The definitive motorcycle insurance thread

[Quasievil]

Got a quote today for;
The discounted annual premium to insure your motorcycle for Full Cover is $748.20 per annum.
This policy has a monthly option which would be $69.30.
The basic excess is $500.00
I think thats $30 better than the AMI quote I have.
Does any one know much about Swann?
Cheers

[Zed]

Got a quote today for;
The discounted annual premium to insure your motorcycle for Full Cover is $748.20 per annum.
This policy has a monthly option which would be $69.30.
The basic excess is $500.00
I think thats $30 better than the AMI quote I have.
Does any one know much about Swann?
Cheers
Was that quote to cover your Duke? If so I would rate that as quite a reasonable package, and for the AMI quote to only be a tad higher you are doing well also. Sorry, don't know much about Swanns reputation?

I'm currently going thru the motions of a claim with AMI - first ever claim made, so far so good.

P.s did u ever find your wallet Quasi? :sneaky2:

[SPman]

Had 1 claim with Swann and had no probs.

[Slim]

I had a claim with Swann about 10 years ago which took 3 months of me hounding them to sort out.


Turns out it was the other drivers insurance holding things up because they didn't have a statement from "their" witness. I told Swann to send them a copy of our witness statement, because it's probably the same person and things got settled fairly quickly after that. (Surprise, surprise!) :brick:

The other insurance company? AMI.

They're pretty good. An Aussie company who's been insuring bikes for moons. The only thing that lets them down is not having an 0800 number and only being able to contact them during business hours.

[Quasievil]

Was that quote to cover your Duke? If so I would rate that as quite a reasonable package, and for the AMI quote to only be a tad higher you are doing well also. Sorry, don't know much about Swanns reputation?

I'm currently going thru the motions of a claim with AMI - first ever claim made, so far so good.

P.s did u ever find your wallet Quasi? :sneaky2:

No never did find it, kept looking for a while but its a gonna.
Thanks for your thought on Swann~ :apint:

[fastford111]

seems full insurance is cheap over there it is $2000 a year for my rsv1000 i would love to pay $700 ish :rolleyes:

[Hitcher]

Swann coughed for the repairs to the Zrex. No problems at all.

[Lou Girardin]

I had problems with them. They underinsured the bike and the assessor they used inflated the repair quote to make it a write off. I don't know if this was wilful or just incompetence. They did sort it finally, but it took a bit of effort to get them to play ball.

[Suzi Q]

No idea what they are like.
If you want to compare to some one else - Dave Golightly - Broker from CHCH through VERO. When I got my first bike he gave me my husbands no claim discount and when I had a crash 2 mths later there were absolutely no problems. To insure a 2002 Busa and 2003 Suz 750F is is about $1500 for the year.

[festus]

I'm about to put in a claim, those that have done so before, did you have to put in 2 separate quotes for repair?, although the claim form states this, it's a bloody waste of time!.........

[maybe]

Used swann for mortgage repayment insurance , had to claim due to serious illness paid out no hassles once all the paper work completed, they were good to deal with and went out of there way to help.

[Skunk]

We had insured our bikes with AMI. Excellent service. They even valued a writeoff at above the value we insured it at and paid us. Didn't charge us the excess either.

Our bikes are/were insured by Swann through a broker (Kiwibike - Dave Hewer).
Swann are OK but Kiwibike have soured us completely, they owe us money (because they over charged us - been owing for over 18 months only, won't repay us).
They insured four bikes at once but came up with two renewal dates.
We got a new bike and they only quoted us for monthly repayments when all the others are yearly.
Don't ask any difficult questions because you won't get a reply.
Remember this is Kiwibike not Swann.

We going to go the NZI through Classic Cover. Four bikes '97 KL250, '99 ZX6R, '99 ZRX1100, '02 KLX250 total premium $1650.

Screw Kiwibike.

[duckman]

Hi Brett,

I've always used Swann and never had any problems. Remember that all your gear (leathers helmet e.t.c.) goes under your contents insurance, so make sure you've got some!!!! (contents insurance that is).

[bungbung]

Swann insured my VTR last year for $770, this years renewal notice $950! no claims, nothing. and that also includes the reduction in premium by depreciating the bike from last years value.

Two other quotes around the $750 mark

State ins. have my business for the princely sum of $540.

[festus]

Just got off the phone with Swann, I want to make a claim for about maybe $1500 tops for damage to my bike. I'm paying $53a month ($636 a year), if I make a claim my monthly rate increases to $75 a month ($900).

I'm gutted.

[Holy Roller]

Thought 'd look up the John Baker web site for insurance the premimum came to $579 and thats with a discount for being and old dude.
Now compare that with my current insurerer State where I only pay $229.83.
I don't think that I'm going to change. Just wondering why there is such a big difference:angry2: I had been led to believe that JB Insurance was a good deal:spudwhat:

[White trash]

Buy a Harley. Then you'll be sorted.

I used to plug John Baker quite a bit untill they basically told a customer of mine, who'd told them I'd refered them to JB, "Who cares?"

[XTC]

Have just had quotes from AMI and Classic Cover for the XT. AMI $605.04/$300XS Classic $450.00/$450XS.... Might be going with Classic even though all our other insurances are with AMI. Might phone AMI and see if they will negotiate.

[James Deuce]

Have just had quotes from AMI and Classic Cover for the XT. AMI $605.04/$300XS Classic $450.00/$450XS.... Might be going with Classic even though all our other insurances are with AMI. Might phone AMI and see if they will negotiate.
AMI also have an excess of $1000 for theft on ALL bikes.

Classic: WYSIWYG. Highly reccommended.

[Hitcher]

Mrs H, after a bit of ringing around, went with John Baker for her new Marauder. Classic didn't call her back, so who knows if they would have been cheaper or not?

[Oscar]

AMI also have an excess of $1000 for theft on ALL bikes.

Classic: WYSIWYG. Highly reccommended.

How much did they increase the premium when you mentioned my name...?

[James Deuce]

How much did they increase the premium when you mentioned my name...?
Doubled it.

And sent me something squishy in the mail. It may have been dirt.

[NZred]

Is full cover insurance more expencive for a Harley Davidson ?? :confused:

[StoneChucker]

That's a common misconception. The increase in insurance, is the Health insurance aspect. Harley riders are usually overweight and/or angry which makes them much more susceptible to cardiac arrest or transient ischemic attack's.

btw, harley insurance is expensive because harley's are expensive, and people like to steal them!

[White trash]

It costs me $900 a year (at a great rate!) to insure my $14000 Suzuki.

A Harley of the same value will be $798 or less. To anyone.

[Sensei]

[QUOTE=White trash]It costs me $900 a year (at a great rate!) to insure my $14000 Suzuki.


Mine was $638 a year . thought you working in bike shop would be cheaper than $900 fuck that
SENSEI

[anmolt]

Just realised that people go through a lot of trouble as novices when they are hunting for a bike........add to that the trouble of finding the best insurance provider.........wondered if someone could actually rate insurance providers.......prob based on premium,excess and service.........by the looks of it there are 4-5 insurance companies.....not sure how many more there are locally......someone whose already done the research maybe able to advise......just a thought....pls provide feedback......

[yungatart]

If you only have third party insurance on your bike, in the event of a bin, can you claim for your gear on your house and contents policy or is it too use-specific for that. Our bikes are all only third party cover, hence my query.

[Smokin]

yep, all your gear is covered under your contents policy.

[therealvw]

HI guys and Gals!
New over here, jus got, or about to get this coming weekend my SV650s Curvy k2.
WOndering if anyone has any good suggestions for reputable( if any) insurance companies.
Or, more importantly, WHO NOT to deal with!

Cheers!
Hope to see you out and about sometime!

Ian

[Morcs]

Only one company worth speaking too. No one else comes close.

Dave and Donna at Kiwibike (www.kiwibike.co.nz)

Im not even a customer of theirs at current yet Dave is doing heaps to help me with a claim at the moment. I cannot recommend his services enough.

[kiwifruit]

Call Tim at John Baker, even if its just to see what he can do price wise.....

highly recommended

(toll free in nz) 0800 65 62 64

[Shaun]

Only one company worth speaking too. No one else comes close.

Dave and Donna at Kiwibike (www.kiwibike.co.nz)

Im not even a customer of theirs at current yet Dave is doing heaps to help me with a claim at the moment. I cannot recommend his services enough.




Plus 1 Great people, good attitude

[Edbear]

Call Tim at John Baker, even if its just to see what he can do price wise.....

highly recommended

(toll free in nz) 0800 65 62 64



Wot he said. Tim's KB'r and a nice guy! I found Kiwibike nice people, but they were a couple hundy dearer. Classic Cover is worth a call if you're over 30.

[therealvw]

Cheers! Guys and (gals)
Will give them a buzz, wne tonline to kiwibike and they did a good quoote. Some lady at work recommends John Baker too, so will ring them! Thanks again, always good to get second and third opinions!
IAN

[therealvw]

Just got cover from kiwibike. Rang JB and they were good too, but almost 250 dollars more than Kiwibike. Hows this for service? I emailed saying I'd like to go ahead with insurance and what should I do next. 10 mins later phone goes and it's Dave.
Very friendly and everything was very professional.
Lets hope I don't have to use them (if you know what I mean ;-))
Pick bike up tomorrow if garage has got the rego sorted for me!!
Can't wait!

[Edbear]

Just got cover from kiwibike. Rang JB and they were good too, but almost 250 dollars more than Kiwibike. Hows this for service? I emailed saying I'd like to go ahead with insurance and what should I do next. 10 mins later phone goes and it's Dave.
Very friendly and everything was very professional.
Lets hope I don't have to use them (if you know what I mean ;-))
Pick bike up tomorrow if garage has got the rego sorted for me!!
Can't wait!



That's a puzzle! Did you speak to Tim, (Jetboy), at JB? I've just completed insurance with him over the phone as his quote was equal to Classic Cover and as mentioned a couple hundy under Kiwibike.

Big ups to Tim, thanks mate! He's doing his best for KB'rs and a guy I spoke to from Ullyses said they only use JB now.

[bugjuice]

yeah, what those guys said. I'm with John Baker, and very chuffed. There's a couple of other bike-orientated insurers out there, so shop around a bit.

STAY AWAY from Protecta tho.. 25% of vehicle value excess is just plain rediculas nicholas

[Karma]

STAY AWAY from Protecta tho.. 25% of vehicle value excess is just plain rediculas nicholas

I'll second that.

Way overpriced as well... I changed from protecta to state insurance and saved 20% on the annual costs...

[Swoop]

What was that promo internet site that was quite public? "Ebikeinsurance" or something similar?

After conducting their online quotation, I found them to be quite pleasantly overpriced.

[Robbo]

Have been with John Baker Insurance for a number of years now and am very happy with their service so would'nt consider changing. Have also heard good reports about Kiwi Bike Insurance too. Competition in industry is always a good thing for the consumers.

[Quartermile]

Kiwi Bike, is legend as others have said you cant reccomend them enough!!

[Albino]

That's a puzzle! Did you speak to Tim, (Jetboy), at JB? I've just completed insurance with him over the phone as his quote was equal to Classic Cover and as mentioned a couple hundy under Kiwibike.

Big ups to Tim, thanks mate! He's doing his best for KB'rs and a guy I spoke to from Ullyses said they only use JB now.

Kiwibike saved me over $190 compared to JB. Plus they were much quicker at returning my calls.

Insurance companies have different profile
for person, place, bike, age etc. What's good (and cheap) for one person isn't necessarily good for someone else. Shop around, get a (substantially) lower price and check cust satisfaction for payment of claims.

[bugjuice]

oh, and when calling round for quotes, don't forget to ask if your gear is covered (some do, most don't) and if track days are covered too

[James Deuce]

Another Insurance thread.

I am *this* close to turning into Cartman.

http://www.kiwibiker.co.nz/forums/search.php?searchid=2109026

[Edbear]

Kiwibike saved me over $190 compared to JB. Plus they were much quicker at returning my calls.

Insurance companies have different profile
for person, place, bike, age etc. What's good (and cheap) for one person isn't necessarily good for someone else. Shop around, get a (substantially) lower price and check cust satisfaction for payment of claims.



Quite right, of course and I guess my age, history and bike all counted here, though one would expect it to count with the others' too. Interesting thing was that Tim used Star Ins. and his quote was well under Star's intitial quote. Have heard good things about Star so no problem going with them.

Seems the biker friendly insurers are well known around now.

I have mentioned that Kiwibike seemed good people, so concur that anyone shopping around would do well to compare. One of the reasons for my recommending Tim at JB was because he's trying to promote KB to the company in order to get better deals for members and the more KB'rs he can sign the better the company offers. Bit like along the lines of the Ullyses, (Sp!) club getting a better rate for its members. Why not use the "buying power" of a site such as KB?

State wasn't the best for bikes, even though we have all other insurance with them and have nothing but good to say about the rates and service we've had from them over the years. Their quote was $800 and no roadside assist for bikes, so they miss out this time.

[Dave-]

I'm covered by state, what's the benefit of being covered by kiwibike or John Baker?

I gather they're both specialist bike insurance companys, and by the sounds of it they're quite expensive.

[Edbear]

I'm covered by state, what's the benefit of being covered by kiwibike or John Baker?

I gather they're both specialist bike insurance companys, and by the sounds of it they're quite expensive.


See my last post. State were a lot dearer and no roadside assist.

[Dave-]

See my last post. State were a lot dearer and no roadside assist.

yeah I saw that....but is that all?

I'm new to the whole insurance/ownership thing so havent really thought of anything else I'd need...

does anyone send out a nice christmas card? seasons greetings? birthday card?

[Edbear]

yeah I saw that....but is that all?

I'm new to the whole insurance/ownership thing so havent really thought of anything else I'd need...

does anyone send out a nice christmas card? seasons greetings? birthday card?



That's all I know of. Never had to use State's vehicle insurance but any house or contents claims we've had over the years were settled quickly and fairly by them. They are a fairly conservative company and I suspect they don't really want to encourage Motorcycle insurance.

Have heard good things from other KB'rs about the other Ins. companies here so we'll see how we go. NAturally I don't want to test any insurance company out...

[Gixxer 4 ever]

I have just seen a piece on the midday news about a bike museum that got flooded. Must be up North. Anyone know anything about it?

Heart breaking. Looked like a lot of old but nice bikes in the mud. The couple seemed bloody nice people from England I think. Living here.

Most of the bikes were found in NZ.

Wounder if there is anything we can do to help them out.

[Edbear]

There is a bike museum up north! Was planning on visiting it next time up there. I'll try to find it on the net or something. Think it was in a post on KB a while ago, too!

[crashe]

Yeah I saw the tail end of that news item on TV1 midday news.

So I didn't catch where it was either.

They are sure to replay the item on the 6pm news tonight...

Or maybe someone can come up with the TVNZ link to watch it again.

[skidMark]

I have just seen a piece on the midday news about a bike museum that got flooded. Must be up North. Anyone know anything about it?

Heart breaking. Looked like a lot of old but nice bikes in the mud. The couple seemed bloody nice people from England I think. Living here.

Most of the bikes were found in NZ.

Wounder if there is anything we can do to help them out.


take em away for ummmm "restoration"

free bikes!!!!!!! lol

if i lived up that way i would help with cleanup (seriously)

[forkoil]

There is a great museum just out of Kawakawa, heading towards Opua. Lots of old Nortons, Sunbeam (or two), only one Triumph cos the owner hates em :) etc etc

[placidfemme]

That really sucks...

Would insurance cover floods?

[Waylander]

only one Triumph cos the owner hates em :) etc etc
Obviously a person with taste lol

[Kinje]

Just got some through Kiwibike. Helpful friendly staff, great rates, I'm happy :yes:

[NotaGoth]

Would insurance cover floods?

Well due to the state of some peoples houses... Cars etc up here due to flooding... You'd hope insurance covers floods... I'm pretty sure they do because they are swarming... Checking out damage done etc etc... Theres a huge mess up here... I know people who have lost every single thing that they own...

[What?]

There is a great museum just out of Kawakawa, heading towards Opua. Lots of old Nortons, Sunbeam (or two), only one Triumph cos the owner hates em :) etc etc

It's called Sunbeamland. I posted about it way back when this site had maybe 100 members. And it wasn't insured.

[kneescraper]

Im sure a place like that would have insurance to cover such an event. They could give em a good old steam clean..good as new.

Bad news either way though...real sad stuff.

Edit -
And it wasn't insured. That annoys me!

[SpinFx]

Yes it was the Museum just out of Kawakawa,

About 10kms from the Kawakawa junction, Heading to Opua / Paihia. Just passed the rugby clubrooms and over the old railway track ( watch that corner, seen a few bins there ). Just over the bridge on the left hs.

A nice little museum about old bikes and steam engines. Awesome for the old enthusiest who knows a bit about engines and classic bikes. Also some old army type paraphenalia.
I've got a usiness card somewhere, so I'll have a hunt and post back if I fnd it.
Give you guys a phone number to call and arrange donations / visits etc.

[SpinFx]

Sunbeamland Museum
Motorcycle, Pioneering, Military & Household Exhibits.
Open Mon 10am - 4pm
SH11, Kawakawa
Adults $5.00
Children $2.00
(Cash Only)

Phone: 09 4040154
Email: sunbeams@igrin.co.nz

[Scorpygirl]

Yes, saw it on TV1. He looked really upset. Hope they are able to restore some of the museum.

[u4ea]

havnt seen the news as yet ....sounds like its a mess..why no insurance??maybe he was a hobbiest who just wanted to share his stuff and insurance costs outwayed the revinue from visitors????damm shame .thoughts go out to all effected by mother natures deluge

[jazbug5]

http://www.kiwibiker.co.nz/forums/showthread.php?t=9959

[Gixxer 4 ever]

Thanks ppl. I might contact them at some time and see how they are going. Not much I can do but even if they see this they will know people care.

[denill]

Sunbeamland Museum
Motorcycle, Pioneering, Military & Household Exhibits.
Open Mon 10am - 4pm
SH11, Kawakawa
Adults $5.00
Children $2.00
(Cash Only)

Phone: 09 4040154
Email: sunbeams@igrin.co.nz

Wrote to Sunbeamland Museum and asked for their bank A/c details so that I could make a small donation to help restore their M/c museum and their faith.

This is the reply (and pic) and I reckon these guys would really appreciate a dollar or two from youse guys too. That's what motorcyclists do - help each other!

Cheers
Bill



Hi, thank you for taking an interest, yes any contribution would help greatly Thank you. Our bank is ASB Paihia, ac 123-0900054857-01 R&L Crowden . We have got to do some serious stabilisation before the hill moves again. This will definitely help
Have you been to the museum? No permanant damage to bikes or guns etc YET ,
The bikes are out & muddy but look great. The building is seriously damaged. thank you again ,Roger

[Gixxer 4 ever]

We got hit with cyclone Bola back in the 80's and that is what it was like. We started with 125 paddocks and after the rain we had 8 and lots of holes in the boundary fences. The mud was like that. In and on everything. Touch it and if it wasn't muddy before it was after. Cheers for the contact. Think I will send them a few $$'s as well.

[denill]

We got hit with cyclone Bola back in the 80's and that is what it was like. We started with 125 paddocks and after the rain we had 8 and lots of holes in the boundary fences. The mud was like that. In and on everything. Touch it and if it wasn't muddy before it was after. Cheers for the contact. Think I will send them a few $$'s as well.


The Bank A/c Roger gave does not appear to be correct and have emailed him to check it out. No reply yet. Probably out shovelling mud!

[Gixxer 4 ever]

The Bank A/c Roger gave does not appear to be correct and have emailed him to check it out. No reply yet. Probably out shovelling mud!


It will work if you split the numbers like this

12 - 3090- 0054857 -01

R&L Crowden

Well it did when I set-up the payment.

[Kornholio]

There is a bike museum up north!

It was DMNTD's garage...Its probably been relocated to Gordie's garage :p

[Gixxer 4 ever]

Got this from Roger tonight. Not only do they have the mud to worry about but have a read. A few pic's as well.

"North District council" however have served us with a notice to get a
building permit, geotechnical report & assessment by 20 th april and
complete all work by 20th May . (Except that we are offically banned from
the museum.(!)(as if)(Yes we are lodging a complaint & going to the
newspaper.)We are beginning to pick up mud encrusted TT motors from the 20s and hope to get enough firewood to fire up the traction engine tomorrow or the next day so we can move it out & see whats underneath..."

Good people doing good things.

[Dodgyiti]

There is a great museum just out of Kawakawa, heading towards Opua. Lots of old Nortons, Sunbeam (or two), only one Triumph cos the owner hates em :) etc etc

And he has 2 awesome Guzzis!!

That is terrible news, I really feel for him

[denill]

Guys like Roger are doing a great job by preserving these machines so that your kids and mine can see how it was. And not by just seeing pics. You guys are probably like me and not going to be restoring old bikes any time soon but we CAN HELP Roger financially by sending him some dosh. I've just sent him some. Not that much, but if every one here on KB sends something, hey, you will have a good day. :yes: :yes:

R&L Crowden 12-3090-0054857-01 (As Gixxer wrote)

I don't think they will ever get rich. But just feeling sorry for 'em will not get the job done!

Contacts are:
Phone: (09) 404 0154
Email: sunbeams@igrin.co.nz

[SPman]

Isn't that museum on a hill? So he got hit with a mudslide then?

[DougB]

I have known Roger for near twenty years. He is a dedicated motorcyclist and has some great machines. My son sold him a 1939 vellocette about five years ago.

I can recommend Roger as a person who would use any monetry help we can give, honestly, wisely and to good effect.


Rogers talents also include steam engines, he can drive a steam train and traction engines with the skill of experience.

He also helped set up a coal miners museum in Kawakawa that is well worth a visit. His main skill is in restoring old books. He did several for me, which I treasure, beautiful work in the style of hundreds of years ago, using methods of a bygone age.. He uses possom leather. Another of his skills is making apple cider. I was at his place once and he had a small truck full of apples for that purpose.

I wonder how his printing presses fared. I seem to remember that they were in his house on higher ground. They would be much harder to restore than bikes.

I will contact my son who goes past his place daily and ask him for a report. He realy loved the Vello which he sold to Rogers wife who gave it to Roger as a surprise birthday present. My son now only collects Italian bikes of which he has about eight.

A story - I was down at the Opua shops and Roger rode away up the hill on his Panther sloper with side car attached. I listend as the bike went up the steep hill thinking he will have to change down soon. To my amazement he changed to a higher gear and the Panther just cruised away.

[Gixxer 4 ever]

Isn't that museum on a hill? So he got hit with a mudslide then?

I have posted some pic's Roger sent me. Up there ^^^ a few post's ago. I am sure it was a land slide.........we call them slips here in the Hawkes Bay.

Because I love old bikes but don't have the time or money to collect them I wanted to help someone who can. Also I cleaned up our farm after such a storm. It is heart breaking, every single day. But you gota get outa bed and do it again. Day after day after day. And if people support and help you it makes the big job a lot better.

It is not for me to ask anyone to hand over any coin but if nothing else please send them an Email of support. It will make a difference. :shutup: And some coin will help.

[denill]

Because I love old bikes but don't have the time or money to collect them I wanted to help someone who can. Also I cleaned up our farm after such a storm. It is heart breaking, every single day. But you gota get outa bed and do it again. Day after day after day. And if people support and help you it makes the big job a lot better.

It is not for me to ask anyone to hand over any coin but if nothing else please send them an Email of support. It will make a difference. :shutup: And some coin will help.

Yeah, just to receive any degree of support helps provide the resolve to keep going. I trust he has received more support from you guys than this thread indicates. He comes across as a 'biker' and he if he was stranded on the side of the road we would stop to se if we could help. Same thing, eh. :yes: :yes:

[Gixxer 4 ever]

I don't think they will ever get rich. But just feeling sorry for 'em will not get the job done!

Contacts are:
Phone: (09) 404 0154
Email: sunbeams@igrin.co.nz

Ok here is a story for you. If you want to know how a little money can help in a situation like this, this is our story.

When Cyclone Bola hit the Hawkes Bay it made a massive mess of a lot of every thing. We spent 2 years getting back on our feet. But the people of New Zealand put their coin in to a collection that was used to help people. We received $250.00 of this money. We were going to put it towards grass seed at first but then had a rethink. We had saved $500.00 for a dish washer but needed $750.00 or so to get one. We spent the money we saved and the $250.00 and got one. Then we declared we would spend the 20 minutes a day that it took to do the dishes, sitting around the fire as a family doing family stuff. Remember, like so many people up North are doing now, you do not get a break from the clean up for months, 7 days a week from daylight to dark. So the most valuable thing we had was the 20 minutes a day as a family. The cost of the grass seed was well beyond the $250.00 but the 20 minutes a day bonded the family for ever.

So that's how New Zealand helped us. A lot of people will think we waisted the money but when you are at rock bottom and under stress it is the time out that will make it better for tomorrow. That's why the donation should never have strings attached. Thank you New Zealand. And I bet there are people on here who gave money to that collection. Thank you all for what you did for us.

[Wasp27]

Got this from Roger tonight. Not only do they have the mud to worry about but have a read. A few pic's as well.

"North District council" however have served us with a notice to get a
building permit, geotechnical report & assessment by 20 th april and
complete all work by 20th May . (Except that we are offically banned from
the museum.(!)(as if)(Yes we are lodging a complaint & going to the
newspaper.)We are beginning to pick up mud encrusted TT motors from the 20s and hope to get enough firewood to fire up the traction engine tomorrow or the next day so we can move it out & see whats underneath..."

Good people doing good things.

Looks like the Bureaucrats are alive and well in Northland...nothing like a good kicking when your down to put things right eh.....Cmon KBers..lets send a little :sunny: to help this guy....after all, thats the Kiwi way ....isnt it.....sounds like he's gonna need coin....how about $10 from everyone... would be a great help I would think.....Thanks for the ups big guy:2thumbsup .....cheers W

[cowpoos]

Obviously a person with taste lol
go back to canada

[Sanx]

go back to canada

You feelin' alright, Mr Poos? Or have you got some kinda Canada-related Tourettes?

[Gixxer 4 ever]

go back to canada

Nice. (not) But a few coins will put it right Poo's.

[Kornholio]

go back to canada

Lol Im starting to see a pattern here :D

[T.I.E]

Lol Im starting to see a pattern here :D

secretley he has feelings?

back on topic i didnt know that was going on. ill pop up and see them, see if they need a hand in building or anything.
didnt know they were there dam. im just down the road.

[cowpoos]

are you lot disagreeing with me.... he should go back to canada!!!

[denill]

back on topic i didnt know that was going on. ill pop up and see them, see if they need a hand in building or anything.
didnt know they were there dam. im just down the road.

Hey that is REAL big of you. I'm sure it would give those guys a lot of heart to see you rock up. I know they have REALLY appreciated the cash donations they have received :yes: :yes:

[Draig]

Sorry peeps - probably been asked a million times before - but it's that time of year and the insurance need renewing.

Shopping around some more favourable quotes from Ebikeinsurance - anyone had any dealings with them, good or bad?

Also Protecta - anyone?

Looking at maybe putting the wifes (bonneville) and mine on a multi policy to save a few bucks - any companies specialise in this ?

Ta in advance:scooter:

[Hitcher]

Sigh. As you correctly note, the topic of insurance has been done to death many times before. This site has a search engine. Searching for something like, say, "insurance" should give you some leads.

Should that be too much like hard work, give Dave the motorcycle insurance specialist broker at Kiwibike insurance a ring or an email. Details are on his web site www.kiwibike.co.nz

[Oakie]

Should that be too much like hard work, give Dave the motorcycle insurance specialist broker at Kiwibike insurance a ring or an email. Details are on his web site www.kiwibike.co.nz

Yeah. What Hitcher said. They got us a good deal on Mrs Oakie's bike through Swann Insurance.

[kiwifruit]

Tim at John Baker, aka jetboy on the site
0800 65 62 64

[bounce]

kiwibike :niceone:

[Edbear]

kiwibike :niceone:




Jetboy!:yes:

:bleh:


(Actually Kiwibike are nice people too...)

[Nasty]

Kiwibike sorted us today .. follow Hitchers directions.

[denill]

Received this message this morning which will interest those who were concerned at the plight the poor bugger's were (and still are) in. Specially those who contributed.

Not too many did that though.
You can still take the opportunity to do so - bank A/c is: 12 - 3090- 0054857 -01 :scooter:

Hi Bill,
Linda and I were uplifted to find only this evening that there has been some KiwiRider discussion about our bike museum being flooded /mudded. We are very humble in the world of cyberspace -apologies. we have attempted unsucessfully to log on & offer thanks to yourselves and your good friends THANK YOU for your kind thoughts. We are attempting to put a web page about the museum recovery & history together with Jazbugs help .
Roger

Thanks to all for your kind thoughts - We weren't insured - (premiums kept going up and cover down, so we flagged it). It takes things like this to make you remember how many good people there are out there. Its been a tremendous boost, Things are looking better, the land will take a time to recover and the landscape has changed somewhat, but most of the mud is out of the museum and we can now work towards rebuilding and reopening. It will take more than a bit of mud to stop us. Sunbeamland will be back, and we look forward to meeting all you good people here one day.
Linda

[RiderInBlack]

God I'm Slow. Only just read this. Hope things are sorting out for them. Money a little tight at the moment, so will ring to see if there anything else that I can do.

[denill]

To support guys when they are down is great and hey, one day it could be us. So good on you riderinblack. They will be pleased to hear from you!

PS: Their email addy is: sunbeams@igrin.co.nz

[sunbeamz]

Hi Dug, thank you for the kind wrds ( these guys probably think I paid you to say all those things....) yes the book bindery was OK even the pet possum in waiting to become a book cover. Seriously all you guys dont feel you have to send us any money your kind thoughts are enough -may need help of a different kind...-we have no idea how things are going to pan out-at best we could be open again in a fairly short time once the building is fixed at worst the dreaded council could (try to) shut us down for good with an outlandish geotec report-could even have to shift our home too with the altered land. Lets hope it doesnt come to that , Its great to know there are people out there -thats why we started a bike museum universal good values-same planet eh? "Be a superior being-ride a motorcycle" saying alegedly attributed to Alfred Scott -inventor of most modern (1912 onwards) 2 stroke bikes.

[Roj]

Nice to hear from you, I will try to call next time I am up that way, hopefully things will continue to make progress:scooter:

[Beemer]

And leave Protecta alone unless you like being ripped off and enjoy obscenely high excesses.

[SDU]

Wow I've only just found this thread. Good on those who are able to finacially help or be of assistance in other ways:rockon:

I do hope you are able to continue with your passion & work Sunbeamz.
Hopefully the council will see sense & work with you in a way that will allow you to get back on track.
(Last resort is Fair go, if they don't flex)

[RiderInBlack]

Been wondering how these Dudes are after the last lot of flooding.

[denill]

Been wondering how these Dudes are after the last lot of flooding.


Dunno??

Their email is: sunbeams@igrin.co.nz

[RiderInBlack]

Been wondering how these Dudes are after the last lot of flooding.
E-mailed them and got this reply:

Yeah were OK -heaps of water again but the creeks were deep & clear (not any more) & we got out with shovels in the trouble spoots. Lot colder this time . Shed is secure again & bikes inside from the weather. Steam engine too. Got lots to do including new retaining wall. Council came up with some poles for that which is good (half a loaf ) we are still waiting on EQC fo some asasistance so in debt at present from doing huge channels on the hill -essential. well be OK & museum open again maybe oct
Cheers Thanks
Roger

[Bullitt]

Glad to see they didnt have the same problems this time.

Im gonna be up there in September, pity it seems Im gonna be a month+ early. Sure Ill be up there again:scooter:

[Whitelock Suzuki]

INSURANCE QUERY SERVICE FOR MOTORCYCLISTS.

Hi, I'm Sue and I work for Whitelock Suzuki in Wanganui. I have a 15 year background in insurance (the most boring 15 years of my life but hey, it paid well) and a life long background in bikes.

I see a few questions on the Kiwi Biker website and a bit of misinformation out there so I'm offering myself up to anyone that has an insurance question or query about the cover on their bikes. It might be about the cover you have, a claim settlement that you are unhappy with, unsure where you stand legally, what you can do to sort things out etc etc.

We have a subagency here for Classic Cover for Road Bikes and also use Star Insurance for younger riders, for theft only covers and MotoXers but I promise the information I give you will be neutral - I wont use it as an opportunity to sell you the insurance I do here.

If you want to contact me just email sue@whitelocksuzuki.co.nz

Looking forward to being inundated with queries from confused motocyclists,

Sue

[mattimeo]

Chur Sue... Email sent.

[Zapf]

I can say I have had really good experience dealing with whitelock when I bought my SV650S. :niceone: good guys they are.

[Karma]

Looking forward to being inundated with queries from confused motocyclists,


Where do babies come from?

[richard l]

Where do babies come from?

I dont know, but when you find out let me know, one turned up here 8 months ago.... mrs reckons its mine, but from what i've read about how they are made, it cant be!!!!

but back to insurance - can we get insurance against a pregnancy???

[duckaddict]

...
but back to insurance - can we get insurance against a pregnancy???

Yes, it's called birth control... LOL

[Oakie]

Who'd have thunk it? Mrs Oakie had her stolen Eliminator insured with Swann Insurance thus avoiding the big nasties like NZI etc. "Go with the bike specialists like Swann, they're much better than the big companies" I read time and time again here. So we did, even foregoing our usual (and most excellent AMI). Imagine my surprise then when we received her insurance cheque and found that while the address showed it coming from Swann Insurance, the letterhead and the cheque itself were NZI ! So Swann is a subsidiary (or at most an associate) of NZI. Da de dum dum daaa!

[Grahameeboy]

Who'd have thunk it? Mrs Oakie had her stolen Eliminator insured with Swann Insurance thus avoiding the big nasties like NZI etc. "Go with the bike specialists like Swann, they're much better than the big companies" I read time and time again here. So we did, even foregoing our usual (and most excellent AMI). Imagine my surprise then when we received her insurance cheque and found that while the address showed it coming from Swann Insurance, the letterhead and the cheque itself were NZI ! So Swann is a subsidiary (or at most an associate) of NZI. Da de dum dum daaa!

A lot of Insurance Co's do that.........doesn't mean that Swann have the same attitude as in this case Nzi...................

[Oakie]

A lot of Insurance Co's do that.........doesn't mean that Swann have the same attitude as in this case Nzi...................

No real complaints with the service we got from them. Bike stolen 28 September ... cheque received 19 November. Took a bit of time but I guess stolen bikes need a bit more investigating than write offs. They were delayed a bit while their local private investigator down here did his thing.

[Matt_TG]

Yep, in most cases your dollar ends up in the same place.

IAG (Insurance Australia Group) operates mainly NZI and State in NZ, and in turn they market via other brands through brokers and banking organisations.

Swann Insurance is part of the Australian part of IAG, although many claims processes are done via the same claim staff, making it unusual when you hear the NZI vs State vs Swann claim threads ....

Ultimately all our premiums head to Aussie though.

Likewise Vero Insurance - who operate as Vero, SIS, AA, AMP, Axiom, Autosure and Mariner.

Just make sure you don't piss off your Loss Adjuster at claims time :rolleyes: Thank god I don't do things with wheels!

[Oakie]

many claims processes are done via the same claim staff, making it unusual when you hear the NZI vs State vs Swann claim threads ....


Yep, it aroused my sense of the ironic.

[Grahameeboy]

Yep, in most cases your dollar ends up in the same place.

IAG (Insurance Australia Group) operates mainly NZI and State in NZ, and in turn they market via other brands through brokers and banking organisations.

Swann Insurance is part of the Australian part of IAG, although many claims processes are done via the same claim staff, making it unusual when you hear the NZI vs State vs Swann claim threads ....

Ultimately all our premiums head to Aussie though.

Likewise Vero Insurance - who operate as Vero, SIS, AA, AMP, Axiom, Autosure and Mariner.

Just make sure you don't piss off your Loss Adjuster at claims time :rolleyes: Thank god I don't do things with wheels!

I think Swann have their own dept as opposed to using the same staff as IAG.

[Finn]

Swann is an insurance broker. There are heaps around just like them. Even NZ's largest insurance companies use offshore insurance companies when the risk is high or difficult to quantify. The term is "underwriting".

Swann provide a very good service and are very competitive.

[jim.cox]

Hey Oakie

Did ya get the perp's name and address yet?

[Oakie]

Hey Oakie

Did ya get the perp's name and address yet?

Name ... yes ... address ... no. However I do know that he will be appearing in court on 10 December for a hearing of the evidence. I'll be there ... in the back row ... in my biker gear.

[Oakie]

Swann is an insurance broker. There are heaps around just like them. Even NZ's largest insurance companies use offshore insurance companies when the risk is high or difficult to quantify. The term is "underwriting".

Swann provide a very good service and are very competitive.

I think Swann is actually an insurance company in it's own right as the insurance documents all list Swann as the provider of the insurance. KiwiBike is a broker and they came up with Swann as the best provider in our case.

[cynna]

Name ... yes ... address ... no. However I do know that he will be appearing in court on 10 December for a hearing of the evidence. I'll be there ... in the back row ... in my biker gear.

might be worth a look. any idea of what session he willbe in yet?

[Matt_TG]

Point taken, IAG may underwrite the risk but not actively manage the process, and who you get to handle your claim can make all the difference to the outcome - those into bikes will most likely be more empathetic to bikers' claims for sure.

[Swoop]

I'll be there ... in the back row ... in my biker gear.
You are better off to go in "normal" clothes... :whistle:
Far better to blend into the background and gather the information required.

[Finn]

I think Swann is actually an insurance company in it's own right as the insurance documents all list Swann as the provider of the insurance. KiwiBike is a broker and they came up with Swann as the best provider in our case.

Apologies. I was thinking of Kiwi Bike.

[Bloody Mad Woman (BMW)]

Swann is an insurance broker. There are heaps around just like them. Even NZ's largest insurance companies use offshore insurance companies when the risk is high or difficult to quantify. The term is "underwriting".

Swann provide a very good service and are very competitive.

Utter bloody crap. They are certainly not competitive by any stretch of the imagination - service - christ if only they new the meaning of the word. My experience has been totally diabolical of the thieving bastards and I would NEVER recommend EVER.

[Finn]

Utter bloody crap. They are certainly not competitive by any stretch of the imagination - service - christ if only they new the meaning of the word. My experience has been totally diabolical of the thieving bastards and I would NEVER recommend EVER.

Read my post further down darling.

[ynot slow]

I think Swann is actually an insurance company in it's own right as the insurance documents all list Swann as the provider of the insurance. KiwiBike is a broker and they came up with Swann as the best provider in our case.

Same here,but last year or early this year changed invoicing system so monthly payments are available,when I first insured my bike with Swann through kiwibike insure,it (premium)was paid lump sum annually.This renewel had nzi as office?

[Oakie]

You are better off to go in "normal" clothes... :whistle:
Far better to blend into the background and gather the information required.

I'm not really interested in visiting the mongrel at home. The justice system will deal with him in whatever way is appropriate (or not, I mean it's probably society's fault ... not his :crazy:). All I want to do is be visible to let him know that we care and if he spends a few months looking over his shoulder whenever a bike pulls up behind him I'll be happy.

[homer]

Just as an interesting point for you all
Some will know
Swann insurance is part of insurance australia Group
swann is actually underwritten by IAG
"insurance australia group"
which also as you say is part of NZI
The point im showing is the simple fact that no insurance company (as far as im aware) is completely owned in nz
Why is this?

There not enough money to cover claims by a nz owned agency
So when premiums increase on your policy , It may not be cause of claims here but most likely claims around the world .
If there a big disaster here in nz, Do you think this little country can cover the claims .....no show

[Oakie]

might be worth a look. any idea of what session he willbe in yet?

Wrong date. It was Tuesday 11 Dec at 10am the last I heard. It's like an evidentiary hearing where the judge will look at evidence vs what the defense says and will decide if it merits going to a proper hearing. Still open to the public though. I haven't actually heard this from the police though. We have a KBer working at the courts who has given me the info.

[WanderBird]

Is there a company that is recommended for bikes, and offers a fair deal? TIA

[Taz]

and offers a fair deal? TIA

No.....................

[kiwifruit]

yes...........

[Taz]

John who???

[gunnyrob]

PM Jetboy (Tim) who works for John Baker Insurance. hea gave me a good deal on the insurance for my boik and has been of great assistance. :2thumbsup

[Nicksta]

if you want a comparason... give dave a call at kiwibike or use their online quote tool....
www.kiwibike.co.nz managed to insure my gix for under a grand.... and 300 excess... so i'm pretty stoked! plus it gives me trackday cover....

[Beater]

Hi I've been in kb for a while been on a couple of rides but just dont have much time for computers [rather read a book or go for a ride] anyway I've just picked up a zxr 250 for my 16 year old son and am haveing trouble finding affordable insurance for him only want third party. Anyone out there got any insurance companys to reccomend . Thanks

[mark247]

Call kiwibike insurance. They are brokers. http://www.kiwibike.co.nz/

They will find you a chur deal for yo' fellas day.

[The Baron]

Swann Insurance do third party motorcycle.

[portokiwi]

:2thumbsup Yes I went with kiwi bike who got me swann. It worked out cheaper then going through Swann direct.... I still dont know why???
and Swann was very fast with my claim 48 hrs.

[Mom]

Hi I've been in kb for a while been on a couple of rides but just dont have much time for computers [rather read a book or go for a ride] anyway I've just picked up a zxr 250 for my 16 year old son and am haveing trouble finding affordable insurance for him only want third party. Anyone out there got any insurance companys to reccomend . Thanks

Yo beater, about time you posted on here :yes:

[mozzee]

I got mine through Kiwibike who got me a cheap deal through Swann as well. Even cheaper than what Swann offered themselves. They were the pick of the bunch for me.

I had a lot of trouble finding someone to insure me as I'm under 25. Most places wouldn't even give me third party. I ended up getting full insurance through Kiwibike - it's a little over $300 a year. But my excess is HUGE - $1250. I unfortunately have a licence and age excess. But next month when I turn 25 and go for my full that'll drop.

Good luck!

[kiwifruit]

Call Tim at John baker for a quote, 0800 65 62 64. :niceone:

[JacksColdSweat]

+1 for kiwibike from me. I'm over 25 but my insurance was a bargain - very happy

[caseye]

Tried em all on the weekend, was insuring a 2008 250 cc machine, State was the cheapest with full agreed cover, but they did not pay for/arrange transport from breakdown/accident to a place of repair, or to home.
So went with Swann got it for $250.00 odd full cover, average excess, great deal.
Tried Bakers and Kiwibike, both over 4 hundy.

[Vorno]

Hi I've been in kb for a while been on a couple of rides but just dont have much time for computers [rather read a book or go for a ride] anyway I've just picked up a zxr 250 for my 16 year old son and am haveing trouble finding affordable insurance for him only want third party. Anyone out there got any insurance companys to reccomend . Thanks

still looking?? Im only 19 and with only a learners license, no past history... blahblahblah... AMI offered me $71.63 Annual with $100 excess (thats on 3rd party insurance). just a thought.

[discotex]

Tried Bakers and Kiwibike, both over 4 hundy.

Weird.... Kiwibike sell Swann and it's always been lower than going with Swann direct.

[caseye]

Wish I knew why, but at the time thats what I was quoted, there was no hurry to insure I was just pricing but with the deals being offered I was mildly shocked and disappointed that I didn't go with either of them.Glad to hear you got cover, even with that excess it's worth having for all the other costs that you could incur if you did have an off,Good on you guys for trying and getting results.

[Bikernereid]

I was wondering if anyone can recommend a good insurance company or one that specialises in women riders, if they exist over here. Looking for cheap insurance. Any advice welcome. Thanks

[crazyhorse]

If you are over 30 and do not ride a 250cc bike - then I can recommend Classic Cover. They are really reasonable and it won't cost you an arm or leg.

They are located in Hamilton. Have a website too.

I've been with them for 6+ years, and they are great.

Good luck

[Bikernereid]

I am over 30 but do ride a 250!! Thanks for the help tho, much appreciated.


If you are over 30 and do not ride a 250cc bike - then I can recommend Classic Cover. They are really reasonable and it won't cost you an arm or leg.

They are located in Hamilton. Have a website too.

I've been with them for 6+ years, and they are great.

Good luck

[Number One]

Unfortunately bike insurance companies believe that women should be treated equal and so should not get special treatment...

much like you apparently used to actually :whistle:

[Bikernereid]

Unfortunately bike insurance companies believe that women should be treated equal and so should not get special treatment...

much like you apparently used to actually :whistle:

What can I say UK insurance companies are just that bit more advanced and realise that there are gender difference for drinking skills and accident propensity:whistle:

[Number One]

What can I say UK insurance companies are just that bit more advanced and realise that there are gender difference for drinking skills and accident propensity:whistle:
Drinking skills???!!! Geebus so inthe UK WOMEN are allowed to drink and ride and they still get special treatment for it?! :crazy: :lol:

Again though - I thought you hated feminists who want to be treated equal but still special.

Sorry hun you will be paying as much as the boys for insurance - just like us 'fat-overall-wearing-feminist-dykes' I recall that's what you called me and others a the time ;)

[kiwifruit]

pm jetboy, Tim from John Baker brokers

[YellowDog]

If you contact www.ebikeinsurance.co.nz , they are pretty good value and let you carry over your UK no claims bonus over (if you have one).

If you do a search on KB you will see that some don't like them as they are sometimes difficult to get hold of and are slow to send out paperwork. I have found them to be OK myself and have used them for the past 2 years.

Good luck.

[Bikernereid]

Drinking skills???!!! Geebus so inthe UK WOMEN are allowed to drink and ride and they still get special treatment for it?! :crazy: :lol:

Again though - I thought you hated feminists who want to be treated equal but still special.

Sorry hun you will be paying as much as the boys for insurance - just like us 'fat-overall-wearing-feminist-dykes' I recall that's what you called me and others a the time ;)

I don't think I would ever have put all those words together, too many for me:whistle:

I never said I wanted to be treated as an equal or special. And I have never thought that men and women are equal, they are not! I was just asking if there were any insurance companies for us 'drinking' women.

[Bikernereid]

If you contact www.ebikeinsurance.co.nz , they are pretty good value and let you carry over your UK no claims bonus over (if you have one).

If you do a search on KB you will see that some don't like them as they are sometimes difficult to get hold of and are slow to send out paperwork. I have found them to be OK myself and have used them for the past 2 years.

Good luck.

Thanks. Hopefully will not lose my no claims as they cost me a fortune to get in the first place:whistle:

[Number One]

I don't think I would ever have put all those words together, too many for me:whistle:

I never said I wanted to be treated as an equal or special. And I have never thought that men and women are equal, they are not! I was just asking if there were any insurance companies for us 'drinking' women.
Actually you said ALL of that some time ago ;)

Strong memory me...anyway - try kiwibike - they are really good! Don't think they would insure 'drinking' riders male or female though ;)

[Mom]

I don't think I would ever have put all those words together, too many for me:whistle:

I never said I wanted to be treated as an equal or special. And I have never thought that men and women are equal, they are not! I was just asking if there were any insurance companies for us 'drinking' women.

Speaking as a drinking woman of some standing I can hand on heart say that it has never affected my ability to get insurance, nor my premiums nor excess. Mind you I have never been asked how much I drink when applying for insurance.

[Freeatlast]

What can I say UK insurance companies are just that bit more advanced and realise that there are gender difference for drinking skills and accident propensity:whistle:

Is that another way of saying... they can hold their piss, and get lucky ??? ;) :whistle:

[jrandom]

us 'fat-overall-wearing-feminist-dykes'

Foul slander, given that you are, at least, a practicing bisexual.

[Freeatlast]

Speaking as a drinking woman of some standing I can hand on heart say that it has never affected my ability to get insurance, nor my premiums nor excess. Mind you I have never been asked how much I drink when applying for insurance.

I also speak as a drinking woman... and while able to stand, it seldom affects my ability to get insurance. Being over 25 helps, as does having a claim free life (after marriage). I also have been asked... just seldom reply. If they need to know, I am applying to the wrong company.

[Freeatlast]

I was just asking if there were any insurance companies for us 'drinking' women.

There are.. just dont tell them you drink. :laugh:

[Mom]

There are.. just dont tell them you drink. :laugh:

Perhaps this is nothing to do with the fact that you actually drink, more the, I have a blot on the trusty license that says I have been pinged for DUI. I cant answer how a DUI afects your ability to get insurance, or what sort of excess you pay.

[Freeatlast]

Perhaps this is nothing to do with the fact that you actually drink, more the, I have a blot on the trusty license that says I have been pinged for DUI. I cant answer how a DUI afects your ability to get insurance, or what sort of excess you pay.

I do not drink and drive, I don't want /cannot afford a DUI conviction. Living "rural' makes life difficult without a licence. If I wish to go to the pub... I ask for a ride (courtesy coach or mate), the ride home, depends on which home I may end up in... his or mine. :yes:

[YellowDog]

I think you will find that the original posters 'Drinking' reference was tongue-in-cheek and she has no intention of drinking and riding. I think she just wants to know if any NZ firms offer discounted rate for ladies.

And the answer seems to be a big NO..............

[Trudes]

I think you will find that the original posters 'Drinking' reference was tongue-in-cheek and she has no intention of drinking and riding. I think she just wants to know if any NZ firms offer discounted rate for ladies.

And the answer seems to be a big NO..............

I would think it was more of a spelling fuck-up rather than a tongue in cheek comment, but hey, it's all fun.

[Rob Taylor]

Yea ,id say ebike insurance is the way to go.Bloody good deal...;)

[Number One]

I think you will find that the original posters 'Drinking' reference was tongue-in-cheek and she has no intention of drinking and riding.

Gee ya reckon :rolleyes: :lol:


I would think it was more of a spelling fuck-up rather than a tongue in cheek comment.

Now you are onto it...that's what I thought also and as you said...all in fun :woohoo:

[owner]

Jetboy for fucks sake

[Bikernereid]

I think you will find that the original posters 'Drinking' reference was tongue-in-cheek and she has no intention of drinking and riding. I think she just wants to know if any NZ firms offer discounted rate for ladies.

And the answer seems to be a big NO..............

It was actually a typo and should have been driving, hence the 'drinking' remark. Again this just goes to show that oe shouldn't presume that people will get what you mean when you have made a mistake!!

I would never drive a bike drunk!!

[Bikernereid]

Jetboy for fucks sake

Thanks hun hopefully I will remember in future!!

[Blackbird]

Try David Golightly (Vero Insurance) in your own fair city of Chch. I've been with him for several years through the Honda Riders Club. I think this is the right number: 03 3572428

[YellowDog]

It was actually a typo and should have been driving, hence the 'drinking' remark. Again this just goes to show that oe shouldn't presume that people will get what you mean when you have made a mistake!!

I would never drive a bike drunk!!
You obviously had having a drink on your mind. Quite reasonable for a Friday evening. I'd had a couple myself, which is probably why I was a bit slow on the uptake.

Good luck with finding a reasonably priced insurance company.

[Bikernereid]

Try David Golightly (Vero Insurance) in your own fair city of Chch. I've been with him for several years through the Honda Riders Club. I think this is the right number: 03 3572428

Thanks will give him a bell.

[caseye]

Try Swann Insurance, I have rung all the recommended insurers from KB and they were less than half the rpice of all the top rated ones.

[rosie631]

Try David Golightly (Vero Insurance) in your own fair city of Chch. I've been with him for several years through the Honda Riders Club. I think this is the right number: 03 3572428

I'm with him too. Haven't had any problems altho I haven't had to claim any thing either.

[The Stranger]

Thanks hun hopefully I will remember in future!!

Don't do it! We know he's just hoping for a hiding. Make the bastard wait.

[kiwifruit]

Foul slander, given that you are, at least, a practicing bisexual.

u r

[jrandom]

u r

You wish I was.

[Number One]

Foul slander, given that you are, at least, a practicing bisexual.
So true except that I prefer the term 'dungarees' I am not a mechanic after all

[mstriumph]

Is that another way of saying... they can hold their piss, and get lucky ??? ;) :whistle:

now me, i'd rather TAKE the piss ............ 'specially of anyone calling the flower of KB womanhood - what was it now .... 'fat-overall-wearing-feminist-dykes' ?? ....

ye gods methinks the 'lady' doth protest too much

[apart from the fact that i'm sure that most of them wouldn't be seen DEAD in a fat overall .....]:wari:

[Cr1MiNaL]

I was wondering if anyone can recommend a good insurance company or one that specialises in women riders, if they exist over here. Looking for cheap insurance. Any advice welcome. Thanks


An insurance company that specialised in woman riders would not be a company for long because companies are considered to be a "going concern" !!!!!!!!

[cowpatz]

Whichever insurance company you opt for just be weary of the payment options. I have just insured my bike with Kiwibike and got caught out. I opted for the monthly payment option and got a surprise when I would be paying an extra $65 per year for the pleasure. That was a premium increase of 17%.
I am sure this is probably the same with most companies however nothing on the website or info packs said that there would be an additional cost. In fact the terms and conditions on their website states that the supplied quote includes all fees, levies and GST.
A misunderstanding on my part perhaps but this should be made clear to the consumer when other repayment options are suggested.
Apart from this very minor glitch I have found them to be an efficient and friendly company to deal with.

Edit: Carrying on from what I wrote above. This evening I received a call from Dave, of Kiwibike, to follow up on my call that morning and tell me what had happened with respect to not being informed of the additional charges for making monthly payments. Kiwibike is a family business and his daughter, whom I was dealing with, omitted to tell me of the additional charges. Customers are informed of the additional monthly costs when choosing that payment method and forgetting to tell me is something she normally doesn't do but she was distracted due to a bad cold and dealing with another seriously ill family member. Dave made it clear he was not making excuses and in fact he was going to call everyone that had done business with Kiwibike on that day just to check that everything is in order. The points I raised about the website had been amended before he even called me!
Now that is a company that has a finger on the business pulse and one that I am glad to be associated with.
Thanks Dave.

[kit]

Well I am insured with NAC insurance and they are damn reasonable, also cover track days, gear and give you roadside assistance, as of yet i havent had to call upon them (touch wood). Its definitely worth shoppin round tho

[16silver]

I was wondering if anyone can recommend a good insurance company or one that specialises in women riders, if they exist over here. Looking for cheap insurance. Any advice welcome. Thanks
try swan insurance, full cover for about 50$ a month depending on price of bike :) but crap for the learner excess

[Indiana_Jones]

Kiwibike is pretty good, just switch from AMI to them, as AMI don't wanna know me after getting a 600 :p

-Indy

[markc]

I'm thinking of changing my bike insurance to Swann or Protecta Insurance

Has anyone got any feedback on these companies ?

Cheers, Mark

[StoneY]

I had 3 policies with AA, including one on my Suzuki GSX-R 1100
They refused to ensure my Ducati when I bought it- said theyre 'exotic' bikes?
:gob:

So, first company I called- AMI- very helpful- was covered in 4 minutes and at a great i mean great premium- and i wont be renewing my old policies- oviously
:Playnice:

[markc]

Cheers.

I'm actually with AMI at the moment. I've had no hassles. They were great with a couple of household claims I've had over the years.

According to Swann's website, it looks like I might save $100 on my bike's annual premium and drop my excess from $600 on $250.

Of course price isn't everything, but I thought it was worth checking the others out though.

[neil_cb125t]

i just got insurance for my race bike with kiwi bike insurance, very good deal.
my roady i used to have state also very cheap...

[Hopeful Bastard]

Who are you insured with? And are they good?

I am looking at insuring with Swann Insurance. Are they any good or are they bad?

Thanks for the help :)

[Nasty]

There are lots of threads on insurance ... use the search function to pick up on the stories.

I use kiwibike to have insurance with swann ... they have been great ...

[BASS-TREBLE]

Give us some info...
Bike, age.

I got insured with Autoclub as only a couple others would insure me (16yrs with a FZR 1000)

I Have a premium of $770 and excess of $500, seems good to me given my age.

edit: just realised you have no bike an are 19.
Guessing you are going to get a 250, there are many options that others will let you know about.

[jetboy]

Hi people,

As of 5:00pm, Thursday 6th May 2010 I will no longer be working at John Baker Insurance, and therefore will not be able to assist with any motorcycle insurance related questions. For any policy queries please contact the office on 0800 65 62 64.

It has been a pleasure dealing with many of you over the past 6 years, and although I am now out of the motorcycle insurance game I am certainly still riding so will still be seeing some of you out and about.

Cheers, and happy riding!
Tim

[Maha]

My payment is due this week.
Cheers Tim so where ya off to mate?

Mark

[Grumpy Gnomb]

Miss Ya Jetboy

[Shaun]

Hi people,

As of 5:00pm, Thursday 6th May 2010 I will no longer be working at John Baker Insurance, and therefore will not be able to assist with any motorcycle insurance related questions. For any policy queries please contact the office on 0800 65 62 64.

It has been a pleasure dealing with many of you over the past 6 years, and although I am now out of the motorcycle insurance game I am certainly still riding so will still be seeing some of you out and about.

Cheers, and happy riding!
Tim


How do I apply for the position Tim

[Gubb]

......but I don't wanna deal with a soulless robot.

[kiwifruit]

All the best Tim and thank you for everything

[gijoe1313]

Crikey, guess I better hurry up and give you that call I was meant to done ages ago! (and like Maha, my payment is forthcoming ASAP! :sweatdrop: )

[Devil]

Uh yeah, I've gotta make my payment too hehe.

[denill]

Just heard that Roger is re opening the bike museum on saturday -Labour weekend. Steam engine going today. new sheds etc.

Could be good ride this weekend for Northern based KBers?

Don't exceed the limit by more than 4ks though. More than that then you will die, so I read.

[george formby]

Just heard that Roger is re opening the bike museum on saturday -Labour weekend. Steam engine going today. new sheds etc.

Could be good ride this weekend for Northern based KBers?

Don't exceed the limit by more than 4ks though. More than that then you will die, so I read.

Bugger, I'm stuck in the shop making smoothies! If anybody is coming up this way take care, the place is seething. IT festival, Coastal classic etc. The weather is stunning:sunny::sunny::sunny::sunny:

[SenseiEpu]

Hey Guys.

Firstly, this is and awesome site for help and info on anything to do with bikes. What I'm after is insurance for my first motorbike. An 06 Hyosung GT250 Comet.

I'm looking for an insurance company that will, not only cover my bike for damage but replacement riding gear and helmet. Is there an insurance company that provides such cover?

God forbid my gear gets damaged. That means I was in it at the time it was. There's a thought.

[mattian]

Type "Insurance" in the search thread button and you should get quite few results.

Having said that......... check these guys out. www.kiwibike.co.nz

I think you wont have to look anywhere else after that.


welcome :scooter:

[SenseiEpu]

Wow! You're not wrong on www.kiwibike.co.nz Thanks for that.

[Gibbo89]

I have no idea about the gear, but try everyone and just ring around. NAC are cheap, because sometimes you are quoted 3 times what other places quote you..

AMI, Swann, Protecta, State, AA, just give them all a ring.

[nz3rdsqr]

does anyone have any experiance with protector? any thing good or bad about them. im very tempted by their cover

[mikemike104]

NAC ftw !

CANNOT stress enough about how good I think they are.

I recently had a collision (my fault) no damage to my bike. They fixed the car I hit car for free (Nil excess) and the repairs were over a grands worth.

As far as price goes (Full Cover), I insured the bike when I was 26 years old (started with them this July) I was on a learners license and the bike is my 89 gpx250, insured value is 4k and costs me $303.26 p/a..... and that's cheap. I called around... I phoned AA Insurance, AMI, State, Star, Kiwibike and Tower, I called Protecta I called Vero, Classic Cover and I was at the time insured with Farmers Mutual (Annual Policy cost there was $496 something) .

NAC were the best deal I found as far as excesses vs premiums vs benefits went...

2 roadsides assists p/a as well.

So imo, insure with them.

[sil3nt]

NAC ftw !

CANNOT stress enough about how good I think they are.

I recently had a collision (my fault) no damage to my bike. They fixed the car I hit car for free (Nil excess) and the repairs were over a grands worth.

As far as price goes (Full Cover), I insured the bike when I was 26 years old (started with them this July) I was on a learners license and the bike is my 89 gpx250, insured value is 4k and costs me $303.26 p/a..... and that's cheap. I called around... I phoned AA Insurance, AMI, State, Star, Kiwibike and Tower, I called Protecta I called Vero, Classic Cover and I was at the time insured with Farmers Mutual (Annual Policy cost there was $496 something) .

NAC were the best deal I found as far as excesses vs premiums vs benefits went...

2 roadsides assists p/a as well.

So imo, insure with them.Glad you tested NAC before i did! Good to hear they are cheap and pay out!

[Gibbo89]

the bike is my 89 gpx250, insured value is 4k
did you buy from a dealer?


and costs me $303.26 p/a.....

nice. :sunny:

[mikemike104]

did you buy from a dealer?

Nope, But I have reciepts to the tune of $5200ish, inc bike purchase.. so I could not replace it for what i paid for it ($2800). In the event of a total loss claim I would just have to hope the assesser saw my point of view (e.g. my money spent) but if it was a writeoff I would hope to keep the wreck if I could and accept a lower cash payout as heaps of good bits on it could be swapped to another gpx,zzr etc.

[Elusive1]

I've gone with Swann Insurance, not sure wheather I would now - I read on here that it took months for one forum member to get paid out. Kiwibike is a broker and they add 10% however they may have more luck dealing with payouts from insurance companies. Try and do some more research.

[Ildefonse]

Hi all,

I've been calling around for a full cover insurance and wanted to compare some options that I got with you.
The offers were:

- Honda rider insurance ($450 annually, $250 excess, also covers gear of rider and pillion)
- Kiwibike.co.nz ($500 annually, $250 excess, only covers rider helmet up to $500)
- Swann ($790 annually, $250 excess ($500 excess for theft), covers gear of rider and pillion)
- Edit: also called David Golightly on account of info I found on this forum, but their only offer was $920 annually, without even asking for bike/driver details etc.
- Edit: Protecta called as well, but they offered $914 per year minimum

Other offers I received were $1033 (State), $1947 (AMI), and Tower won't even insure unless I have another insurance with them.
AA won't insure Triumph at all.

Do any of you have experience with insurance from Honda/Kiwibike/Swann?
Any information, or suggestions for other insurers that you have is appreciated!

Thanks,
Adam

[Gremlin]

I thought Honda Riders Club was discontinuing insurance... maybe not then?

I'm with Kiwibike, they're good bastards.

[Ildefonse]

Kiwibike seemed nice on the phone, did you ever have issues with them or haven't made any claims?
The only thing that bothered me is that they don't really cover gear as well, and helmet cover is only $500, which doesn't help much if you have an Arai helmet.

But when I mentioned the quote from Honda bikers to them, they "warned" me about them, though they couldn't give any details.
Does anyone know why they would need "warning" about? Or was it just a scare tactic?

[Gremlin]

Yip... had one claim with them... made it a good one... $18,500 of damage to my bike. Took a while for the assessor to... assess, but apparently a whole bunch of clumsy buggers (myself naturally not included :rolleyes:) had fallen off at the same time, so there was a bit of a back log. Other than that, it was just real easy. Submit form, bike was already at the shop being assessed, assessor came along and agreed, then bike got repaired.

Not much more to say... been with them a few years, and you'll find quite a few here are with them.

[Haggis2]

Protecta insurance were cheap as chips for me and had roadside rescue on it as well. Can get a quote online at www.protecta.co.nz

[dogsnbikes]

Kiwibike seemed nice on the phone, did you ever have issues with them or haven't made any claims?
The only thing that bothered me is that they don't really cover gear as well, and helmet cover is only $500, which doesn't help much if you have an Arai helmet.

But when I mentioned the quote from Honda bikers to them, they "warned" me about them, though they couldn't give any details.
Does anyone know why they would need "warning" about? Or was it just a scare tactic?

Do you have contents insurance??if so your proberly find that your gear is covered under that

for example my gear is automatically covered under contents and it works on full helmet replacement and the rest is depreciated depending on age,but saying that if you have a good claims person and prove the condition of your gear you may get more than 70% for 2 year old gear I got 90%

There is classic cover providing your over 30 and have full licence

[cowboyz]

ill give a +1 to Dave Hewer from kiwibike. Claimed on the 9 when I crashed it a couple of years ago. Took a little time to get all the details sorted but it was sorted in the end. Went striaght back with the 10 and got a good deal on that so yeah

[Ildefonse]

Great, good info there, thanks all.
I'm leaning towards Dave with Kiwibike now as well.
I actually do have contents insurance and they would probably cover my gear, but I have to call them to make sure.

Anyone got any info on/experience with the Honda rider insurance?

[Garfield]

After ringing a few of the companies mentioned on KB I went with Protecta becuase of the road side cover they offer as well, got the cage covered with them far cheaper than the yellow company

[Ender EnZed]

Protecta insurance were cheap as chips for me and had roadside rescue on it as well. Can get a quote online at www.protecta.co.nz

I've got both my bikes with them. The 2nd best price I could find (out of Tower, State, Kiwibike, Swann, NAC, AA, Star and AMI) was almost twice as much.

[Ildefonse]

I'll give Protecta a call tomorrow then to see if they can match the offers I've received and to check their cover.
Though, when Glen from Motorad checked them out for me in the store, he said I'd be looking at around $700 per year.

Just found out as well that the AA does not cover Helmets as a part of their contents cover, just jackets, boots etc. so that's a bummer.

[p.dath]

+1 for Kiwibike Insurance as well.

[TimeOut]

I'm with Protecta through Kiwibike

[oracle]

I'll give Protecta a call tomorrow then to see if they can match the offers I've received and to check their cover.
Though, when Glen from Motorad checked them out for me in the store, he said I'd be looking at around $700 per year.

Just found out as well that the AA does not cover Helmets as a part of their contents cover, just jackets, boots etc. so that's a bummer.

You'll probably find that the quote that you got from kiwibike is through protecta anyway, I know the quote I got was as is the case that most of the people I have heard from

[nomnomnom]

http://www.kiwibiker.co.nz/forums/showthread.php/136516-Protecta-Insurance-Claim-problems?highlight=Protecta+Insurance

-re protecta....

Iv never had any insurance through them so I cant say if theyr good or not, I guess you dont really know how good a company is until it comes to claim time.... Anyone feel free to counter this with a good claims experience tho! Just remember reading this awhile back so thoguht it might help with your decision.

PS - gear is definately covered as contents too! But check with your insurance company as to what type of cover. Mine is only present value which is kinda lame, cos they class it as "sporting equiptment", but others will most like offer better cover :) ...My 2 cents :)

[oracle]

I've had 2 claims with Protecta in my short time riding, one was not my fault so they dealt with the other party while the other was my fault and haven't really had an issue with them at all. The last one they forgot to cancel the policy but a quick phone call sorted this out easily, so I would recommend them myself

[Corse1]

I just had a claim through Kiwibike and too easy is all I can say and great people to deal with.

I hadn't checked prior but my home contents covered the gear but be warned...40% devaluation on gear after 1 year and 60% after 2!! come on!! Argue with them on wear and longevity of the gear compared to a normal pair of Jeans and you will get more. I did and doubled the payout.:yes:

[Ildefonse]

Thanks for that link Corse,

I rang Protecta just now, but alas, the best they could offer is $914 annually, on account that I haven't driven a bike in the past 3 years.
Yeah, I was dealing with emigration and living in 3 countries at once... hardly time to ride a bike in between... ;<

Anyway, looks like I'll be choosing between Honda and Kiwibike.
Due to our contents cover *not* covering helmets, I am leaning towards the Honda insurance, but I would really like to hear from someone with some experience with them.

[Gremlin]

I didn't bother pursuing cover on helmets or gear on insurance... bike is enough...

[mikemike104]

National Auto Club, owned by State Insurance but they get my vote.

Bike insured for $4000, premium is $380 p/a, excess $500 I think..

Covers Helmet and gear (to some extent at least)

Had one claim for at fault collision, all good.

[Owl]

Bear in mind that whatever policy you choose, you'll have a 30 day free look. So make sure you don't get mucked around with the paper work, cause it's common practice to drag this out and eat away at your free look. If there are wordings within the policy that you don't like, you can cancel within the first 30 days for a full refund.

As for where?

Kiwibike, NAC, or Star would be my recommendations, though I'm not sure if you can deal directly with Star and may require a broker? I imagine Kiwibike use Star, as well as others?

NAC have apparel cover up to $2500 for the rider, but it's indemnity, not replacement. Named riders only on all policies! Roadside assist and staff are good to deal with and generally very flexible.

Star have more options! They have replacement apparel cover for rider and pillion, up to $2500 each (optional). Low Km discount, roadside assist (optional) and other riders over 25 gain a higher excess ($1500???), but are covered.

[Maha]

For me...
Sum insured $14K
Premium $601
Excess $500
Roadside assist also..
Protecta.

$300 Cheaper than my previous insurer for the same cover.

[Matt_maverik]

Im with Kiwibiker and their service is great and good value. I have not had to claim however so am not sure of that important detail.

Matt

[cynna]

are you looking at insuring the speedmaster? i recently insured my 09 speedmaster with kiwibike. was the best deal i could find and came with free roadside assist - same as the aa service but with a puncture pick up service included

[ynot slow]

Was with Kiwibiker for my 07 Bandit 1250,rang them to change from old bike to new,seems thecompany they had me with forgot to update bikkes,2 calls and sorted,think the premium on $12000 was $60mth,named rider only me,$300excess off hand.Anyway they did it with Swann,after a year or so I found my policy had lapsed as 3 premiums not paid(I wrote to say could my policy be put on hold for 3mths as I wasn't allowed to drive or ride for 8-12weeks due to surgery),anyway upon ringing Swann direct they started a new policy and premium was $35mth.Same conditions with gear etc,excess but saved almost half the premium.Upon trading bike on gixxer the policy was ammended,and no noticeable increase in premium.

Had no issues with Kiwirider,except the mucking around with getting bikes changed,not their fault,and was reasurring they said bike was covered by temporary cover until new policy was issued,and by this time was mid December and into holiday mode.

And they offer 3 free $20-30 fuel top ups if needed 3 times annually iirc.

[Ildefonse]

are you looking at insuring the speedmaster? i recently insured my 09 speedmaster with kiwibike. was the best deal i could find and came with free roadside assist - same as the aa service but with a puncture pick up service included

Yes it's for the speedmaster. I was going to find out if the AA membership that I have for the car would also include the bike or not.
But if Kiwibike insurance comes with the roadside assistance I guess it's a moot point. Thanks for the info.

PS: Have you compared sitting on a '11 speedmaster? I sat on a '09 or '10 model, and found it to be quite a big difference. They made some nice changes imo.

[Ender EnZed]

I was going to find out if the AA membership that I have for the car would also include the bike or not.

It does. It's for the person not the vehicle.

[cynna]

PS: Have you compared sitting on a '11 speedmaster? I sat on a '09 or '10 model, and found it to be quite a big difference. They made some nice changes imo.

no i havent but i do need to change the bars on my 09. searched on the net and im not the only one that finds them uncomfortable. maybe thats on of the changes they made to the '11

[Ildefonse]

no i havent but i do need to change the bars on my 09. searched on the net and im not the only one that finds them uncomfortable. maybe thats on of the changes they made to the '11

Correct, it was the first thing I noticed. Go sit on a '11 model if you can find one somewhere and you'll see.

As for the insurance, I think I'll go with Kiwibike, based on their quote and the recommendations they receive on this forum.
Although the Honda insurance is a bit cheaper, I value good recommendations over price. And so far, no one on this forum was able to vouch for the Honda insurance.

Thanks for all the input.

[thepom]

Dont go with vero............aka golightly........

[Ragingrob]

I'm with Swann through Kiwibike - the best guys/girls to deal with.

Only $396 a year and that includes my gear and callouts etc.

:banana:

[fergie]

I have my road and offroad bikes with kiwibike and am totally pleased with the service and the cost,check em out.
:niceone:

[GrayWolf]

I suppose age, endorsements etc will also affect prices,
I have my bike insured through the AA (automobile Assosc') but I've been a member for 20yrs, They offered the best all round deal for me. However, we have the new beastie (Can Am) insured through kiwibike.... so would give them a thumbs up.