Do you have any evidence to suggest the majority of acc claims are spent on these people?Originally Posted by p.dath
If not they aren't the ones who should be targeted
In the riders seat
Do you have any evidence to suggest the majority of acc claims are spent on these people?
If not they aren't the ones who should be targeted
"If you can make black marks on a straight from the time you turn out of a corner until the braking point of the next turn, then you have enough power."
Hardcore Biker
the entire problem of acc is its no fault basis
if individuals who routinely caused accidents had higher premiums it would be simple
however the no fault basis of accounting costs on the basis of what class the victim is and levying charges based upon incidence rather than cause is a fundamental error in logic
also the logic of acc per vehicle rather than per licence holder also is wrong, some people have collections of vehicles of which they can only use one at a time yet they pay multiple acc levys
ArseBiscuit
If it's a no-fault system why do bikers pay higher levies?
Rider in training
No-fault means it doesn't matter who caused the accident, you'll get treated in hospital.
Because bikes have a dis-proportionately higher number of claims.
Hardcore Biker
you have begged the question, if its a no fault system why are bikers singled out to pay more?
if you are looking at the higher number of claims then you should be looking at the cause of the problem not the effect
111000101000100010011110
no fault per incident is perhaps a better term. Looking at the cause is a good idea, sounds like p.dath had looked into that a bit and decided gear is a good place to start, not the main cause, but easier to solve perhaps.
"A shark on whiskey is mighty risky, but a shark on beer is a beer engineer" - Tad Ghostal
Rider in training
+1. Exactly. Needs someone much smarter than me to solve the other issues.
One hell of a ride.
Nah. Just easy to make up rules a lot of us don't want.
111000101000100010011110
perhaps its time for that poll discussed on the first page?
"A shark on whiskey is mighty risky, but a shark on beer is a beer engineer" - Tad Ghostal
Highway Biker
in my eyes and i might be cross eyed here but, ACC pays out lots of money to people that should not really be getting anything at all, besides a trip to court and a stiff sentance. where do i get this from, well just think about it for a minute, ACC pays out whether or not the party was guilty or not, what i mean here is that the person involed, was like a few years ago a person trying to break out of jail, fell and broke both legs and got a payout from ACC for $15,000 is that fair ??. i have been to loads of bike rallies and runs, the amount of people that i have spoken to that do not have a bike licence is really frightening, i do not think they would deserve cover from ACC, in fact in my books anyone commiting an offence be it driving with no wof or reg, or licence or breach of any laws should not qualify instant cover. its a great system but its no good if it bleeds everyone dry in the process.
as for regulating what gear you can wear is no good, as there would be so many options open to abuse, and who would police it ?, or would we have fashion police might be good if they were female only
ride for freedom, ride safe, ride for me, and all the other bikers no longer able to ride
Cyborg Biker
Only if they have an accident and claim ACC... if they have no accident and don't claim ACC then they have no effect
One hell of a ride.
Nah - I don't think KB is indicative.
A lot of the people I'm talking the liberty of typing for don't even have computers. But I can tell you exactly how they feel.
111000101000100010011110
haha, lucky us, how ever would we manage without you!
"A shark on whiskey is mighty risky, but a shark on beer is a beer engineer" - Tad Ghostal
One hell of a ride.
If you send $99.95 for my new book I can make you outrageously hip too. :-)
Rider in training
In the Safer Journeys document I think it said motorcycle riders were 18 times more likely to have an accident than a cage driver.
They might not have an accident 999 times. But that 1 in a thousand event could result in a massive ACC bill.
It was said previously, a minor accident costs about $61k, a serious accident costs a bit over $500k.
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