Hi,
been riding to working for almost a year now and got my restricted a few months back. I'll open my account on KB with a tale of my first bin last week, not too sure why it happened but it was raining very heavily, and I was braking as traffic was coming to halt up ahead, all of suddenly the front of the bike went down as the front wheel lost traction. Now I wasn't breaking that hard and I thought I was in control, nice and straight and progressive slowing, only thing I can think was that I was in the middle of the lane, being SH1 in rush hour area there could have been oil on the road. Well, once down and stopped I guess you go into a wee bit of shock for a few seconds, got up and checked my self over, nothing that I could feel didn't work. Anyhow, look at the bike and various bits on the road, look behind and both lanes of traffic stopped with engines running a bit like formula 1 race. Also on a flyover with zero places to get the bike off the road...a few more seconds and try to ge the bike up, never really tried that before on the hyo but those bikes are heavy for 250 not much shy of bout 180kg I think. Didn't lift it properly and tweaked my back, bugger. Got it up anyway, tried to start it, all good, quick look over and all the RHS pegs/levers/pedals/indicators/mirrors gone. Looked quite aerodynamic I thought, also givi shield smashed and handlebars bent a bit. The front brake level was only partically broken so I had front brakes. Well, managed to drive a 500m off the flyover and stopped to check it out. Nice bloke stopped to see if I was ok. Made the decision to drive it the other 20km to get it home as still had lights - too it easy on the way home, nowhere to put my right foot. I'm glad I got away without any injuries due to the bin, even though I fell on my hip, knee and hands, absolutely no damage, not even a bruise to me, big thumbs up to the gear, small hole/scuff in the outer pants, scuff on the boots, outer stiching on glove come away.
for me - I'll take away
>gear was worth the extra dosh
>need to practice braking a lot more
>need to be very, very careful in wet, the limits can change from one day/surface to the next
>need to practice lifting my bike - the right way
I checked out the price of the bits I can see and it's about $400, not including the dent in the tank and slightly bent handlebars.
So rang up the insurance kiwibike and they sent me a form, said the assesor needs to see it and could be a lenghty process, not really what I wanted to hear.
I'm wondering whether it's worth making a claim as I have $250 excess and a no claims from car. Would the claim effect my premium much for the bike I wonder and also whether my car no claims would be effected and I'm keen to get the bike on the road ASAP....
Numpty
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