Refused Insurance-bugger

[swanman]

Hey I have just called my insurance company AMI in order to insure my FZR 1000 and they refused me.
Reason too big a bike and I wrote off the R1 a while ago which they paid out on. Fair enuf.

Anybody recommend another company that ain't so picky? I have Full NCB car insurance (with AMI!) Full lisence for 13 yrs, 37 yrs old.

[Cibby]

call me.. 355 7339

insurance broker etc etc blah blah...

[SARGE]

call me.. 355 7339

insurance broker etc etc blah blah...


call me too

SIDDOWN CIBBY!! i have real bike insurance..

[N4CR]

Reminds me when as a learner of age 18 I tried to get insurance through AA. My parents have been with them for about 20 years.

AA: What type of bike is it?
me: Kawasaki zxr 250
AA: Oh sorry we dont insure those type of bikes, or anything kawasaki
me: :killingme see ya later then.

Mabey kwaks are just too fast for everyone :msn-wink:

[gamgee]

fucken aa, my conversation went
hi, just looking for motorbike insurance
them: ok, how old are you
me: 18 (last year)
them: do your parents have insurance with us
me: no
them sorry we don't insure people your age

whats up with that? then phoned ami and got an awesome deal on 3rd party but there are a few insurance brokers who only deal with motorbikes, they are usually listed in the newspapers 'motorcycles for sale' section or at least thats how it is down here

[Cibby]

call me too

SIDDOWN CIBBY!! i have real bike insurance..


WHATEVA sarge.. I'm saving a client of yours almost $400 off the insurance that he got from you!!!!!!!

bring on the price wars.. hha

I also need that quote on new rubbers pretty please?

[The_Dover]

I also need that quote on new rubbers pretty please?

You dirty, dirty girl.......

[jahrasti]

I have my insurance through swann and find them very good with the cheapest of the lot that I rang around and KIWI BIKE insurance brokers 0800 629 253 where the ones that put me onto them.

[Cibby]

You dirty, dirty girl.......


u luv it...

[Sniper]

Try National Auto Club, they insured me when noone else would.

Cibby, could I get a quote for insurance for me please.

[gamgee]

I have my insurance through swann and find them very good with the cheapest of the lot that I rang around and KIWI BIKE insurance brokers 0800 629 253 where the ones that put me onto them.

have you tried to make a claim with the placidfemme did and it didn't go to well

[Marmoot]

Try National Auto Club, they insured me when noone else would.

Cibby, could I get a quote for insurance for me please.

yea, NAC insure anybody.
You'll be crying over the premium, though.

and I have 2 insurances with them......bloody premium made me cry blood

[texmo]

National auto club are by far the best speak to insura services on 09438288 karol poleman is who your after...

[Zed]

Hey I have just called my insurance company AMI in order to insure my FZR 1000 and they refused me.
Reason too big a bike and I wrote off the R1 a while ago which they paid out on. Fair enuf.I didn't even bother approaching my old bike insurer (coincidentally AMI) when I got back on two wheels after my bin and 6 month break from bikes last year. I figured that they would refuse me on the same grounds as you, but that I would try it on them in a coupla years time.

Truth is, a bin is a blemish on your record that, unless you lie (which is dumb cos if you bin again they will find you out), will always go against you and prevent you from getting the best price possible for your experience, age group, etc! :(

[Rhino]

Hi Swanman,

Give John Baker Insurance Brokers a call. He does many bike clubs and groups. Can usually get you a good deal.

[Zapf]

call me.. 355 7339

insurance broker etc etc blah blah...

Cibby is GOOD! I'll be seeing her soon...

(your yet to be client)

[Korumba]

If you’re insured with National Auto Club have a read of the fine print regarding excesses

My Son had a low speed nose to tail in his go fast Skyline. Last in a row of 5 after another crash just south of the harbor bridge

Long Story Short, the Excess in his policy has to be paid on not only on his vehicle but the vehicle he hit as well..!!!

Check out your policies it may not be that good a deal if you have to claim and you are in the wrong.

[kro]

I insured nearly all of my bikes thru Swann, they were cracker. I think I insured my FZR thou through AMI though :(

[Oscar]

I wonder if the people here buying insurance on the basis of the cheapest premium* are the same people whinging about being ripped off when they make a claim...???









*Or worse buying their insurance from Motorcycle Dealers (would you buy a motorcycle from an insurance company?).

[Speedy]

swanmotorcycle insurance they aint half bad im 18 Learner on brand new bike and i only pay 700$ soo the pritty good

[The_Dover]

Cibby is GOOD! I'll be seeing her soon...

(your yet to be client)


she is good.... trust me..

I mean.. saved me.. $$$$ :whistle:

[aff-man]

swanmotorcycle insurance they aint half bad im 18 Learner on brand new bike and i only pay 700$ soo the pritty good

Shit i am with state and i pay a little over half that...

[gamgee]

i'm with ami and pay about $20 with my no claims discount, but thats just third party, still good to build up a record, and i can't see myself crashing anyway, i mainly ride in 50 zones, so it's pretty hard to make big enough mistakes that result in crashes at those speeds

[pritch]

Give John Baker Insurance Brokers a call. He does many bike clubs and groups. Can usually get you a good deal.

John Baker was recommended to me in Auckland a coupla weeks ago.
If I understood the conversation right, John Baker does the BMW and Ulysses group insurance schemes and maybe the Honda one too.

I wasn't taking as much notice as I should have been and now I regret that because I think I will change to one of the above when mine comes up for renewal in a coupla months.

[Beemer]

I'm not sure who he's with and whether he's been with the same company all along, but one of the guys in our bike club has written off three new bikes in the past five or six years and he's STILL getting insurance!

I was with Protecta through the BMWOR initially, but the excess was 25% of the sum insured, despite the fact I'm over 40 and have never had a claim on a motor vehicle policy, so I changed to AA - similar premium but the excess is only $300. I had the RG insured with AMI and had no problems with them, but when I went to insure the BMW they refused unless I had a house, car or contents insured with them. Likewise Tower from memory, and State were quite expensive.

At your age, and with only one bin, I find it hard to believe you are having a hard time getting insurance - particularly after the experience of Mr Write-off-three-bikes!

[Milky]

i'm with ami and pay about $20 with my no claims discount, but thats just third party, still good to build up a record, and i can't see myself crashing anyway, i mainly ride in 50 zones, so it's pretty hard to make big enough mistakes that result in crashes at those speeds

I beg to differ - although you aren't riding in Auckland, the risks of you coming off in town/city riding are higher. There are all those other road users, pedestrians, driveways and so on to watch out for. Out on the open road, it is mostly you and the corners. Sure the speeds are higher, but IMO a 50kmh crash into a car is likely to result in more damage than a 80k lowside in the country.

[gamgee]

yeah well a crash into a car and a lowside are two different types of crashes, one is rider error the other (probably) the car drivers error, in which case the car driver pays, or my insurance company pays, in the case where the car driver is uninsured

[zooter]

yeah well a crash into a car and a lowside are two different types of crashes, one is rider error the other (probably) the car drivers error, in which case the car driver pays, or my insurance company pays, in the case where the car driver is uninsured
Not so for most insurance companies. They have an arrangement called the "knock for knock" scheme. Each company pays out on it's own insured party's losses regardless of the fault. Saves paperwork for them.

No doubt there may be bike insuring companies out there how are outside the aggreement and go after the other insurance co or the guilty party to get back the funds they pay out to you. If you're a better than average risk on the "single vehicle accident" side of things (not a hoon) then they would be able to give you a good deal.