Insurance

[Jahdafario]

Hey, what kind of insurance has everyone got, who are they with, what is their premium and how much is their excess? Is it full cover/thrid party etc..

Have you had a claim? -- Were they cunts about it.. etc.. etc.

Cheers boss

[Slyer]

AMI 3rd party, $70ish a year

[vifferman]

Have you tried searching Kiwi Biker for this info?
It might surprise you, but you're not the first KBer to want to know this sort of thing.

[Slyer]

Logic?
*Esplodes*

[portokiwi]

I was just quoted $400 a year full cover. Protector that who insures my cage. My current I wouldnt have a clue Gabby pays it
All I know thats full cover as well.

[klyong82]

500 bucks for my Fireblade from kiwibike. Full insurance including free emergency. Give Dave a call. Not made a claim and I dont intend to but from all the reviews and feedbacks you cannot go wrong.

edit: excess $250

[bomma]

hey sorri i didnt reply before cuz but i only just saw your text, was at cricket practice and only just got home.

i pay far too much for insurance and my excess is faaar too high but having had 2 claims in the last 5 years (both my fault) has skewed this

[Mom]

Only one comment to make here.

You guys are young and have the "under 25" stigma to get past. Please make sure at the very least you all have 3rd party insurance on your vehicles!

Even your bank will give you that, it is not expensive looking at the big picture, it is a must have!

[Gremlin]

Well, I AM 25... doesn't look like this stigma will go away

$1200 a year I think, fully insured, but around 24-25k, value bumps it up a lot. 1 Year history, no claims, excess is around $500, but I have a "special" excess as well, having carelessly misplaced my license once

[Jahdafario]

Have you tried searching Kiwi Biker for this info?
It might surprise you, but you're not the first KBer to want to know this sort of thing.

I tried searching insurance, but it came up with a lot of garbage, maybe I didn't look hard enough,

good responses, I like the closer to $500 premiums by the sounds of things, thats what I feel like paying anyway, not a grand,

been quoted a grand by many people, state was the worst at 1150, with 500 or 800 excess, steep, that was full cover for 12.5k,

I'm looking along the lines of Dave at KB thanks Kim,

cheers all, I'll post whatever deal I get with whoever up here if I can remember

no worries Nish, I'll try make it 2moro, :s, I came down with shakee knees because I still don't have insurance, yeah you heard it!

not good huh.......

[cynna]

gave up on insuring my harley when i had it when swann almost doubled my premium for no reason a few years ago. wasnt too keen on the $2500 theft excess either

wasnt worth the $ insuring my trailbike

the best quote i got for my $7000 motard was just over $500. decided it wasnt worth it due to the fact that if i crash it there isnt much too to fix (unless i write it off of course)

got a quote for the vmax im hoping to buy - $2100 and thats with 60% no claims bonus!!!! i think third party was less then $50. they wouldnt do insurance for just theft or if some fuckwit crashed into me which is just really what im after

i believe in complusary 3rd party insurance tho after the weekend when my boarder crashed her car in to a back of a bmw which shunted the car in front.... she had no insurance so is looking at quite a big bill. if the other drivers didnt have insurance they would probalby only get a few $$ off her a week for the next few years....

[klyong82]

I tried searching insurance, but it came up with a lot of garbage, maybe I didn't look hard enough,

good responses, I like the closer to $500 premiums by the sounds of things, thats what I feel like paying anyway, not a grand,

been quoted a grand by many people, state was the worst at 1150, with 500 or 800 excess, steep, that was full cover for 12.5k,

I'm looking along the lines of Dave at KB thanks Kim,

cheers all, I'll post whatever deal I get with whoever up here if I can remember

no worries Nish, I'll try make it 2moro, :s, I came down with shakee knees because I still don't have insurance, yeah you heard it!

not good huh.......

Just give Dave or Donna a ring at 0800 629 253 and he will be able to give you a quote. You can then decide to insure the bike on the spot over the phone. When I bought my Fireblade and picked it up at a late time of the day Donna was able to sort all the paper work in 10 minutes before I rode the bike home.

Convenient and stressfree process all the way. Good price too because all the rest of the companies were quoting me $1000 bucks.

[portokiwi]

This is what I got today.
Thank you for your interest in receiving a quotation for motorcycle insurance with PROTECTA Insurance. Based on the information you have supplied the following will apply;

for full cover insurance with a 50% NCB plus an extra 10% named/restricted rider discount, your premium will be $475.00 (incl. GST).



Excesses are as follows:



Standard On Road Bikes - 20% of the sum insured - minimum $250, maximum $2,000

Off Road Bikes - 30% of the sum insured – minimum $250



Additional $250 for riders under 25 years

$250 for licences other than full NZ motorcycle

$500 for single vehicle accidents



All of our motorcycle policies also include AA Roadservice cover for road registered bikes at no additional cost. This service includes:

· Three free callouts per policy year

· Helmet Cover up to $500 in the event of an accident giving rise to a claim

Hope this helps

[discotex]

Just ring Dave and Donna at Kiwibike.

Cheapest/best quotes I've got (taking varying excesses into account and trackday cover etc).

I've not seen one bad thing about their claims here on KB yet have seen dozens of people singing their praises.

And they're lovely people to deal with who ride bikes themselves. Hell you could just call them for a chat about bikes if you were bored with KB haha.

[bungbung]

Well, I AM 25... doesn't look like this stigma will go away

5 more years and a sex change will save you in the long run...