Banks and fees

[Voltaire]

Found out that ASB charge 40 cents per electronic transaction, added up to a tidy $40 last month, are all the banks fees much the same or is the bank that I used to own when I was a kid a rip off?:shit:

[sil3nt]

I don't pay any fees. Unless I do something stupid like exceed credit card limit, get a cash advance from credit card or go into overdraft. Certainly no transaction fees. I am with ANZ.

[tri boy]

Talk to your bank about suitable accounts with lower transaction costs. They have you in the wrong account.MHO

[Dangsta]

TSB, standard cheque account, nothing special added on to get special treatment like having a mortgage etc...zero fees. Fuck ASB or BNZ or any other bank that wants to charge you for getting your own money out. Fuck them, I say. Fuckidy fuck-de-fuck them! Just sayin...

[Nat]

I'm on ASB bank. No fees. As someone said, you must be doing something wrong or be on the wrong type of account for what you do.

[Gremlin]

I'm on ASB bank. No fees. As someone said, you must be doing something wrong or be on the wrong type of account for what you do.
ASB, standard cheque account, no EFTPOS fees. Check which account you have setup for EFTPOS, and it's terms and conditions.

[Voltaire]

Yes, it was a mortgage account so probably not the right one anymore.

[FJRider]

Electronic banking is a fancy name for Internet banking transactions ... Westpac charges $2 for each ...

40 cents each is good ...

[Oakie]

Haven't paid transaction fees for years. A chick at Westpac set it up for me somehow. About the only thing I pay for is my annual Visa fee and the charge to set up or change an AP. Prior to that I was paying over $20 a month.

[Akzle]

Electronic banking is a fancy name for Internet banking transactions ... Westpac charges $2 for each ...

40 cents each is good ...

theyre both strayan.
Strayan jews.

Phone up and abuse some csr and they might give you a refund.
A 'customer good will relationship management' refund or someshit.

Better yet. Stop using banks.

[Voltaire]

theyre both strayan.
Strayan jews.

Phone up and abuse some csr and they might give you a refund.
A 'customer good will relationship management' refund or someshit.

Better yet. Stop using banks.

Translation:

What went wrong on the last sentence it makes sense?

[MD]

Electronic banking is a fancy name for Internet banking transactions ... Westpac charges $2 for each ...

40 cents each is good ...

That doesn't sound right FJR for any bank in this day and age. You need to pay them a visit. I had a look at Westpac website for standard electronic bank account as below;

Fees at a glance

Here’s what’s free with your Electronic Account:
-transactions with your Eftpos card
-Westpac ATM transfers and withdrawals*
-Automatic Payments
-Direct Debits and credits
-planned payments
-online and phone banking payments

the $3.50 monthly account fee is waived if you choose to stop receiving paper statements via Online Banking


* Any transactions made at another bank's ATM will incur an additional $1 charge.

[FJRider]

That doesn't sound right FJR for any bank in this day and age. You need to pay them a visit. I had a look at Westpac website for standard electronic bank account as below;




I had a look at mine .. to change or set up payments etc ... the $2 charge applies.

Amend Internet is their term for it on the statements.

The only other charge I see is for not using Westpac automatic Teller machines ... (50 cents each time)

[jasonu]

Talk to your bank about suitable accounts with lower transaction costs. They have you in the wrong account.MHO

Wot he said. I had the exact same situation with the ASB in the early 90's. Went in for a bitch about it and the lady changed my account from this to that and buggar me, no more $30 a month fees for simply spending my own fucking money.

[jasonu]

Electronic banking is a fancy name for Internet banking transactions ... Westpac charges $2 for each ...

40 cents each is good ...

Fuck off there shouldn't be any fee for internet transactions.

[Woodman]

I,m with ASB and get no transaction fees whatsoever. But in saying that years ago I changed to ANZ for all my banking because of the house loan, but they fucked everything up to such a degree that I changed back to ASB and they started charging fees.
One call and they were wiped.

[HenryDorsetCase]

Found out that ASB charge 40 cents per electronic transaction, added up to a tidy $40 last month, are all the banks fees much the same or is the bank that I used to own when I was a kid a rip off?:shit:

You must be able to get a better deal than that. That is appalling. Even my business account only gets fees of $6/month.

Front them and tell them if they dont do something about it you'll walk: If you have a mortgage now is a good time becaue the bank you are going to will throw lollies at you... like cover the costs etc if you have a mortgage.

The more you owe them, the friendlier they are. DAMHIK

[HenryDorsetCase]

Electronic banking is a fancy name for Internet banking transactions ... Westpac charges $2 for each ...

40 cents each is good ...

not to me they dont. The marginal cost of these transactions to the bank is effectively zero so whatever they charge they are ripping you.

[Voltaire]

as usual its all there on their t's and c's.
https://www.asb.co.nz/Omni

I no longer have a mortgage so no longer the banks fwend....

$40 ...that's a lot of Lattes.

[IkieBikie]

as usual its all there on their t's and c's.
https://www.asb.co.nz/Omni

I no longer have a mortgage so no longer the banks fwend....

$40 ...that's a lot of Lattes.

Get back to BFTP forum. Your living pre 1990

[Voltaire]

Get back to BFTP forum. Your living pre 1990

I don't want to move to Hamilton despite its 1/2 price houses....:innocent:
pre 1990...but I have a 2003 bike too.

[Banditbandit]

https://scontent-a.xx.fbcdn.net/hphotos-frc3/t1.0-9/s526x395/10152025_10152087091149072_2690965789281410973_n.j pg

[SMOKEU]

Use Bitcoin, then you can use Silk Road too.

[Voltaire]

Use Bitcoin, then you can use Silk Road too.

Bitcoin and/or Jesus.....I don't know what to believe any more...... I believe I'll have another bottle of Epic and its hoppy goodness.;)

Oh and migrating my accounts to Kiwibank...till they sell that.

[SMOKEU]

Bitcoin and/or Jesus.....I don't know what to believe any more......

My vote goes to Bitcoin, I'm not sure how Jesus can help you avoid bank fees and buy A grade Colombian coke and Afghan heroin.

[Voltaire]

My vote goes to Bitcoin, I'm not sure how Jesus can help you avoid bank fees and buy A grade Colombian coke and Afghan heroin.

I'll just stick with low bank fees Cascade, Nelson sauvignon and double IPA.:woohoo:
I need my last few remaining brain cells to build up old German shitters.:innocent:

[imdying]

Fuck off there shouldn't be any fee for internet transactions.Why, there's a cost involved, so surely a fee is fair?

[Indiana_Jones]

Usury is a sin :yes:

-Indy

[Shaun Harris]

Why, there's a cost involved, so surely a fee is fair?






not from electronic actions when the costs involved have already been met by the interest they either charge for loans or the interest they gain from investing your/our/money



All banks will rip you if you do not pay attn to the fees and confront them about it, whether you have a morgage with them or not

[MarkH]

as usual its all there on their t's and c's.
https://www.asb.co.nz/Omni

I no longer have a mortgage so no longer the banks fwend....

$40 ...that's a lot of Lattes.

Change account type?
https://www.asb.co.nz/story1696.aspx


Monthly base fee without paper statements: None
Electronic transaction fees: None

[avgas]

Electronic banking is a fancy name for Internet banking transactions ... Westpac charges $2 for each ...

40 cents each is good ...
Electronic Banking......you're doing it wrong
(zero fees on all my accounts since 1996)

https://lh6.googleusercontent.com/-CJ6j8obnXEM/Uo-5eKHGIgI/AAAAAAAAW7o/xV8-6XtBVQQ/w506-h648/Drive%2Bup%2BATM.jpg

[Voltaire]

Change account type?
https://www.asb.co.nz/story1696.aspx

Surely you meant to say, ring up my personal account manager and let rip about I have banked with the ASB since I was at school in the 60's and that they are now owned by greedy Australians etc.

....yeah did the account change thing :rolleyes:

did have a little moan in the message though....that'll show them. :lol: