Sick of being done in the arse by outrageous bank fees? Want some of that money back?

[Zedder]

Go for it: http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=10870518

[sugilite]

Then read this....
http://www.stuff.co.nz/business/industries/8408827/NZ-banks-to-face-fee-class-action

And sign up here, no win no legal fees.

https://www.fairplayonfees.co.nz/

Yeah, the banks must be crapping themselves over this, as it is the largest single class action ever undertaken in NZ
I'm signed up :yes:

[steve_t]

I think the site's overloaded... it wouldn't surprise me. I'd probably not bother because I basically never get stung with late/penalty fees (and when I have, my personal banker has reversed them for me ;) ) BUT since almost all of the banks are owned by 'Strayan companies, I'll sign up when I can :niceone:

[Bender]

I'll be into that. Westpac charge $25 the thieving bastards. I'll be in just for the satisfaction of costing them a lot of money and watching them squirm.

[Zedder]

Yep, good job. I posted the NZ Herald version earlier but in the General Bike Ravings forum (awaiting infarction).

That'll teach me to send via my KB-068, PC and ADSL while operating a Mk3 coffee cup.

[jasonu]

The bank I use (USBank) charges $40 per transaction if you go into overdraft if you have no OD protection set up.
The moral of the story is keep an eye on your spending and don't go into OD.

[ducatilover]

I'll be millionaire if that works :facepalm:

Sent from my garage under your mum.

[imdying]

Who the hell overdraws their account? What, are you living like one single pay away from bankruptcy? :scratch:

[bogan]

What, are you living like one single pay away from bankruptcy? :scratch:

Well, yeh, but I've never gone into overdraft either...

Sent from one of those giant keyboards using my penis.

[Paul in NZ]

Who the hell overdraws their account? What, are you living like one single pay away from bankruptcy? :scratch:

Pretty much thats the norm for many.... The banks like it when you are like that and work hard to keep you there... You want fries with that?

[Paul in NZ]

Well, yeh, but I've never gone into overdraft either...

Sent from one of those giant keyboards using my penis.

Wow - you are really quick with that penis... I mean considering it has to move so far around that big ole keyboard and it bein so small n all.... :rolleyes:

[Disco Dan]

Rang bank last week to complain about a unauthorised payment - the payment had put that account into OD. The bank then charged me $15 for it going into OD. When I called them and made a fuss to talk to a manager they then charged me another $15 for the phone call...

Already signed up... :mad::mad::mad::mad:

[bogan]

Wow - you are really quick with that penis... I mean considering it has to move so far around that big ole keyboard and it bein so small n all.... :rolleyes:

Well it's like that saying; jack it nimble, jack it quick, cos it's shorter than a candlestick!

[Zedder]

I'll be millionaire if that works :facepalm:

Sent from my garage under your mum.

My Mum lives in Kerikeri, what are you doing there? Ya sick fecker.

[SPman]

They could also look at the way they hold on to money - I did an internet transfer of an emergency amount to a relative - the bastards wouldn't let her access it for 5 working days! It was out of my account immediately! I could have withdrawn the cash ad posted it to her faster! Cunts!

[sugilite]

Rang bank last week to complain about a unauthorised payment - the payment had put that account into OD. The bank then charged me $15 for it going into OD. When I called them and made a fuss to talk to a manager they then charged me another $15 for the phone call...

Already signed up... :mad::mad::mad::mad:

Yep, got a few stories like that myself, though I'm not going to share them here, as every pious dick head on kb will come and tell me how I shoulda, coulda avoided that happening :rolleyes:

[Zedder]

Who the hell overdraws their account? What, are you living like one single pay away from bankruptcy? :scratch:

Well, according to the article 1 million NZers accidently get overdrawn etc.

Sent via Eyes, Brain, Fingers etc.

[ducatilover]

It seems to mention they will take 25% of the compensation plus other costs? :wait:
Can somebody clear that up for moi?

Sent from your socks drawer

[Disco Dan]

If you are an ASB customer with a mortgage your account is in 'overdraft' permanently by however many hundreds of thousands your house cost...


Sent using my middle finger and submitted with left ball.

[imdying]

When I called them and made a fuss to talk to a manager they then charged me another $15 for the phone call...Now that is definitely a bit rude!

[Grizzo]

Fuckin good job....thieving cunts!

[Zedder]

It seems to mention they will take 25% of the compensation plus other costs? :wait:
Can somebody clear that up for moi?

Sent from your socks drawer

From what I have read there, it looks like they want to be reimbursed for legal costs plus get a 25% cut of the compensation amount. Nothing more.


Sent from me although with a username.

[ducatilover]

From what I have read there, it looks like they want to be reimbursed for legal costs plus get a 25% cut of the compensation amount. Nothing more.


Sent from me although with a username.

I wonder what the legal costs are, don't want to take the spa pool option off the mansion.

Sent from a cloud, possibly number 9.

[avgas]

I fuck my bank manager. So I won't be pressing charges.

Releasing them is way more fun.

Sent from the internet.............where the porn lives.

[Zedder]

I wonder what the legal costs are, don't want to take the spa pool option off the mansion.

Sent from a cloud, possibly number 9.

Given that lawyers have often been compared to a well known aggressive and predatory finned marine creature, legal costs would probably be huge.


Sent from a standard no frills method of contempory communication.

[superjackal]

The bank I use (USBank) charges $40 per transaction if you go into overdraft if you have no OD protection set up.
The moral of the story is keep an eye on your spending and don't go into OD.

I used to have an overdraft problem all the time. I took away all direct debits and set up automatic payments instead. No more problem. Took hours but haven’t gone into OD since.

[Str8 Jacket]

Given that lawyers have often been compared to a well known aggressive and predatory finned marine creature, legal costs would probably be huge.


That's why they want as many people as possible to get on board, I would say that they would take a percentage of the payout......

[superjackal]

It seems to mention they will take 25% of the compensation plus other costs? :wait:
Can somebody clear that up for moi?

Sent from your socks drawer

If they win, say the bllion dollars, the lawyers get $250,000,000!!!? Wow, no wonder they're all over it. Still banks need to be more reasonable with their charges. Like Lawyers.....

Shit, am I too late to add a witty sent from...?

[ducatilover]

If they win, say the bllion dollars, the lawyers get $250,000,000!!!? Wow, no wonder they're all over it. Still banks need to be more reasonable with their charges. Like Lawyers.....

Shit, am I too late to add a witty sent from...?

I should become a lawyer! :2thumbsup


Sent from the doomsday planning room

[superjackal]

Nice to see some other action on:

Council fees
Parking fees
Supermarket pricing
Petrol pricing
Electricity pricing
Salaries of senior public servants
Water meters
Green taxes
Passport length
Transf**kingmission Gully

We NZers don't make enough fuss about this shit.

[Woodman]

Had my motgage and insurance slush account set up perfectly to the dollar or so i thought, but had forgotten about the bank fee which put me into OD by $5ish so they charged me $10 for an unarranged overdraft fee:mad: Rang up and they said that i could get text alerts when this was going to happen for a another fee of $5 per month. Bloody rude when their own fees put you in OD especially when it is only one of a few accounts, and the others are quite healthy.




Sent using my left hand.

[Akzle]

ahh. society. aren't you glad you signed up for it?

sent from my tinfoil lined bunker wearing my armadilla hat...

[mashman]

It's standard business practice and the fees in other country's pale the fees here into significance. You should really be greatful for that and stop complaining. We have it so much easier here.

Sent from miniature keyboard using the tiny feet of the girls that usually toe my arsehole and walk up and down my spine whilst they're on a break.

[steve_t]

Rang bank last week to complain about a unauthorised payment - the payment had put that account into OD. The bank then charged me $15 for it going into OD. When I called them and made a fuss to talk to a manager they then charged me another $15 for the phone call...

Already signed up... :mad::mad::mad::mad:

Da fuq?! I'm with ASB. There's no way a phone call cost $15. What if you didn't bank with them? "No, sorry, you can't speak to anyone until you pay us $15"??. Post a screen shot of your statement and prove my skeptical arse wrong :mobile:

[Usarka]

ASB charged me one of these overdraft fees once.

I didn't pay it, and my account is now set up so that it can't go into overdraft. They resisted making that change - I'm cynically assuming because it's such a cash cow for them.



Da fuq?! I'm with ASB. There's no way a phone call cost $15. What if you didn't bank with them? "No, sorry, you can't speak to anyone until you pay us $15"??. Post a screen shot of your statement and prove my skeptical arse wrong :mobile:

I would have charged him $50.

[Disco Dan]

Da fuq?! I'm with ASB. There's no way a phone call cost $15. What if you didn't bank with them? "No, sorry, you can't speak to anyone until you pay us $15"??. Post a screen shot of your statement and prove my skeptical arse wrong :mobile:

Was not ASB...

[Akzle]

fun story about a bank who shall remain nameless: (from dem days when i was a corporate slave to the banking masters)

had an AP set up on an account, account balance was say 10$, (other account was fucking flush), AP was for 20$...
they didn't let the AP through "becuase the account would have gone into overdraft",
BUT they took the failed AP fee (15$) out of the account, putting it in overdraft, then charged an unarranged overdraft fee (50$ or something).

good fucking deal.
i emailed them with lots of abuse and they reversed it. but fuck them. assholes.

[Zedder]

It's standard business practice and the fees in other country's pale the fees here into significance. You should really be greatful for that and stop complaining. We have it so much easier here.

Sent from miniature keyboard using the tiny feet of the girls that usually toe my arsehole and walk up and down my spine whilst they're on a break.

Now what's the story here Masho? You're defending the evil business sector and also the bankers who are contravening a principle of contract law and ripping people off? I can't believe what I'm seeing.


I'm not even going to add a "sent from etc" thingy 'cos I'm disgusted.

[mashman]

Now what's the story here Masho? You're defending the evil business sector and also the bankers who are contravening a principle of contract law and ripping people off? I can't believe what I'm seeing.

I'm not even going to add a "sent from etc" thingy 'cos I'm disgusted.

:rofl: sorry, was that the wrong place to trot out the KB strap line?

Sent from my iLOLd

[Zedder]

:rofl: sorry, was that the wrong place to trot out the KB strap line?

Sent from my iLOLd

Time and place Masho, time and place...

Incidently, are those girls you use naked?


Sent from a bemused mind using a careless click of a mouse.

[mashman]

Time and place Masho, time and place...

Incidently, are those girls you use naked?


Sent from a bemused mind using a careless click of a mouse.

I know... always seem to be in the wrong place at the wrong time.

Of course they were. Why was the spelling all fucked up?

Sent from my faulty time machine

[Zedder]

I know... always seem to be in the wrong place at the wrong time.

Of course they were. Why was the spelling all fucked up?

Sent from my faulty time machine

Well you did seem kinda distracted so I put it down to the girls.


Sent from a device connected to "the system" maannn.

[superjackal]

It's standard business practice and the fees in other country's pale the fees here into significance.

You're dead wrong there. Banking is a lot cheaper and comes with better interest rates in most other developed countries. I like to think of NZ as having pretty awesome banking rates for a "big Fiji". I was horrified when I moved back to NZ from the UK. There's charges for Africa here - it's out of hand - hence the lawsuit.

[Asher]

It's standard business practice and the fees in other country's pale the fees here into significance. You should really be greatful for that and stop complaining. We have it so much easier here.

Sent from miniature keyboard using the tiny feet of the girls that usually toe my arsehole and walk up and down my spine whilst they're on a break.

so you're basically saying its ok that they are fucking us up the ass but only sticking half their shaft up there when they are going balls deep with someone else...

[mashman]

You're dead wrong there. Banking is a lot cheaper and comes with better interest rates in most other developed countries. I like to think of NZ as having pretty awesome banking rates for a "big Fiji". I was horrified when I moved back to NZ from the UK. There's charges for Africa here - it's out of hand - hence the lawsuit.

I seem to remember paying 20 pounds for overdue notices/overdraft notices/the manager scratching his arse etc... and my comment was ever so slightly laced with sarcasm, but hey, it seemed like an appropriate comment to make.

Sent from my desk in the office where my employer wishes I lived.

[mashman]

so you're basically saying its ok that they are fucking us up the ass but only sticking half their shaft up there when they are going balls deep with someone else...

It happens every single day in just about every walk of live. We actually vote people in to protect us from this sort of shit, but alas, business is business and they're just trying to make a buck. why so serious?

[Ocean1]

Sent from my desk in the office where my employer wishes I lived.

And worked.


It happens every single day in just about every walk of live. We actually vote people in to protect us from this sort of shit, but alas, business is business and they're just trying to make a buck. why so serious?

The fucking commerce commission, useless bastards, need shot with a ball of their own balls.

Arseholes.

[mashman]

And worked.

The fucking commerce commission, useless bastards, need shot with a ball of their own balls.

Arseholes.

:laugh: That happens more than you'd think... in fact they can't keep up.

Agreed.

[Akzle]

useless bastards, need shot with a ball of their own balls.



i are not stunder anding...

[Ocean1]

i are not stunder anding...


Commerce Commission. Supposed to protect the long suffering consumer from price gouging, monopolies, all that shit.

Fucking useless arseholes, to a man. Pay attention.

[Zedder]

According to the NZ Herald this morning 10,000 NZers have signed up to join the legal action against the banks. Good job.

[ducatilover]

According to the NZ Herald this morning 10,000 NZers have signed up to join the legal action against the banks. Good job.

https://www.facebook.com/FairPlayOnFees according to their FB page they've had more than that :cool:

[Zedder]

https://www.facebook.com/FairPlayOnFees according to their FB page they've had more than that :cool:

11,000 now it seems, those lying bastards at the Herald. It all helps though.

[Akzle]

Commerce Commission. Supposed to protect the long suffering consumer from price gouging, monopolies, all that shit.

Fucking useless arseholes, to a man. Pay attention.

i got that bit. it was the "shot with a ball of their own balls" that didn't quite gramarataical engerish.

[Ocean1]

i got that bit. it was the "shot with a ball of their own balls" that didn't quite gramarataical engerish.

Figurative. Poetic licence. Picture the ol' hand-crank mincer at work, followed by an industrial garlic press: Wallah! : Testicular ammo.