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Thread: The definitive motorcycle insurance thread

  1. #586
    Join Date
    16th February 2009 - 21:24
    Bike
    2012 Yamaha WR 450. 2014 Beta 300RR 2t.
    Location
    Christchurch
    Posts
    736
    Try Vero insurance(David Golightly scheme) They charge you based on the value of the bike, not your experience or the type of bike. Well they used to.
    flashg

  2. #587
    Join Date
    14th January 2013 - 18:39
    Bike
    W650 sidecar & HD Fat Bob
    Location
    Wanganui
    Posts
    371
    I have insured my Bikes through Star insurance.
    Their policy document is pretty clear and has 24/7 roadside assist. Comprehensive cover on both bikes, 2010 HD Fat Bob & 1999 Kawasaki W650 (total value of $23k) is around $900 per year with a $500 excess.

  3. #588
    Join Date
    29th August 2007 - 23:51
    Bike
    2012, Triumph Daytona 675SE
    Location
    Lower than i would like
    Posts
    170

    Substitute bike?

    Sum c*nt reversed into my bike outside my house, knocking it over onto my misses' scooter. Both are substantially damaged.
    The offender and their insurance have accepted liability.

    Does anyone know if we should be offered substitute vehicles while ours are garage-bound?
    I doubt they will offer this. But really the accident shouldn't be affecting us, right? And if i can get a substitute in the meantime, i want it!

    Thanks for your help!


  4. #589
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM1190Adv, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
    Posts
    3,829
    Quote Originally Posted by Ripperjon View Post
    Sum c*nt reversed into my bike outside my house, knocking it over onto my misses' scooter. Both are substantially damaged.
    The offender and their insurance have accepted liability.

    Does anyone know if we should be offered substitute vehicles while ours are garage-bound?
    I doubt they will offer this. But really the accident shouldn't be affecting us, right? And if i can get a substitute in the meantime, i want it!

    Thanks for your help!
    Unless your policy specifically covers a substitute vehicle then your insurer is not obliged to provide one.
    However since the other guy was at fault then he or his insurer is liable for your uninsured losses.

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