View Full Version : Insurance for first bike?
Soul.Trader
28th January 2008, 14:17
I'm seeking insurance for my first bike - a 2005 Yamaha SR 250 (< $3,000). Is there a recommended insurance company for motorcycles? I'm 22 years old, learner's license, with a history of 2 claims in the past (both of which the other driver was found at fault and fully liable). I've got a competitive quote from Kiwibike (found them on Google) - are these guys a decent company?
Cheers.
edit: Should qualify that the 2 claims I've made were on a car, with Tower, over 2 years ago, and with a full car license.
Str8 Jacket
28th January 2008, 14:25
Star Insurance did me well when I actually had a working bike.... Great to deal with as well.
Winter
28th January 2008, 14:33
Kiwibike are definatly good people to insure your wheels.
I insured my bike, got knocked off and made a claim - they were extreemly helpful, thoughtful, and all the rest. Got my claim though in no time. Can't reccomend them enough.
Soul.Trader
28th January 2008, 14:39
Kiwibike offered an extremely competitive quote, so I've ordered through them. A quick search tells me they generally look after their customers. I'm surprised how cheap the cover is for a 22 year old learner - only a hair over $300.
Hitcher
28th January 2008, 19:20
http://www.kiwibike.co.nz/
Dave will take outstandingly good care of you.
HornetBoy
28th January 2008, 19:24
surprisingly enough STATE Insurance have been really good to me ,although not bike specific ,they have given me the best/cheapest quotes to date ,even when i was on my hornet 250 on a learners :clap:
pc220
28th January 2008, 19:56
Just insured the Scorpio with State. Full cover $200. Might help that im 30 with no previous or convictions in the 15 or so years that i have had vechiles insured with them.
tone_crafter
5th February 2008, 12:55
I've been on my restricted for a few months now and I'm 21. Got a quote for my new ZXR250 (1989, $4000 value) through Kiwibike for $281 premiums PA. Only problem is my excess will be $1250, $250 for accident. This will go down by $500 when I turn 25 and another $500 when I get my full. This is by far the lowest quote I've got for premiums but the excess makes me a little nervous seeing the bike is only worth $4000.
Any suggestions?
GaZBur
5th February 2008, 13:03
With a low priced bike you should ask how much just for 3rd party? I am willing to take the risks that if its my fault and I stuff up and bend my bike and it will cost me. If I bin into a new BMW or Merc I am covered and I have a bike that bounces quite well anyway.
Insurance is gambling - so - do you feel lucky!
Iain
5th February 2008, 13:09
I'm seeking insurance for my first bike - a 2005 Yamaha SR 250 (< $3,000). Is there a recommended insurance company for motorcycles? I'm 22 years old, learner's license, with a history of 2 claims in the past (both of which the other driver was found at fault and fully liable). I've got a competitive quote from Kiwibike (found them on Google) - are these guys a decent company?
Cheers.
edit: Should qualify that the 2 claims I've made were on a car, with Tower, over 2 years ago, and with a full car license.
I use Swann Insurance; http://www.swanninsurance.co.nz/
Not at all expensive and a good bunch of features, like pickup for breakdowns - that sorta stuff. They quote online after you fill out a form and if you accept it then you are covered from that moment.
Here is the form;
https://www.swanninsurance.co.nz/Our_Services/Motorcycle_Insurance/Motorcycle_Quote/
Iain
Powered by vBulletin® Version 4.2.5 Copyright © 2025 vBulletin Solutions Inc. All rights reserved.