OK, now I'm annoyed with this guy

[BiK3RChiK]

Standard reply here.......... you'll have to talk to my lawyer, and hang up.

End of story.

They are trying to pull a swifty on you, so don't let them.

[gatch]

Mate it sounds like you are in the clear, ie claim has been settled already. If they do ring you again, tell them to send any correspondence in writing. Don't take any guff from these swine mate, your sweet.

[steve_t]

They are trying to pull a swifty on you, so don't let them.

+1 They're probably ringing everyone on their books for the last year and seeing if they can get some money out of some poor suckers. I'd be pretty sure that there will be plenty of people who, when faced with your situation, would just front up with a cheque. It's sad

[nosebleed]

just reading steve_t's reply and heres a thought from waaaaaaay out left-field....

you say it was a phone call? maybe - just maybe it was the guy than ran your bike over, hoping to get his excess back, or make a little cash, by calling you and claiming to be the insurance co...

[crazyhorse]

ok well in December last year i had my bike parked at a camp in Papamoa on the grass where all the cars park, there is no designated parking there you just sort of park where ever, and there was a guy there with his car and he backed into my bike smacking it over doing a bit of damage as you can imagine, now I had left more than enough room for him to get around the bike if he had just looked, now thats cool, i was a bit annoyed about it but things like this do happen and it can be fixed, so his insurance paid for the repairs and all has been good until today i get a call from his insurance company saying that he is disputing the claim,
I dont see how he can, to start off with he was backing up so it dosnt matter if i had parked my bike 30cms from his car its his fault because he was backing up, I mean what if my little brother or some other kid was standing beside the bike, it could of been much worse, im not in a happy mood now,
altho if it ends up in the disputes tribunal im sure nothing much will happen, he might get in trouble for time wasting but the worst part of all is he is a bike rider, does he have no respect for fellow riders ???
maybe hes just hard up for cash in the current climate but still.

Yeah, that is pretty stink - you should win this one for sure.

[h20boy]

Would it be rude to ask which insurance company?

[P38]

hey thanks for the replys so far,

to answer a couple of questions
The bike has been repaired and was repaired almost straight away,
And No I have not paid one cent,

Couldn't be better then.

Your in the driving seat all the way here.

Let them spend their money and time.

Tell them straight up "I'll let the judge decide" if they get pushy.

At the end of the day they are on a hiding to nowhere.

Liability has already been accepted and remidies have been made.

Unless they can prove you have acted fraudently or dishonestly it's "Game Over".......... for them.

[cambridgedan]

well i think you guys are all right, ill flick them off a letter and tell them to get lost haha, in a nice way that is

[BiK3RChiK]

well i think you guys are all right, ill flick them off a letter and tell them to get lost haha, in a nice way that is

Personally, I wouldn't even waste my time doing that! Let them sing......

[one fast tl1ooo]

I hope it all works out for you, if not kick his ass

[FJRider]

Possibly its the amount of the claim ... they may think it should have cost less to fix your bike. Contact the firm that did repairs, or pass details of that company onto that insurance company. Let THEM battle it out ...

[yod]

if it's been fixed and paid for then liability has been accepted, a paid invoice is a contract essentially....

they haven't got a leg to stand on

[popelli]

Don't talk to them on the phone - they have experst at twisting facts

send them one letter clearly stating that the other party was at fault, the bike has been repaired and repairs paid for and that as far as you are concerned the matter is closed - give them no other information

clearly state if they wish to take the matter any further to advise you of the date of a court hearing as you are prepared to defend this in court and will be claiming all expenses including that of an expensive lawyer and wages/ time lost travel costs top attend court which they will have to reimburse you when they lose the case

[YellowDog]

Yes you do need anything stated to be in writing. You will be suprised what will otherwise be noted down from a telephone conversation.

I wouldn't ignore this, I would try and find out who is sponsoring it and question their legality on a closed claim and after the fact. You need to be careful to make sure that they can't legitimately affect your future no claims bonus.

[Matt_TG]

Sounds very fishy to me mate.

Once a claim is settled, and paid, the insurance co can seek recovery as if they were the insured, but in this case it's the other way around, the insured was in the wrong, and by fixing your bike, it could easily be argued that liability has been accepted, it's no longer Without Prejudice.

My advice is to ignore it. I'm a Loss Adjuster in Tauranga. PM with with details if you want me to see what I can find out on your behalf.

Edit: I've just put two and two together and realise who you are lol. PM me, I'm zk-mat from nzff