My apologies to the OP here for my off topic response but...
Of course the other party was insured, and they got their very expensive car repaired. It was their insurance company coming after this young lad to reimburse them for the expense. Bankrupcy was the only option for this young fella mate, he had no money and the insurance company wanted paying!
Ride or drive without 3rd party insurance at your peril. The same applies to outside of license conditions. I was not having a particular prod at any one person here, this applies to all.
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