Personality Theft

[spudchucka]

I just found out, they have been using this fake card since JULY!

holy CRAP!!!

That is very surprising. Presumably the offenders haven't been making monthly repayments? You would expect the bank to look into things a little sooner than February, seven months, unbelievable.

[thehollowmen]

this is terrible
good luck in getting it sorted

[spudchucka]

Don't count on it - I set up a new AP a couple of weeks ago, the bank then sent the form back to me so that I could come into the branch and verify my identity. Turns out they didn't have a copy of my signature on file. I've only been with them for years, and have a cheque book etc. WTF????

Incredible. If a signature has been forged to apply for the card then original sample signatures can be supplied and compared to the fraudulent ones. Police have a document examination section that do this sort of stuff everyday.

[k14]

Woah, thats a massive amount. I doubt you would be held accountable for the $6000 though. Better get on top of this quickly before your credit rating etc takes a hit.

[wari]

HUlo ... my name is Bishop MGaumbo GRabiittol .. I am good christian ...

I am direct descendat of Premierr MAbutto GOnelong of EThioppia in exile ... PLease hellp me recoverr my legittimatly securrd funds ... I Am good christian ... trust me on this ... and I will trust you... I AM good cristin

SEnd me yurr creditt card detalis and I will transfrr funds therre .. $152,045 will be yurrs if you will hellp me .. remember I am good christin .

[spudchucka]

I just got off the phone with them, they wont give me much details. except.
they spent $6000

Omigosh!
shit If I had know I could get a credit limit of $6000 I would have gotten one myself!

I have to goto a police station at lunch to report it.

deep breaths deep breaths

The bank can't ping you for the debt if the account has been opened fraudulently.

The police will no doubt become involved and unfortuneately you will be a suspect in that investigation. However if you co-operate fully with the investigation it should be dead easy to eliminate you from the inquiry.

You said earlier in the thread that you were mugged and had your wallet stolen with cards, driver licence etc etc in it. I'm presuming you reported that to the police. Its important as the two offences are extremely likely to be linked and also it offers an explanation of how someone has obtained your personal details. If you didn't report it at the time it may look like a cover up story to anyone investigating the credit card fraud.

[pyrocam]

The bank can't ping you for the debt if the account has been opened fraudulently.

The police will no doubt become involved and unfortuneately you will be a suspect in that investigation. However if you co-operate fully with the investigation it should be dead easy to eliminate you from the inquiry.

You said earlier in the thread that you were mugged and had your wallet stolen with cards, driver licence etc etc in it. I'm presuming you reported that to the police. Its important as the two offences are extremely likely to be linked and also it offers an explanation of how someone has obtained your personal details. If you didn't report it at the time it may look like a cover up story to anyone investigating the credit card fraud.

Yeah Im sweet, I reported it to the police. I had an insurance claim also, Im going to shoot home at 12 pick up the lost property report etc and maybe go in to auckland central or balmoral police station to report it.

I doubt very much that they would hold me liable for those costs. I just hope it doesnt affect my credit rating or anything.

man. what a rip.

Thanks for your support KB'rs. especially spud.

[spudchucka]

Yeah Im sweet, I reported it to the police. I had an insurance claim also, Im going to shoot home at 12 pick up the lost property report etc and maybe go in to auckland central or balmoral police station to report it.

I doubt very much that they would hold me liable for those costs. I just hope it doesnt affect my credit rating or anything.

man. what a rip.

Thanks for your support KB'rs. especially spud.

As long as any investigation proves you had no involvement then your credit rating should be fine.

[ManDownUnder]

Don't count on it - I set up a new AP a couple of weeks ago, the bank then sent the form back to me so that I could come into the branch and verify my identity. Turns out they didn't have a copy of my signature on file. I've only been with them for years, and have a cheque book etc. WTF????

Yup - inspiring isn't it...

Bank fees, penalties etc all go to pay for WHAT???

It raises the question though - if they charge 25c per cheque to process them... they would ahve to be ABLE to process them... no signature on file = no chance of verifying the signature on the cheque (so remind me again what they're charging for???!!!???)

YEESH...

Re the $6 grand, good luck...
MDU

[Holy Roller]

Hope it gets sorted quick.
Will looking for a good outcome, hope its no one you know...

[ajturbo]

Don't count on it - I set up a new AP a couple of weeks ago,?

was that to pay off the booze bill...????

[Slingshot]

BNZ recently launched their on-line application system, lets just say that their appetite for risk a lot greater than most other banks operating in NZ.

From memory, they do not ask for a full statement of position, they do not confirm income nor do they confirm id...does that mean they're not complying with the Banking Code of Practice, quite possibly.

Rem ember, if the BNZ doesn't sort this out for you, call the ombudsman.

[NC]

Oh that fucken sucks...

You'll be in good hands, my sister works in the fraud dept at BNZ

[pyrocam]

BNZ recently launched their on-line application system, lets just say that their appetite for risk a lot greater than most other banks operating in NZ.

From memory, they do not ask for a full statement of position, they do not confirm income nor do they confirm id...does that mean they're not complying with the Banking Code of Practice, quite possibly.

Rem ember, if the BNZ doesn't sort this out for you, call the ombudsman.

Hmm interesting.
yeah the police told me it kinda wasnt my problem but theirs.
this person has had the card since July 2004 btw

Oh that fucken sucks...

You'll be in good hands, my sister works in the fraud dept at BNZ

Rofl
jane or veronica
or possibly lisa/laura

Im emailing jane at the moment.

I just went down to the police station and they have told me they cant do anything. BNZ needs to lodge the complaint.

Bah, back to BNZ and see what they say...

[NC]

Rofl
jane or veronica
or possibly lisa/laura

Im emailing jane at the moment.

I just went down to the police station and they have told me they cant do anything. BNZ needs to lodge the complaint.

Bah, back to BNZ and see what they say...

None of those chicks