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Thread: The definitive motorcycle insurance thread

  1. #616
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM1190Adv, 2 x BMW R80G/S, XT500
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    Over there somewhere...
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    3,901
    Quote Originally Posted by blanko2 View Post
    if the bike is gonna take months to fix and it's my daily it's basically a write-off for me - 3 months w/o a vehicle to get to work is incredibly shit and it's not like it's minor damage on the bike
    by the time the bike is ready i'll have had to replace it, so i'm significantly out-of-pocket at that point

    You are not specifically insured for loss of use on a common or garden motorcycle insurance policy.
    Unless you specifically asked for a loss of use extension I don't think that the insurer is obliged to assist you (although some do).
    If a third party is at fault you should ask them (or their insurer) to pay.
    Otherwise it looks like you got what you paid for, so stop complaining...

  2. #617
    Join Date
    22nd December 2018 - 22:47
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    2018 cmx500 and 1990 vulcan 500
    Location
    paraparaumu
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    Quote Originally Posted by Oscar View Post
    You are not specifically insured for loss of use on a common or garden motorcycle insurance policy.
    Unless you specifically asked for a loss of use extension I don't think that the insurer is obliged to assist you (although some do).
    If a third party is at fault you should ask them (or their insurer) to pay.
    Otherwise it looks like you got what you paid for, so stop complaining...
    thanks for bein friendly - didn't realise i wasnt allowed to be 'slightly annoyed' about an insurance company /s

  3. #618
    Join Date
    8th January 2005 - 15:05
    Bike
    Triumph Speed Triple
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    New Plymouth
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    Quote Originally Posted by blanko2 View Post
    thanks for bein friendly - didn't realise i wasnt allowed to be 'slightly annoyed' about an insurance company /s
    You're allowed to be as annoyed as you want, but to elicit sympathy the annoyance needs to be justified. From the information you've supplied so far it's not realistic to blame the insurance company.
    There is a grey blur, and a green blur. I try to stay on the grey one. - Joey Dunlop

  4. #619
    Join Date
    19th August 2003 - 15:32
    Bike
    RD350 KTM1190Adv, 2 x BMW R80G/S, XT500
    Location
    Over there somewhere...
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    3,901
    Quote Originally Posted by blanko2 View Post
    thanks for bein friendly - didn't realise i wasnt allowed to be 'slightly annoyed' about an insurance company /s
    You're new to the internet, ain't you?


    Also, I bet you:

    1. bought the cheapest cover you could find.
    2. never read the policy until after the claim (if then).
    3. have never complained to the bike dealer about the time frame for parts.

    It seems that the bike manufacturer is probably the culprit here...

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