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Thread: Return them DVDs!

  1. #16
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    Quote Originally Posted by Skyryder
    For what's it's worth I'd be saying I had returned the DVD and it is the video stores cockup. Might cost as much in legal fees but just might save your credit rating.

    Just a thought on this one.

    Skyryder
    Why you lying little sh...

    Hey that's quite a good idea.

  2. #17
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    Quote Originally Posted by Skyryder
    For what's it's worth I'd be saying I had returned the DVD and it is the video stores cockup. Might cost as much in legal fees but just might save your credit rating.
    Nup. His only money-saving hope is to convince the video store that they should tell Baycorp to clear the record. You can't get bugger-all legal work for $1200. No point bothering with the litigation crap.

    And, like I said, if preliminary discussions along those lines don't look promising he should find the cash wherever the hell he can and pay up before his time runs out and Baycorp actually put it on his credit history. Because chances are he'd end up having to pay it *anyway*.
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  3. #18
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    Quote Originally Posted by Skyryder
    For what's it's worth I'd be saying I had returned the DVD and it is the video stores cockup. Might cost as much in legal fees but just might save your credit rating.

    Just a thought on this one.

    Skyryder
    Unless of course the DVD in question was 'Gay Boys in Bondage IV - The Suzuki Sessions' in which case I would just fork over the $$ to get them to keep quiet!

    Paul N

  4. #19
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    in reference to rental, i was told that if the equipment was damaged an lost, you are only liable for the equipment replacement cost plus a small fee. It states this in all rental contracts in the small print.
    Also they have to warn you atleast once to return or replace the goods before they can transfer to debt collectors
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  5. #20
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    You're all missing the point. Just which movie is it that was worth $1200 to see?
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  6. #21
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    Quote Originally Posted by crashe
    Not if they never received anything in the mail or a phone call from the video store.....
    But in saying that did they also inform them of the new address?

    Bay Corp are the hardest to get away from... and your credit ratings are effected for years after the final payement to them as well.

    Its 5 years after the debt is lodged with Baycorp that it goes away, not after the final payment is made

  7. #22
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    Many years ago I split up with the ex, and our joint account was closed - or so I thought. Turned out he'd taken an extra couple of hundred dollars, it went to Baycorp, he paid it off, told them I had run up the debt but he was kindly paying it off for me. The first I knew about it was about a year and a half later when I tried to buy something on HP and discovered I had a bad credit rating. Amazing what a potty mouth I discovered I had when I rang him up about it!!!
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  8. #23
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    Quote Originally Posted by Riff Raff
    Amazing what a potty mouth I discovered I had when I rang him up about it!!!
    Should have enunciated the syllables with a baseball bat

  9. #24
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    Quote Originally Posted by Skunk
    Should have enunciated the syllables with a baseball bat
    I believe karma has now caught up with him...
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  10. #25
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    Quote Originally Posted by Riff Raff
    I believe karma has now caught up with him...
    Why? Is he dead?
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  11. #26
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    Think I'll just book out DVD's under the name "James Mair" yeah, just moved down from Wellington.

  12. #27
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    Quote Originally Posted by gav
    Think I'll just book out DVD's under the name "James Mair" yeah, just moved down from Wellington.
    How about Luke? I want nothing to do with it.

    And its "Jimmy" thankyou very much....
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  13. #28
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    Quote Originally Posted by Ramius
    Its 5 years after the debt is lodged with Baycorp that it goes away, not after the final payment is made
    OK, let's get fully facesious (sp?) here.

    The bad credit rating starts from the moment the debt is lodged with the collection agencey and has past the due by date that _they_ give you. The credit rating then stays bad until 5 years later _and_ the debt is paid in full.

    Although depending on the kind of debt and the payment plans you are making(eg you paid the debt real early on and are just doing your time) _some_ companies are willing to still let you H/P.
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  14. #29
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    Oh yeah and also


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