insurance help

[T.I.E]

cbr1000f, and what a drain it is to have my toy insured, can anyone suggest any good companies?

also is it a good thing to belong to a club does this help? and if so what clubs are out there?

does anyone have any experiences bad or good that could help with deciding.

it costs alot so i want the real deal. :wacko:

[StoneChucker]

I found State to be the cheapest, but that was when I was eligble for a no-claims bonus. Now, I think I'll be paying 2400 a year. I'll probably still stick with State though, since I'm insuring everything else with them aswell.

Shop around, as you know. Let us know how you get on (who you choose, how much they are). Oh, since you're over 25, it'll be cheaper for you :mad: :D
Dave.

[scumdog]

I use AMI, not as cheap as I thought but for a bike worth $14,000 you can expect a premium of $850 upwards, I'm paying about that and that's with house & contents and vehicle ins. with them - and I have a 'clean' licence, 50 years+, and nil claims. Just to give you an idea.

[magnum]

ami,600 insured for 10k,over 25ahem and no claims about $800. :doh:

[Dodgyiti]

cbr1000f, and what a drain it is to have my toy insured, can anyone suggest any good companies?

also is it a good thing to belong to a club does this help? and if so what clubs are out there?

does anyone have any experiences bad or good that could help with deciding.

it costs alot so i want the real deal. :wacko:

Heyyy!
Congrats on the CBR F
We should compare notes some time, or can I have one of those little caps that go on the fairing please?
Right hand side, just need to make a mould... :killingme
Sorry, only got the Guzzi insured, Protecta were the cheapest. Dunno if they pay out OK, never had to ask...

[Eyetie]

cbr1000f, and what a drain it is to have my toy insured, can anyone suggest any good companies?

also is it a good thing to belong to a club does this help? and if so what clubs are out there?

does anyone have any experiences bad or good that could help with deciding.

it costs alot so i want the real deal. :wacko:
I am organising insurance at the moment as well, I am over 30 and have never claimed and have everything (house,car etc) with State there quote for full cover (6.5K) was over 700 and Classic Cover (underwritten by NZI) was just over 300.00, Protecta was just over 500. I talked to State about why they were so high and they said a specialist bike insurer will usually be cheaper so I am seriously thinking of using Classic Cover but I think it is for only over 30's there was one more I called I think it was Star Insurance and there price was about 380.00.
Hope this gives you some idea.

[Nutter34]

I was recently told about Classic Insurance. They were cheaper than most others and will use them when my present insurance runs out at the end of the month.

Classic Insurance, tel 0800 456 254

[Oscar]

I was recently told about Classic Insurance. They were cheaper than most others and will use them when my present insurance runs out at the end of the month.

Classic Insurance, tel 0800 456 254

Classic COver is great, I have both my bikes there, but you have to be over thirty.

[Firefight]

Lot been talked about this B4 somewhere in the past, anyway, have you tried Honda riders club?, they have a bulk deal with David Golightly Broker in the Main land, They do all bikes not just Hondas, I think I am paying about NZ$47.00 per month on my 04 R6.


Firefight :wacko:

[Cajun]

Pfft FF you getting riped i paid $25 to insure the gixxer this year dc:< hahaha next year cost me about $400-$450 to insure it they know those yamaha rides don't ride as well as suzuki ones dc:<

[Oscar]

Being in the industry (Commercial Broker), I should warn you guys that comparing premiums is almost pointless. Different underwriters use different critera apart from engine size and sum insured. Other factors that come into it are claims, age, geographical area and licence type. Some have an minimum age and some will not insure specific makes (HD for example). Best advice - talk to a broker (of course I would say that).

[festus]

I was with Swann (through Kiwibiker), $53 ($636 pa) a month for 10k bike. After writing that off a couple of months ago, quoted $71 a month ($852).

Swann good to deal with, settled reasonably quickly.

Which reminds me I must insure the new TL asap.

[saul]

I was with Swann (through Kiwibiker), $53 ($636 pa) a month for 10k bike. After writing that off a couple of months ago, quoted $71 a month ($852).

Swann good to deal with, settled reasonably quickly.

Which reminds me I must insure the new TL asap.

Yep I am with swann, have had a bin, with the TL :-(.

They were friendly quick and efficient.

[sAsLEX]

Same as festus, will see how quickly they get the CBR settled.

[Blackbird]

My Blackbird is fully comp through John Baker in Auckland. Full no claims discount, 56 years of age, insurance value $17k, $970 for a year. Don't know whether I can get it any cheaper but when I got the 'bird nearly 4 years ago, State quoted me $1100 (and we had the rest of our premiums with them), NZI quoted $1400 and JB were just under $900 so I've stuck with them.

Geoff

[festus]

My Blackbird is fully comp through John Baker in Auckland. Full no claims discount, 56 years of age, insurance value $17k, $970 for a year. Don't know whether I can get it any cheaper but when I got the 'bird nearly 4 years ago, State quoted me $1100 (and we had the rest of our premiums with them), NZI quoted $1400 and JB were just under $900 so I've stuck with them.

Geoff

Can you tell more about John Baker mate?.
Are they under written by anyone?, insurance brokers?, I might give them a call.
Cheers
Festus

[Blackbird]

This is their website with all the contacts: http://www.jbinsurance.co.nz/newsite/homepage/index.htm

Yep, they're underwritten by some big, reputable insurers mainly UK-based. Sovreign used to be their underwriter but I'm not sure whether they are now. I've never had any probs with them and when I wanted to add a mate from the UK to my policy for a few weeks, it was all done with no hassles.

Cheers

Geoff

[Cajun]

we have all our bikes thru john baker and thats 6 of them about $110k worth of motorcycles, they offer cheap insurance to uylsses members also one of cheapest ones i have found by rining around

[rodgerd]

Being in the industry (Commercial Broker), I should warn you guys that comparing premiums is almost pointless. Different underwriters use different critera apart from engine size and sum insured. Other factors that come into it are claims, age, geographical area and licence type. Some have an minimum age and some will not insure specific makes (HD for example). Best advice - talk to a broker (of course I would say that).

Heh. State gave their competitors an advantge when they told me they'd charge the most ($850+ p/a on my Bandit) and refuse cover for theft and vandalism. Pricks.

FMI were the best for me, but like most outfits I spoke to they wanted at least one other non-bike thing insured with them.