ACC (again)

[slofox]

Nick Smith the minister is reported as saying this move will save 42% of 340 million dollars? whatever that means.

142.8 million is what it means...

[middleaged2wheeler]

Who really reads these forums?--I don,t know the membership, but can guess fairly accurately--quite a few police riders--some political riders, local and central government types.-probably quite a crossection of our social strata.

[Laava]

In a way ACC is private Insurance for us as we contribute to it, it is just run by the Govt.

May find, that as we have had ACC a while that private insurance becomes expensive to cover the sudden influx of people wanting cover and actuaries shitting themselves.

I think that drunk drivers should contribute, say only get 50% assistance...sounds tough but it may just change attitudes...maybe same for unlicenced drivers...

But it is not run like insurance. For instance there is no "no claims" and there is no individual fee structure. It is just "hey you, Laava, give us 6.5% of your earnings" and then pay 4x levies on vehicles for the year as well. Mate it adds up and is a huge chunk out of my annual earnings. I am sure I could get insurance a lot cheaper plus I would have 30 odd years of no claims bonus.
I like your idea of drunk drivers having to cough up in some form or other, I will vote for you!

[middleaged2wheeler]

And some 12cents a litre of petrol costs so i heard and no doubt some GST--ACC is a hidden money grabber--next time some group go mountain climbing --hope they get back unscathed and that,ll save us some.

[Jiminy]

This is what happens in Switzerland. Those that can't afford their own health insurance get it paid for by the Government. Because that Government is only buying insurance from the private sector (and then only for a small proportion of the population) and not running hospitals the whole system is a lot more efficient. Definately not third world.

Yes, but the health insurance premiums are shooting through the roof every year, so obviously not an ideal system either...

[Squiggles]

Question is... how could they apply it to bikes? The safety ratings thing is all relative. We cant be compared to cars... although looking at their breakdowns of accidents, i'd say they'd do us by cc rating

[jrandom]

although looking at their breakdowns of accidents, i'd say they'd do us by cc rating

They probably would, but speaking from the perspective of someone who rides an aircooled 1400 that makes less than 100hp at the wheel, I'd have to say that that's dreadfully unfair.

[p.dath]

Theory is good---start own political movement to institute some commonsense back into ruling system--alas that can take a lifetime--powerful lobby groups can be more effective. This forum has a lobbying power for sure.

You could always start with a visit to your local MP - you know, the person elected to represent you in parliament.

[swbarnett]

Non Fault creates a society issue....

All no fault means is that we don't get some beurocrat in Wellington telling us that something you or I may consider perfectly acceptable (motorcycling, for example) is not on.

[swbarnett]

The ACC system being a "NO FAULT ONE" means in reality, all have to bankroll every reckless activity going in NZ at any one time. Just think of all the risky pastimes and hobbies ACC covers besides work. When it first came out burgalars jumping out of window and breaking a leg were covered by ACC---
Some limit to what it covers maybe a start--if you want go skydiving--get your own cover--if you want to go caving get your own cover--and on it goes.

What you say is good in principle but who decides where the line is? What to one person is reckless to another is perfectly safe.

[dogsnbikes]

And some 12cents a litre of petrol costs so i heard and no doubt some GST--ACC is a hidden money grabber--next time some group go mountain climbing --hope they get back unscathed and that,ll save us some.

the govt doesn't work on cents its percentages and I believe its more that 12 thats why they love it when fuel increases more money in the black hole

As for ACC on the saftey status of cars

Hmmmm does that imply that we are all perfect drivers,regardless of how well a vehicle is maintained and its age it is the vehciles that are causing Accidents and has nothing what so ever with the drivers ability

sounds like too me the Wogs in the powers that be Actually believe everything they See on the TV commericals

[middleaged2wheeler]

What you say is good in principle but who decides where the line is? What to one person is reckless to another is perfectly safe.

The two ancient people you quote had neither ACC to pay for, or the rigors of a highly regulated & monitored society to contest.--if they were around today every political blog in NZ would be running red hot.
They would,nt support a :"cradle to the grave" everything in society-maybe just one social safety net--worth studying those two.

[swbarnett]

The two ancient people you quote had neither ACC to pay for, or the rigors of a highly regulated & monitored society to contest.--if they were around today every political blog in NZ would be running red hot.
They would,nt support a :"cradle to the grave" everything in society-maybe just one social safety net--worth studying those two.

Are you trying to imply that the greyness of what is "reckless" is an out moded concept?

The two "ancient people" I quoted, as you put it, are alive and well today.

[SPman]

They probably would, but speaking from the perspective of someone who rides an aircooled 1400 that makes less than 100hp at the wheel, I'd have to say that that's dreadfully unfair.

Nah - they'll start with GSXR1000 as the bedrock, and move up from there......

[Grahameeboy]

But it is not run like insurance. For instance there is no "no claims" and there is no individual fee structure. It is just "hey you, Laava, give us 6.5% of your earnings" and then pay 4x levies on vehicles for the year as well. Mate it adds up and is a huge chunk out of my annual earnings. I am sure I could get insurance a lot cheaper plus I would have 30 odd years of no claims bonus.
I like your idea of drunk drivers having to cough up in some form or other, I will vote for you!

The problem is that you are talking about 2 different types of insurance. When Workplace was briefly privatised it was cheaper....but with vehicles you would not get a private insurer to pay as much as ACC does so it's swings and roundabouts....