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Thread: The definitive motorcycle insurance thread

  1. #16
    Join Date
    27th February 2004 - 11:00
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    2011 Yamaha xvs1100
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    Mt Putauaki
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    Insurance

    Thought 'd look up the John Baker web site for insurance the premimum came to $579 and thats with a discount for being and old dude.
    Now compare that with my current insurerer State where I only pay $229.83.
    I don't think that I'm going to change. Just wondering why there is such a big difference I had been led to believe that JB Insurance was a good deal:spudwhat:
    "I think men who have a pierced ear are better prepared for marriage.
    They've experienced pain and brought jewelry." - Rita Rudner
    A man is only as big as the dreams he dares to live

  2. #17
    Join Date
    13th February 2004 - 06:46
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    Forza 155 SE Pit Bike
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    Buy a Harley. Then you'll be sorted.

    I used to plug John Baker quite a bit untill they basically told a customer of mine, who'd told them I'd refered them to JB, "Who cares?"
    Vote David Bain for MNZ president

  3. #18
    Join Date
    23rd January 2005 - 11:00
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    Have just had quotes from AMI and Classic Cover for the XT. AMI $605.04/$300XS Classic $450.00/$450XS.... Might be going with Classic even though all our other insurances are with AMI. Might phone AMI and see if they will negotiate.

  4. #19
    Join Date
    9th October 2003 - 11:00
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    Quote Originally Posted by Andyadams
    Have just had quotes from AMI and Classic Cover for the XT. AMI $605.04/$300XS Classic $450.00/$450XS.... Might be going with Classic even though all our other insurances are with AMI. Might phone AMI and see if they will negotiate.
    AMI also have an excess of $1000 for theft on ALL bikes.

    Classic: WYSIWYG. Highly reccommended.
    Friends are like balloons; if you stab them, they die.

  5. #20
    Join Date
    27th November 2003 - 12:00
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    Mrs H, after a bit of ringing around, went with John Baker for her new Marauder. Classic didn't call her back, so who knows if they would have been cheaper or not?
    "Standing on your mother's corpse you told me that you'd wait forever." [Bryan Adams: Summer of 69]

  6. #21
    Join Date
    19th August 2003 - 15:32
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    RD350 KTM1190Adv, 2 x BMW R80G/S, XT500
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    Quote Originally Posted by Jim2
    AMI also have an excess of $1000 for theft on ALL bikes.

    Classic: WYSIWYG. Highly reccommended.
    How much did they increase the premium when you mentioned my name...?

  7. #22
    Join Date
    9th October 2003 - 11:00
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    Quote Originally Posted by Oscar
    How much did they increase the premium when you mentioned my name...?
    Doubled it.

    And sent me something squishy in the mail. It may have been dirt.
    Friends are like balloons; if you stab them, they die.

  8. #23
    Join Date
    18th July 2003 - 11:06
    Bike
    KTM Super Duke 990
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    Auckland Sth.
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    ?? Insurance ?? $$$

    Is full cover insurance more expencive for a Harley Davidson ??
    Ol' Fart on the loose

  9. #24
    Join Date
    31st July 2004 - 12:00
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    Sweet Fcuk All
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    NO

    That's a common misconception. The increase in insurance, is the Health insurance aspect. Harley riders are usually overweight and/or angry which makes them much more susceptible to cardiac arrest or transient ischemic attack's.

    btw, harley insurance is expensive because harley's are expensive, and people like to steal them!

  10. #25
    Join Date
    13th February 2004 - 06:46
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    Wellington
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    It costs me $900 a year (at a great rate!) to insure my $14000 Suzuki.

    A Harley of the same value will be $798 or less. To anyone.
    Vote David Bain for MNZ president

  11. #26
    Join Date
    27th May 2004 - 12:00
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    [QUOTE=White trash]It costs me $900 a year (at a great rate!) to insure my $14000 Suzuki.


    Mine was $638 a year . thought you working in bike shop would be cheaper than $900 fuck that
    SENSEI

    SENSEI PERFORMANCE TUNING

    " QUICKER THAN YOU SLOWER THAN ME "

  12. #27
    Join Date
    20th March 2005 - 07:41
    Bike
    2004,Suzuki GSXR600
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    Auckland
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    90

    insurance provider

    Just realised that people go through a lot of trouble as novices when they are hunting for a bike........add to that the trouble of finding the best insurance provider.........wondered if someone could actually rate insurance providers.......prob based on premium,excess and service.........by the looks of it there are 4-5 insurance companies.....not sure how many more there are locally......someone whose already done the research maybe able to advise......just a thought....pls provide feedback......

  13. #28
    Join Date
    25th June 2005 - 10:56
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    EX500s - Ruby
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    Napier
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    Insurance question

    If you only have third party insurance on your bike, in the event of a bin, can you claim for your gear on your house and contents policy or is it too use-specific for that. Our bikes are all only third party cover, hence my query.
    Diarrhoea is hereditary - it runs in your jeans

    If my nose was running money, I'd blow it all on you...

  14. #29
    Join Date
    1st October 2005 - 21:01
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    A Blade or two
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    West Coast
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    531
    yep, all your gear is covered under your contents policy.

  15. #30
    Join Date
    13th May 2006 - 02:57
    Bike
    Sv650s K2 Yellow and soooo lurverly!
    Location
    Bayswater, NorthShore
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    29

    Bike insurance?

    HI guys and Gals!
    New over here, jus got, or about to get this coming weekend my SV650s Curvy k2.
    WOndering if anyone has any good suggestions for reputable( if any) insurance companies.
    Or, more importantly, WHO NOT to deal with!

    Cheers!
    Hope to see you out and about sometime!

    Ian
    silent souls leave .308 holes.
    assumption is the mother of all F**K Ups!
    K2 Yellow SuzukiSv650s(curvy) With Scorpion S/S exhaust system, Michelin Pilot Roads.

    You got to get in to get out.

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