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Thread: Hope insurance covers this

  1. #1
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    30th August 2006 - 21:44
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    eek Hope insurance covers this

    Imagine, happily going about your business and then this happens

    http://www.nzherald.co.nz/nz/news/ar...ectid=10544243
    Quote Originally Posted by Gubb View Post
    Nonono,

    He rides the Leprachhaun at the end of the Rainbow. Usually goes by the name Anne McMommus

  2. #2
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    Yeah I know, shocker, eh!

  3. #3
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    25th May 2004 - 23:04
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    Shit, what a mess.

    The insurance companies must use the cheapest labour - so far we've had two insurance claims and both jobs haven't been done well. The first was a replacement shower after the base cracked, and the guy who did that job left the skirting board off and didn't paint or repair the wall next to the shower that he damaged removing the base. The second was a repainted ceiling after a water leak. I wasn't that impressed with the job when he finished it, and now, only a few months later, the bit where he repaired it (he used tape then plaster and then sanded it before painting) has cracked and looks awful. When the assessor came to see the ceiling we showed him the shower and he told us he couldn't charge the excess on the new claim due to such a poor job being done. I somehow think we'll be getting him back to look at the ceiling and I won't want the same guy doing it next time! He told me not to move the couch as he could stand on it to do the corners of the lounge! Yeah, right, we opened the sliding doors and put it out on the deck!
    Yes, I am pedantic about spelling and grammar so get used to it!

  4. #4
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    Quote Originally Posted by Beemer View Post
    Shit, what a mess.

    The insurance companies must use the cheapest labour - so far we've had two insurance claims and both jobs haven't been done well. The first was a replacement shower after the base cracked, and the guy who did that job left the skirting board off and didn't paint or repair the wall next to the shower that he damaged removing the base. The second was a repainted ceiling after a water leak. I wasn't that impressed with the job when he finished it, and now, only a few months later, the bit where he repaired it (he used tape then plaster and then sanded it before painting) has cracked and looks awful. When the assessor came to see the ceiling we showed him the shower and he told us he couldn't charge the excess on the new claim due to such a poor job being done. I somehow think we'll be getting him back to look at the ceiling and I won't want the same guy doing it next time! He told me not to move the couch as he could stand on it to do the corners of the lounge! Yeah, right, we opened the sliding doors and put it out on the deck!
    So, didn't YOU organise the trade quotes? All ins jobs I have done, I have been contacted by the insured not the ins company?
    Only a Rat can win a Rat Race!

  5. #5
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    27th December 2006 - 17:17
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    Ouch, that's nasty. Poor people

    As far as contractors for insurance jobs go, I always ask if people have a preffered or can recommend a contractor. It's so much better if there's already a relationship there. However more often than not I get people asking if we can arrange someone.

    We have a few builders we use a bit and they give us preferential treatment as far as urgency in getting jobs done but we certainly don't go for the cheapest - in price or quality. It's not worth it, especially as for some insurance co's these days we do the job for a fixed fee, so we don't want to be spending time fixing up cock ups...

    Ultimately though, whoever does the job is doing it for the home owner, not the ins co, so the contract is between them. Insurers just pay the bill at the end, and mop up messes like this.

  6. #6
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    I wish journos would get the facts correct,be pretty sure it wouldn't be linoleum,maybe vinyl,maybe polyfloor commercial vinyl,hope it didn't have aspestos in it,then a real high jump awaits both company owner and contractor.Was helping a flooring contractor do a school clean up job a few years ago,the compressor blew a hose,and shitloads of ados went up the walls everywhere.The boss asked me to help remove the shit,had masks on using solvent,every 10min or so had to go outside due to fumes,then the dickhead education board clown turned up as we sat outside,just as well as he thought it was a good idea to smoke,soon got told to politely go away.
    Hello officer put it on my tab

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  7. #7
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    I feel sorry for the poor tradesperson who lost the skin off his legs. Would certainly give you a hell of a fright!
    Were are those winning numbers for lotto again..... Having to sell all your toys sucks

  8. #8
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    Quote Originally Posted by Beemer View Post
    Shit, what a mess.

    The insurance companies must use the cheapest labour - so far we've had two insurance claims and both jobs haven't been done well. The first was a replacement shower after the base cracked, and the guy who did that job left the skirting board off and didn't paint or repair the wall next to the shower that he damaged removing the base. The second was a repainted ceiling after a water leak. I wasn't that impressed with the job when he finished it, and now, only a few months later, the bit where he repaired it (he used tape then plaster and then sanded it before painting) has cracked and looks awful. When the assessor came to see the ceiling we showed him the shower and he told us he couldn't charge the excess on the new claim due to such a poor job being done. I somehow think we'll be getting him back to look at the ceiling and I won't want the same guy doing it next time! He told me not to move the couch as he could stand on it to do the corners of the lounge! Yeah, right, we opened the sliding doors and put it out on the deck!
    I wouldn't go tarring all the insurance companies with the same brush, there are a couple of well known insurance companies out there who will only use the cheapest labour but most make sure the job is done properly.

    I hope you are changing insurance companies from the cheap one you are with at the moment!
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  9. #9
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    Quote Originally Posted by Laava View Post
    So, didn't YOU organise the trade quotes? All ins jobs I have done, I have been contacted by the insured not the ins company?
    You can organise as many trade quotes as you want. You can try. They don't turn up, and they don't answer the phone. I've rung 14 plumbers in the last 10 days. My wife has rung 4. Before someone says it, it wasn't the same plumber eighteen times.

    Not one has returned a call.
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  10. #10
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    Bahahahaha! Floor sanders/finishers are the worst in my experience. Too many hours in the poly tin!
    Only a Rat can win a Rat Race!

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