have said, you've got the damage on the bike to show it was hit by the car, and you would be flying a lot further if you 'hit' the car at 100.

[Warr]

Hit by a car
Was going down avalon drive in hamilton when a car pulled out from a side road and hit me side on, they said that they didnt see me ..............

have spoken to the drivers involved and things arnt going so well, the lady thinks i was doing over 100 and so do one of the witnesses........ was not going more then 40 i have another witness to back that up....

Avalon Drive is either 60k's or 80k's max. But if you were on a morning commute I'd be surprised if anyone is doing those speeds. You would have to be cutting it up the centre line passing everything in sight. Was that the case ? or were you in the flow of traffic ??
If you are heading to court, best get some advise from a lawyer... and there is a m/cycle lawyer in town that maybe can help. I'll PM you his name.

[Toaster]

ALWAYS get the police to turn up to the scene. That is the best way you can insure yourself against dodgy bastards trying to weasel out of blame.