Can anyone see whats wrong with this advert??

[FROSTY]

DAMAGED 1 LADY OWNER FROM NEW

2004 SV650
VERY MINOR DAMAGE STILL RIDEABLE

DE REGD BY INSURANCE CO.

DAMAGE IS BUT NOT LIMITED TO :

BENT HANDLEBARS AND RH END WEIGHT MISSING
RADIATOR TWISTED AND FILLER DAMAGED. CAP MISSING BUT RADIATOR STILL HOLDS WATER (REPAIRABLE)
SMALL DENT RHS OF FUEL TANK AS PER PHOTOS.
CLUTCH, BRAKE LEVER AND FOOT BRAKE PEDAL NEED REPLACING
RF INDICATOR (LENS OK)
HEADLIGHT RIM GRAZED
MUFFLER GRAZED.
THERE DOES NOT APPEAR TO BE ANY FRAME FORK OR WHEEL DAMAGE.

I RODE BIKE HOME AND IT RIDES PERFECTLY APART FROM BENT BARS.

VIEWING RECOMMENDED FOR YOUR OWN PIECE OF MIND!!!

I DON'T KNOW ACCIDENT OR SERVICE HISTORY SO DON'T ASK

HMMM methinks someones told a porkies somewhere

[oldrider]

DAMAGED 1 LADY OWNER FROM NEW

2004 SV650
VERY MINOR DAMAGE STILL RIDEABLE

DE REGD BY INSURANCE CO.

DAMAGE IS BUT NOT LIMITED TO :

BENT HANDLEBARS AND RH END WEIGHT MISSING
RADIATOR TWISTED AND FILLER DAMAGED. CAP MISSING BUT RADIATOR STILL HOLDS WATER (REPAIRABLE)
SMALL DENT RHS OF FUEL TANK AS PER PHOTOS.
CLUTCH, BRAKE LEVER AND FOOT BRAKE PEDAL NEED REPLACING
RF INDICATOR (LENS OK)
HEADLIGHT RIM GRAZED
MUFFLER GRAZED.
THERE DOES NOT APPEAR TO BE ANY FRAME FORK OR WHEEL DAMAGE.

I RODE BIKE HOME AND IT RIDES PERFECTLY APART FROM BENT BARS.

VIEWING RECOMMENDED FOR YOUR OWN PIECE OF MIND!!!

I DON'T KNOW ACCIDENT OR SERVICE HISTORY SO DON'T ASK

HMMM methinks someones told a porkies somewhere

Rode it home!!! Rode perfectly!! Radiator cap gone, clutch, brake lever and foot brake pedal, need replacing, handlebars bent, etc etc!

Even if possible to ride, not "perfectly" surely. :nono: John.

[Fat Tony]

damage is but not limited to :

??????????

[jafar]

DAMAGED 1 LADY OWNER FROM NEW

I know a few guys that would answer to that description :gob::dodge:

[oldrider]

Ha ha missed the lady bit, never even noticed it. (lol) :o John.

[cowpoos]

didn't white trash bin one of those in the not to distant past...owned by his loverly ladie ofcourse!! ;)

[pete376403]

Would an insurance company write a bike off for damage that minor?

[Conquiztador]

DAMAGED 1 LADY OWNER FROM NEW

I RODE BIKE HOME AND IT RIDES PERFECTLY APART FROM BENT BARS.

VIEWING RECOMMENDED FOR YOUR OWN PIECE OF MIND!!!

I DON'T KNOW ACCIDENT OR SERVICE HISTORY SO DON'T ASK

And I am not talking about the damaged lady owner...

Nope. One would think that if you write a detailed listing of the damage then you would have an idea re the accident...

[FROSTY]

No radiator cap yet he rode it home--Gee wonder what kinda shape thap engines in

[Reckless]

From what I have picked up insurance companies only de regd them if they suspect chassis/fork etc damage. If they think they are ok, like at Turners, they leave them regd, as they get alot more for them if they still have the plates and you don't have to re vin them.
They must have done a deal with their insurance to still have it, rather than the insurance company selling it on.

Sounds like theres more to this than meets the eye!!

[janno]

I thought insurance companies wrote off bikes on a cost basis, not just fork damage.

My other half binned his BMW, and the fairing and front end repairs were getting close to $10K. So the insurance people told him as that was their upper limit, they could repair the bike or give him the full replacement money.

He chose the money . . .

This is in Aus though, might be a bit different here.

[imdying]

insurance companies only de regd them

I thought insurance companies wrote off bikesTalking about two different things.

[janno]

Talking about two different things.

Husband's bike was sold at auction as a deregistered wreck, but I see your point.

[Reckless]

I thought insurance companies wrote off bikes on a cost basis, not just fork damage.

My other half binned his BMW, and the fairing and front end repairs were getting close to $10K. So the insurance people told him as that was their upper limit, they could repair the bike or give him the full replacement money.

He chose the money . . .

This is in Aus though, might be a bit different here.


Look I'm by far not an expert here!
But we both are correct I think. The above would have been written off on a cost basis but not de regd. It would still have the plates on it at the auction. I'm pretty sure here in NZ they only take the plates off if they suspect structural damage and want it to go through the re vinning process to make sure it is O'K for the road again.
The bike in question was de regd which means more than just replacement bars and a radiator cap.

[janno]

Reckless - I wouldn't have a clue on the ins and outs either, just stating what our experience was.

Is it a popular pasttime, buying wrecked bikes and doing them up? It'd be a good project for winter, though I wonder if you'd end up spending just as much money as a good second hand one considering how expensive the parts are.

[imdying]

Maybe someone like Jetboy would know? I would've thought that even if they (insurance company) wrote it off, they wouldn't want to dereg it unless absolutely necessary, they'll get more at auction with a plate.

[Brett]

Maybe someone like Jetboy would know? I would've thought that even if they (insurance company) wrote it off, they wouldn't want to dereg it unless absolutely necessary, they'll get more at auction with a plate.

Nah, they risk too much liability selling a still rego'd bike that has been damaged and then someone totalling themselves on a machine that had some underlying damage that got missed. Logic says that a bike that has had a slow lowside and been scraped will not sustain strutural or major damage, however, it is nigh on impossible/not very cost effective to ascertain the entire extent of damage, and portray this to the purchaser of said buggered bike.

This way, bike is sold in a manner so as not to be ridden on the road, it then becomes an engineers responsibility as they have to cert. it before it can be re-registered.
I have seen a special edition 2006 R1 with small scraping be sold de-rego'd, in reality, needed a new lever and some small bits and pieces and would be mint again bar some scratches.

[clint640]

Damn right they would dereg it for minor stuff. When I got taken out on my RZ350 the insurance company deregistered it due to 'structural damage'. I got paid out for it, (luckily a cop had seen the silly cow drive through a give way & straight into the side of me!) then I bought the wreck back & a quick check with a straightedge & tape didn't reveal any structural damage unless you consider radiators & plastics structural. I think they do it partly to cover their arses & partly to save themselves the hassle of rebuilding something.

That one does sound dodgy though...

Clint

[Korea]

What are you guys talking about - it sounds like a minter!

Only ridden to church on Sundays!
Lovingly maintained!
One careful lady owner...
...but all the others thrashed it like a bitch :yes: