Just a little history , I left New Zealand in the early eighty's , I remember it to be a wonderful place ,,, it was a good place to live .
I came back in the middle nineties , to a place that was spiteful , and a me , me culture ...I was astounded by the change ,,,,
So I set about looking into why this had happened .... I collected lots of information ..and so I finally put it together ( a lot of it was hidden in books , so I have used the internet , for example the IMF website and the World bank web site , sorry bout that , but I m dont have the time to retype ,,all the pages ...so do excuse me )
it is long and in some places a boring read , it is not my opinion, but fact, to the best of my knowledge.
please add to it or point out any flaws ....
but my main hope is to highlight the dangers of the current government and the style of thinking , that revolves around it . Acc ?????? the same polititian who caused a big mess , is on the radio saying the SAME things , ne of the reasons ACC is in trouble is the funding of more TYPES of injuries and a shortfall in investment ( not sure on the latter ..waiting for a reply from someone more knowledgable that me
Stephem
"Look, Madame, where we live, look how we live ... look at the life we have...The Republic has forgotten us."
ACC should be scrapped as should most benefits. The economy is screwed because there are too many leeches. There is so little productivity.
Leeches include:
Bankers
Insurance
Beneficiaries
Government (local councils, and politicians who seem to only be capable of making the justice system more and more unjust all the time, innocent before being proven guilty is dead, as is punishments suiting crimes).
and everybody else who is sucking from the teat of productivity while being completely unproductive themselves. There is no reason to work hard in a productive job anymore, because you get raped from all angles. Went to work one day on Friday before I leave for San Fran, and I'm working as a bicycle courier. Pedal my arse off in the pouring rain 20k's to just get to town from where I'm living then pedal around for 8 or 9 hours trying to eek out a living $2 at a time. The company I work for takes 40% of what we make for them which is fair enough, then you have the bicycle running costs which are more than you'd think, they're not very reliable, then you have food of which my intake quadruples when I'm couriering. Costs about $100 a week extra in food to run my body, and that's buying to maximise calories per dollar after having to filter through all the bullcrap "light/fat free" rubbish and you get charged GST on top of that. Then the government takes 25% of what's left, then at the end of a year of doing this extremely fatiguing job you get ACC sending you a bill for several thousand dollars.
Then to top it all off my courier bicycle gets stolen at 4pm from our bases undercover carpark... fuck. Was absolutely livid. Soaking wet, about $500 of bicycle down, after working my arse off and having to shovel in tonnes of food. And do you think the police who get so many of my tax dollars are interested in looking for a bicycle... no chance they've got motorcyclists to catch for speeding revenue. Thank god my good friend and fellow bicycle courier Max spotted the guy on it cycling up Queen St, and recommandeered it for me. The guy just jumped off and ran when Max grabbed the head stem. 6 foot 2 islander guy.
All though this isn't the polices fault, just got pulled over today 30seconds from my house, my warrant was just expired and the cop let me get away with it. Then a further 2 minutes down the road, some bitch rear ends my VFR400 at the traffic lights. And proceeds to tell me how it's my fault for stopping at a green light ... WTF. I stopped at a red light, and she's telling me how I'm a palangi snake. I gave her ten seconds to admit guilt or I was calling the cops. She tries to guilt me into not doing it while still barraging me with how her rear ending me is my fault. Cops arrive and her tune changes straight away... WTF, I swear any of the hundreds of people I know will just capitulate when they've fucking rear ended someone but these people were lying to me telling me that it was all my fault for stopping at a green light. I'm going overseas on Friday for a while and I can't tell you it's not soon enough. NZ is fucked. This coming depression will be the best thing for it.
Will make people sort their shit out. And will hopefully bring down lots of the leeches.
The inherent vice of capitalism is the unequal sharing of blessings; the inherent virtue of socialism is the equal sharing of miseries - Winston Churchill
Originally Posted by Dave Lobster
Only a homo puts an engine back together WITHOUT making it go faster.
This coming depression will be the best thing for it. Will make people sort their shit out. And will hopefully bring down lots of the leeches.
Nahh, it'll just make them leech more, and those who already work hard will just have to work harder...
Until we have the guts to hold people accoujntable for their decisions and say "if you refuse to work, then don't eat". But of course the feelgoods around won't allow that because human rights blah blah blah...
Please note, I'm not talking about people who cannot work, I'm talking about people who will not work.
.
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"All that is necessary for the triumph of evil is that good men do nothing." Edmund Burke
Hopefully people will realise soon that insurance is one of society's evils. First of all it's a leech system, second of all it negates fault or responsibility for negative productivity, thirdly it costs the victims not the perpetrators. Fourthly victims of crime or accidents not of their doing are blamed for getting shafted when they are not insured. It's a big part of the failure of the economy in the states, and the taxpayer is having to bail insurance giants out to the tune of trillions of dollars now.
Next fish to fry. Local councils. Anyone notice how government departments have the nicest buildings in Henderson. Much nicer than all of the businesses that actually produce stuff and don't just shuffle paper. My good friend and flatmate is attempting to subdivide his modest property in Henderson, it's going to cost him $70,000 and he's well underway so there's no turning back. Most of this is random fees to the council that constantly pop up when you least expect them, and the workers at the council are so busy trying to justify their livelihoods that they invent faults for you to fix, get you to do things that are fucking retarded at great expense. I don't know why I'm so angry about it, it's not actually me getting shafted by them. Just property owners. And they make you PAY for special rubbish bags to get your rubbish collected despite the exhorbitant council fees. Fucking joke.
Next fish. The banks. They invented a whole lot of fairy tale financial products so they could show huge profits on their balance sheets and hand themselves huge bonuses and salaries thus coring out the real capital that the banks actually had so now, nearly all of the banks the world over are insolvent. Once all the credit derivatives are all valued at their true values, there will be very few banks left standing. I don't know how bad the problem is in NZ cause they are good at keeping joe public uneducated and in the dark, but in the states and europe, the systems are on life support but are totally braindead, it's only a matter of time before the life support systems fail. If something is bankrupt, it is bankrupt, let it fail. The sooner the system finds it's true base the sooner we can start rebuilding it from a solid base. Also, I'm with Commbank in Aus, and ASB here, effectively the same bank, now every time I want to transfer money between those accounts they charge me fucking $22 the wankers. That's just to change a fucking number on two accounts. And they are still haemorrhaging like anything. Retarded.
Next fish. The education system and baby boomers. When the boomers were young, they didn't need degrees or tertiary qualifications, they got on the job training. Now that they hold all the power, they are demanding full qualifications and most likely experience, to get even a menial job. I have one such qualification, but hate that I am limited to this one field by it. Furthermore, the education system has been running rampant, putting up the cost of education by insane amounts, because of the dickheads in charge and the easy money loaned by the government, thus sticking the current generations in debt slavery even BEFORE they own a house. Now you would think that's okay because they are going to come out the other end into a job that pays well because they have said qualification... in NZ? Dreaming. 90% of tertiary qualifications will get you into jobs where you have survival earnings. I have talked to Accounting graduates working for the likes of PwC for a couple of years, and I was earning more as a pushbike courier, not to mention how much more I was earning as a QS in Melbourne. I know plenty of Software engineers who get peanuts aswell. Also, the only real reason for the people running most of these businesses to demand qualifications for their fields, is so that they can protect their worth in the market. Dentists have been masters of this for years (sorry Leong, just how I see it). Sure training is required, but the extreme costs, stupidly perfect grades required and years of unsupported study from within the establishments just smack of livelihood exclusivity leading to the ability to put prices through the roof. Most education systems are retarded. My QS qualification, I feel that it is a joke. You need real world experience under guidance to do any job. Education needs to change focus. And the boomers have been the designers of their own demise with their property based retirement plans now collapsing because the young generations have NO MONEY because of the boomers, and they have made them unproductive.
I wondered why there are so few motards in motorcycle shops. And as Botany Honda explained to me, it's because the target market of 18-30 year olds HAS NO MONEY. It's been like this for quite a few years now. Because the rampant and ruthless expansion of the boomer generation at the cost of coming generations has already done untold damage. I have the answers to all of these problems, but my post is too long as it is. If you are interested ask me how I would solve each problem. The people in power never want to change anything, because the status quo is what gave them their power and money in the first place and they are the only people with the ability to change things for the common good. That's why the system is designed so the rich get richer and the poor get poorer, just nowadays it's been that the middle class have been getting poorer real fast.
Over the last 20 years there has been few times in history when so many of the educated elites have done so little for the many while doing so much for the few.
I've been reading shitloads from the marketoracle.org over the last year. And I've just got angrier and angrier about how the hardworker is shafted and the leeches and paperpushers have been grandly reimbursed, tables are turning but governments are trying to stop it from happening.
Also when I say earnings are survival, it's mostly just because of the cost of shelter these days. Housing speculation has been a growing bubble for far too long, now is the pop. I just hope you are not overinvested in property.
Nahh, it'll just make them leech more, and those who already work hard will just have to work harder...
Until we have the guts to hold people accoujntable for their decisions and say "if you refuse to work, then don't eat". But of course the feelgoods around won't allow that because human rights blah blah blah...
Please note, I'm not talking about people who cannot work, I'm talking about people who will not work.
Governments are at risk of insolvency in the coming crisis. The bludger is hopefully going to get dumped on his head, unfortunately along with loads of genuinely needy recipients.
If you're wondering why I'm so annoyed today, it's cause I had my bicycle stolen (and recovered luckily) on Friday. And got rear ended today on my motorbike, and had to deal with a lying abusive bitch and restrain myself at the same time. And had to be all meek to charm the police twice in the space of 2 minutes. Fuck. I actually tried to accelerate when I heard the screech and saw her coming. But barely got rolling in time. Still I think I saved my bike and limited the damage to her car.
Also, if some of that benefit money was spent on public transport like a decent electric train network, and maybe even electric trams aswell, it would get a lot of the retarded off the roads and keep heaps more money circulating in the local economy. I'm pretty sure my single sided swingarm is okay, but it's going to bug me for quite some time.
Anyone have the figures for sickness benefit/dpb/dole/acc? I would hazard a guess at $20billion NZD per annum. Of which I would hazard a further guess 2/3'rds of it goes to bludgers. What do you think you could achieve with $13 billion NZD. Currently a fair chunk of it goes into Alcohol and drug suppliers.
Hopefully people will realise soon that insurance is one of society's evils. First of all it's a leech system, second of all it negates fault or responsibility for negative productivity, thirdly it costs the victims not the perpetrators. Fourthly victims of crime or accidents not of their doing are blamed for getting shafted when they are not insured. It's a big part of the failure of the economy in the states, and the taxpayer is having to bail insurance giants out to the tune of trillions of dollars now.
If you don't like it - don't fucking buy it.
It isn't compulsory in this country.
As for tax payers bailing them out: NZ taxpayers haven't paid a bean to an insurer or bank.
The worst thing about this country (and that's not that much wrong with it), is the whiners.
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Originally Posted by rachprice
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