That's it..

[Oscar]

Jim --try national auto club 0800501508. Ohh and just to piss ya orf--my bikes are all insured -costs me five hundy a year

That appears to be a premium rate of 50% of the market value...hehehehe

[James Deuce]

All I'm whinging about is getting a letter in the post dropping theft cover unless I sleep chained to the bike, and promise never to ride it anywhere unless I return home the same day without stopping anywhere. With my claim they were fantastic, apart from the time required to settle.

The subsequent investigation about cover elsewhere revealed that very few insurers will cover for theft without prohibitive conditions, that effectively mean that you aren't covered unless you are home with your bike. Cunning plan to ditch the unskilled old guy who falls off all the time.

AMI will do full cover inc. theft with a $1000 excess for theft and $300 for accident or fire. Premium is pretty good too.

Will call Classic on Monday.

[James Deuce]

Jim --try national auto club 0800501508. Ohh and just to piss ya orf--my bikes are all insured -costs me five hundy a year

What Oscar said.

They won't cover for theft from anywhere other than my locked garage.

Doesn't need to be "chained" though.

[Oscar]

All I'm whinging about is getting a letter in the post dropping theft cover unless I sleep chained to the bike, and promise never to ride it anywhere unless I return home the same day without stopping anywhere. With my claim they were fantastic, apart from the time required to settle.

The subsequent investigation about cover elsewhere revealed that very few insurers will cover for theft without prohibitive conditions, that effectively mean that you aren't covered unless you are home with your bike. Cunning plan to ditch the unskilled old guy who falls off all the time.

AMI will do full cover inc. theft with a $1000 excess for theft and $300 for accident or fire. Premium is pretty good too.

Will call Classic on Monday.

Classic require a "secondary theft device". My understanding is that that includes a steering lock.

[Skunk]

Classic require a "secondary theft device". My understanding is that that includes a steering lock.

Correct. I'm covered by them. Two locks. Steering lock counts as one. Chain or disc lock counts as second. Otherwise it's not covered for theft. And they cover for track days (untimed events).

[Cajun]

we have well over $100k worth of bikes insurance thru john baker, costs just over 2000 for all bikes, with all 6 people in the family covered on all the motorcycles.

This is for full cover, full replacement for new bikes 2 years or 20,000kms which ever comes first, there is no condtions about theft in the policy

This policy is under my father in law, who gets the special uylsses discount. We have never had the need for a claim as of yet for the 5 years of being with them. They premiums arn't to bad unless you ride a harley.

I have heard some good things about protector and they say they specialish in motorbikes

Good luck with Jim, hope ya find something to suit you quickly, and cheap (c:<

[James Deuce]

we have well over $100k worth of bikes insurance thru john baker, costs just over 2000 for all bikes, with all 6 people in the family covered on all the motorcycles.

This is for full cover, full replacement for new bikes 2 years or 20,000kms which ever comes first, there is no condtions about theft in the policy

This policy is under my father in law, who gets the special uylsses discount. We have never had the need for a claim as of yet for the 5 years of being with them. They premiums arn't to bad unless you ride a harley.

I have heard some good things about protector and they say they specialish in motorbikes

Good luck with Jim, hope ya find something to suit you quickly, and cheap (c:<

Protecta are a nightmare - they'll cover you but heaven help you if you hit a GT3. You'll be paying 20% of the value of the other vehicle as excess if you write it off and it's your fault.

[riffer]

Gee mate, this post fair gave me the shits.

I've just checked my policy. I have a Motorcycle Policy with AMI.

AMI Premium $27.55
Fire Service Levy $0.49
Goods & Services Tax $3.51

Total monthly payment $31.55

Here's some crap to read:

Particulars of Insured Vehicle
1987 Yamaha FZR 750cc

Purpose of Use
Private

Cover
Market Value

The following sections of your Motorcycle Policy apply
Cover for your motor cycle
Cover for additional costs
Bonus cover
Cover if you damage other people's property (legal liability)

Bonus cover - if you buy a replacement motor cycle we will automatically provide temporary cover for up to 7 days on the same terms that applied to the motor cycle you are replacing.

Drivers and Excess applicable
You must contribute the amount shown below towards the cost of any claim for loss of or damage to the Insured Vehicle:

Excess on Fire Claims $300
Excess on Theft, Conversion or Malicious Damage Claims: $550

All other claims, if the driver or person in charge is:
S Gotlieb $300

Cover does not apply if the driver or person in charge of the Insured Vehicle is not specifically named on this schedule

No Cover if your motorcycle is:
1) let out on hire, or
2) being used to carry fee-paying passengers, or
3) being tested for, or taking part in, any form of racing, pace-making, reliability tral, speed test or similar motor sport event, demonstration or test.

There is no cover for any loss or damage caused, directly or indirectly, by the following events:
1) war, invasion, act of foreign enemy, hostilities (whether or not war is declared), civil war, rebellion, revolution, insurrection, military or usurped power, or
2) radioactive material or its use, the existence or escape of any nuclear fuel, material or waste, or
3) confiscation or destruction by the order of Government or by any person or body legally authorised to seize, confiscate or destroy your motor cycle.

There is no cover for accidents involving drugs or alcohol
No cover for unlicenced riders
No cover for riders under 25
No cover for unsafe motorcycle
No cover for loss of income or additional costs that you incur from not having the use of your motor cycle

No cover for:
1) wear and tear, depreciation, or corrosion, or
2) any existing or inherent defect
3) any damage to the engine, transmission, mechanical, electrical or electronic systems due to their own failure, or any loss or damage which their failure may cause to the rest of these systems, or
4) any tyre damage caused directly or indirectly by braking, punctures, road cuts or bursts.

[riffer]

In case it slipped by you, there is no mention of having to have it chained and locked up and only covered for theft in your place of abode.

[James Deuce]

In case it slipped by you, there is no mention of having to have it chained and locked up and only covered for theft in your place of abode.

What's with the sarcasm? My current insurer is Westpac not AMI.

IF you read up above you'll see that I've been to AMI this morning, and after an hour long interview, they agreed to the terms I typed further up in the thread.

The critical financial details on my proposal read:

Yearly premium: $557

Excess on Fire Claims $300

Excess on Theft, Conversion or Malicious Damage Claims: $1000

All other claims, if the driver or person in charge is J Walsh: $300

So I'd better get saving that $1000 dollars, so I can at least get a bike for the same value as the one I have now when my current one is stolen.

The other good news is we got better House and Contents quotes from the other 3 Insurers we spoke to about that this morning, so Westpac are losing all our business, plus we're refinancing the mortgage we have with Westpac with another bank. All over a stupid clause they added to the bike insurance.

More stress, but UP YOURS WESTPAC.

[riffer]

What's with the sarcasm? My current insurer is Westpac not AMI.

Sarcastic? Not me. :spudwhat:

I was trying to impress your point that AMI don't expect you to never be more than half a day's ride from home. At least they'll pay out for theft.

But I still don't get why they quoted you a grand for theft. That's just ridiculous.

I had the same problem with my twin-turbo Subaru. Is it because Suzukis are more likely to get stolen?

Maybe its because no-one in their right mind would want to steal my bike...

[riffer]

So I'd better get saving that $1000 dollars, so I can at least get a bike for the same value as the one I have now when my current one is stolen.

Ok this one is sarcasm this time - why do you think someone's going to steal your bike?

[James Deuce]

Ok this one is sarcasm this time - why do you think someone's going to steal your bike?

Hah-hah

I'm a walking example of Sod's law. Now that there's been issue with theft cover, the bike's days are numbered.

[riffer]

Hah-hah

I'm a walking example of Sod's law. Now that there's been issue with theft cover, the bike's days are numbered.

When was the last time you got out for a decent ride fella?

Sounds like you got cabin fever...

Give me a call for some interesting news on our domestic front.

[MOTOXXX]

I havent read through the entire thread as im in a hurry so i dont know if uve tried these but have you tried national auto club and or star insurance?

hope u find something jim2