Hardcore Biker
Ok so i'm looking at selling my lil ninja 250, but i'v managed go for a quick slide along the motorway on it, and it has a few scratches on the fairings, 2 cracks and a couple of scrapes on the exhaust.
I'm just wanting some opinions as to whether i should make an insurance claim (this accident happening about 3 months ago) or whether I should just get it done up alil then sell her as is?
Cheers
Philosophy 1: Bikers are so full of shit kuz we ride for so long, our butt cheeks mould into one, leaving one exit for shit to escape!
Biker Philosophy 2 - A Manpon will do more penetration then a thumbs up. - Compliments of Dean
Hardcore Biker
How much is it insured for? How much is the excess? How much do you reckon someone would pay for it if you fix it up?
Hardcore Biker
excess is 1K, fully insured (7K value, tho the price of this model has gone up by a grand). I'm not too sure about how much it would cost to fix it. If anybody has fixed fairings before, is it expensive?
Philosophy 1: Bikers are so full of shit kuz we ride for so long, our butt cheeks mould into one, leaving one exit for shit to escape!
Biker Philosophy 2 - A Manpon will do more penetration then a thumbs up. - Compliments of Dean
Wearing Hi-Viz Black.
Also, there is the dent in the "no claims bonus" (if you have that) to consider.
TOP QUOTE: “The problem with socialism is that sooner or later you run out of other people’s money.”
Forum whore
Pictures? Maybe? If you claim on it the insurance company will probably want to replace the entire panel if it has a crack.
9 times outta ten they'll put an aftermarket exhaust on though cos stock is more expensive for 250's i guess. so you could sell it with a better exhaust maybe?
Originally Posted by nodrog
Yarrrrr
Claim. You can always withdraw the claim without it affecting anything, if it's not worth it.
Missing my buddy Morepower
Probably not worth it - no offense, but it is a 250cc.
Find someone to plastic weld the cracks, polish the pipes, and sell it.
250's are purpose bikes, hold their value and people expect them to have had a slide or two.
Hardcore Biker
Check to see how much it will cost. Chances are you'll put in a claim as fairings are bloody expensive. Seeing as the bike is fairly new, you'll take a huge hit if it looks patched up.
Him mit der R1200 Bayerische Motoren Werke Gelende Strasse
Hardcore Biker
I'll give the insurance company a call and see what they say. I'v never put in a claim before. Should i let them know that i'm intending to sell or that the accident happened a while ago? Does it any of this info make a difference?
Philosophy 1: Bikers are so full of shit kuz we ride for so long, our butt cheeks mould into one, leaving one exit for shit to escape!
Biker Philosophy 2 - A Manpon will do more penetration then a thumbs up. - Compliments of Dean
o.O
you're meant to tell the about any accidents etc straight away... not 3 months later when you decide you might want to make a claim..
my insurance went from 380 to 500 a year after my claim, so all in all probably still worth it
is <3 supposed to be a heart or an ass hat?
For whom the bell tolls
Get chaos rider to fix it for ya.
KiwiBitcher
where opinion holds more weight than fact.
It's better to not pass and know that you could have than to pass and find out that you can't. Wait for the straight.
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